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<br /> Esuyir►cnts nmy no longtr Gs rcquircd,ut thc�pti��n af l.cndcr. if r�iortgage insarancc covcrase(in thc�nmount un�9 dnr thc ptriixl
<br /> ihat Lsixier reqairos)psovided by an fnsurer appruved 6y Lcnder egain becomes available anJ is obt�inad. B�rrower ah�ti p�y
<br /> ti�c p��u�iumv reyuir�i[u:;�ai�it�:iri mortaagc insuranr,P in effect,nr to pi'avid�:a loss reserv�.until the requircment for mo�tgage
<br /> insurance ends in accot�ancc with nny wxitten ugrament Netwcen}iorrower nnd I.encler or mpplicable law.
<br /> 9, 6nspection. t.c�xicr ar its ngent may m�efcc�casonnhle cntries 4pon anci inspections of'the Property. Lc�xlcr shull give
<br /> �unower notice at the lune of or prior to an inspection specifying rwsonable cause for the inspection.
<br /> l0. Condemn»tir►n. The proceeds af any nward or cluim for damnges, direct or conseyuential, in connection whh uny
<br /> camiemnation or otlicr taking of nny part af the Propc�y,or for nonvcyance in Ifeu of condcmnation,are liereby assigned arxf
<br /> shall be puid to Lcndcr. �-
<br /> In the event of a total taking of th�[�uperty.►he procceds shall be applied to the smns secured by this Security Instn�ment.
<br /> whether or nut then due, with any excess paid to Borrower. [n the event of n partial tnking of the Pmpeny in wliich the fair
<br /> mnrket valuc of tlte Property immorliatcly bcfo��thc takin� is equal to or grc.ltcr thun the amount af thc sums secured by this
<br /> Security lnstnnnent immediately bef�re the takinb,unless Borrower and I.ender othenvise agr.:c in writing,the�ums secured by
<br /> this Security Instrument sliall be raduced by the umnunt nf the procecds mul�ipYied by the following frnction: (u) the total
<br /> omaunt oi the sums secured immediately l�fore the t�t{cin�, divided by(b) the fair market value of the Propeny immediately
<br /> before thc t�lking, Any balance shall be pud to Bo�ruwee. In the evcnt of a panial ta.4eng of tlle Property in which thc fair �__
<br /> market value of the Property i�nmediately before the takBng iF less than the amount of thc sums s�cured imn�;diltcly before the
<br /> tukin�, unless�3on•ower and Lendcr otherwise agree in writing or unless applicable law otherwisc provides, thc proceeds shall
<br /> be applied ta�ahc sums sccurcd by this Securiry Instrument whcther or not the sums arc thcn due. ---
<br /> 1�LhC �0�1CIly 1�aivaiuv�iui vy uvi w�vct,v�.ii.�+i�er nocice oy t.ender to Horrnwer that rne condemnor oiiers w mwi�c w� ^
<br /> award or settle u claitn for damages, Borrower faifs ta respoad to Lender within 30 days nitce thc date the naticc is �iven, �
<br /> Lender is authc�rized to callect and apply the proceeds,at its option, either tn restaration ur repnir of the Propeny or to ttte sums
<br /> secured by this Security[nstrument.�v}�ethcr or n�t then due. __
<br /> Unless Lender und Bo�ro�ver othenvise agrc� in writing. any application of proceeds to principal shall not cxtcnd or
<br /> postpone ttte duc date of the monthly paymcnts referrcd to in paragraphs! and 2 or change thc amount of such payments.
<br /> 11.Borrower Not Released; Forbearnnce By I.ender Not n Waiver. Gxtension of the time for payment or modification
<br /> of umortiui¢ion of the sums sccured by ii�i�Sr,�ui�.y i���trur.:z��i b�u�t�bY L=r.��*t^�'•;`!trrrccnr in in�erest of Eorrower shall
<br /> nat operate to release thc liabi7ity of the original Borrower or Borrowei s�ucccssors in intcrest.Lcnder sliall not be rcquircd tm
<br /> commencc�pmceedings against any successor in 'snterest or refuse to extrnd time for paymznt or otherwise modify amortizatian
<br /> of thc sums secured by tl►is Securiry Instrument Uy rc.ason of+u�y demmid made by the original Borrowcr or Borrower's �_
<br /> successors in interest. Any forbcarance by Lender in exercising any right or remedy shall not be u waiver of or preclude the
<br /> excrcisc of any right or remaly.
<br /> � 12. Successors and �dssigns Bound; Joint and Se�eral Liability; Co-sifiners. The covenants and agreements of this
<br /> ' Security [nstrument shall bind and benefit the successars and assi�ns of Lender and Borrower, subject tn tlie provisians of �
<br /> , paragraph 17. Barrower's covenauts and agreements shal! be joint and several. Any Borco�ver who co-si�ns this 5ecunty _w
<br /> Instniment but docs not execute the Note: (a) is co-signing this Security [nstrument only to mor+igage,grant and convey that �:x.��.
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<br /> Borrower's intercst in tlie Property under the terms of this Security Instrament (b)is not personaUy obligated to pay the sums ��N
<br /> securcd by this Securiry Instrument; and(c)agrces that L.ender and sny other Borrower muy a�rcc to cxtcnd. modify,forbear or e„�_:
<br /> make any aecommodations witli regard to the terms of this Securiry Instrument or the Note without that Borrower's consent. �;:
<br /> 13.I.oan Cdarges. [f the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, ��
<br /> und that law is finally interpreteci so that the interest or other loan charges collceted or to be collecteei in connection with the �r.
<br /> lo,�n exeeed the permitta�i9 iimits,[hen: (a)any such loan charge shall be reduced by the amount n��cessary to recluce the charge -'--�
<br /> to thc permitted limit;and(b)any sums already collcctai from Borro�ver which cxca:ded permitted limits will be refundcci to ^��'�'
<br />-� Borrower. Lender may choose to malce tBis refund by reducing the principal owed under the Nnte or by making a direct
<br />== payment to Borrower. If a refund rr:duces principal, the reduction �vill be treated as a partiul prepayment without any
<br />= prepaymcnt charge under thc Note. -
<br /> Y4.Nottces.Any noticc to Borra�ver provided for in this Security Instrumcnt shall bc givcn by delivering it or by mailing
<br />'° it by first class mait unless applicable law reyuires use nf;�nother methad. The notice shall bc directed to t9�e Propeny Address
<br />- or nny other address Borrov�er designates by notice to Lender. Any notice to Lender shall be given by Cirst class mail to
<br /> �• Lendcr's address stated hercin or any other nddress Lcndcr de�ignates by nnticc to Borrowcr, Any notice providcd for in this
<br />-' Security Instrument shall be deemcd ta h�ve been given tu Borro�ver or L.endzr when given as provided in this parugraph.
<br /> IS.Governing Law; 5everabllity. This Securiry Instrument shall bc �ovcrned by fcderal law and the law of thc
<br /> jurisdiction�n �vhich thc Property is located. In the event that any provisian or clause of this Security fnctrument or the Note
<br /> conflicts with applicable law, such conflict shall not affect ather provisions of this Security Instrument or the Note�vhich c:in be
<br />-_ given effect widiout the contlicting provision. To this end die provisions af this Security Instrument and the Note are declared
<br />-; to be severable.
<br />'� 16.�orr�w�er's Cupy.Borrowcr shall bc given onc conformed copy uf thc Notc and of tliix Suurity Instrument.
<br />=� Form 3028 9/90
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