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<br /> �--��:��_� TOGETHER W1TH all the impravementi now or hereaftzr erected on tlie propeny,anu aiU casements,appurtenunces,nnd �'F7:.'
<br /> � -�r��+� fixtures now ar hereafter a pan af the propeny. All replucements and additions shuU nlso be covcrccl by this Security
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<br /> �nstruu�ent.All of thc forcgoing is refcrred¢o in thi�Securiry lnstrument ais the"Pmperty."
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<br />_ �__,��,;,� BORROWER CO�ENA�VTS that Boreower is lawfully seiscd of the estace hercby convcyed an�hus the right t�grznt n��d
<br /> - ,. �-�J� -�� convey the Property and that the Property is unencuinbered, except for encumbmnces af record. Dorrower wurrnnts+ind�vill
<br /> �'�Y defend generally the tide to the Propeny nguinst all clnims nnd demands, subject to uny encumbrances�f record.
<br /> —��';�" THIS SBCURITY INSTRUMENT cambines unifarn�cuvenants far natior.al use and non-uniform covenants with limited
<br />'=�`-°�" � variations by jurisdictian ta constitute a uniform secariry instrument covering real propsrty.
<br />- ="''�' � UNIFORM COVENANTS.Borruwcr and i.endcr cRVenant nnd ngree as follaws: __ _
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<br /> __•-�,�...,�,t • �. 1. Payment of Princips�l nnd Interest; ['repayment and I.ute Chnrges. Borrawcr shall promptly pay when c4ue the _
<br /> �"`�`•` '� '" .t rinci al of and interest on ihe dcbt cvidenced by the Note tu►d any prepayment nna Inte charges dur,under Qic Note.
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<br /> �'�°���:;. ��- �, Funtls for Taxes nnd Luarnnee. Subject to applicable lnw or ta� written waivcr by Lender, E�orrower shall pay to
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<br /> _-M=_��T���� I.cndcr on the day monthEy payments ar�due under the Note,until the Note is paid in full,a sum("Funds")for: (a)yearly tnxes
<br /> ----- _���„� and assessments which may attnin priori4y ovcr this Security Instrumcnt as a licn on the Property; (b)yearly Icasehold payments
<br />-°��-��,,,s� or ground rents on the Praperty,if any;(c)yearly hauud or property insumnce premiums;(d}yearly floal insurance premiums,
<br /> ---. :,:�°� : if any;(c)yearly mongage insurancc premiums, if uuy; und(f}uny suras payabic by I�orro�ver to l.ender,!n acrordan�,a with ___
<br /> ;�'?��� the provisions of paragr�ph 8. ir lieu of the puyment of mortgage insurance premiums. These items are called"8scrow Itcros." _
<br /> ��;,��`•��' �`" [xnder may, at any time.collect and hold Funds in an amount not to exceed the maximum amount a Iendcr for a fcderally
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<br /> s��.:.__s.ce��:.�,�, related enortgage loan may requi��e for Bonower',e�crow accaunc under the federal Renl Estate Settletnent Proeedures Aet of _
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<br /> — —�-`'�^ 1�74 us a►nended from tunc to umc, ll U.s.l:. �ecaon LbUI Cf sct/. � f(CJCf1 ). UIUCDa nu�uw7 �H::.....:o�.�+uw w•••..•..�•....
<br /> -_ :. „w„��,�;:, ' sets a lesser amount. if so,Y..er.der may, at any time, callect and hald Funds in an amount not to exce�d the Icsscr�mount.
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<br /> •' �,,.:�.;:';;;�. Lender may estimat� the mnount of Punds due on the basis of currcnt data and reasonable estimates of expend9tures of future
<br /> �`' ��� �:rt'�•, Escrow Items orothenvisein accordunce with applicablc luw.
<br /> =-.,<wi,4•r.•: The Funds shall be held in un institution whose de�osits are insured by u fedcral agency, instrumentality, ar entity
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<br /> "��•�*•r � . ;� (including Lender. if Lendcr is such an institution)or in uny I'ederal Home i.oan Bank. Lcnder shnil apply tt►e Funds to pay the
<br /> "' ��'• � ::i' .-' Escrow Items. Lender may not charge Horrower for holding and applying the Funds,�nnuaUy analyzing the cscrow nccount, or
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<br /> i� '`:r;��+:;:„�,i�a��:, verifying the Esccc�w Ii�iu�,u�ucaa S..ci��ci�iay5 Ccrr�wcr i�i�r:.st an c"e Fazids snd a,^.�l�^�ti+t.�1�4,�sn�itc i ender t�m:ilce sueh
<br /> � '��� �, a charge. However, Lender may require Borrower to pay a one•time charge for an independent real estatc tax reporting service
<br /> ��� '%-' used by I.ender in connation with this loan, unless applicable la�v provides othenvise. L)nlehs �n agreement is made or
<br /> � • � � applicable law rrquires interest to be paid, Lender shall not be required to pay Aonorver any intcre.gt or enrnings on the Fwsds. _
<br /> -;:;`';;t:;;�`� ,c'..,; ���� Borrower and Lcnder may nL,ree in writing,however, that interest shall be paid on the Funds. I.ender sltall give to Borrower,
<br /> `;'�:�4;"';�,•,��r'��� without charge, un annual nccounting of thc Funds, showing credits and debits to the Funds and the: purpose for �vhich each
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<br /> ..�;�;;�u��,,�,;� debit to the Funds was m1de. Thc Funds ure pledged as ndditional security for all sums secured by this Security I�strument.
<br /> sr,,3;,t;,;,,_..y,;•.;� �•. If thc Funds held by l.E;ndcr exceed the amounts permitted to be held by applicnble law,Lender shall account to Bonuwr,r
<br /> - ,.n�x,..��.:.,r.,' ., for the excess Funds in uccordance with the requirements of applicable law. If the amount of the Funds held by L,ender ut any
<br /> ' "'*'�"� "� time is not sufficicnt to pay the Escrow Items when due, L.ender muy so natify Borrower in writing,and,in such cuse Horrower
<br /> __'�+'" " , ,',';+ � siinl l pay to I..ender the amount necessary to make up the deficiency. Borrower shnll make up the deficiency in no more than
<br /> '��'��""` `�"'"''"` " twelve monthly paymcnts,at Lcnder's sole discretion.
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<br />�','�:�,-.;;�.,,.,., . L'pon paymcnt in full of all sums sccured by this Security Instrument, Lender shall promptly refund to Borrower any
<br /> -;y„�,�t�o:� �.�.. Funds hcld by Lender.If,undcr parugraph 21, l.cuder shaU u�quirc or sell the Property,Lcndcr,prior to the acquisition or sale
<br />� •;•�:c;° of thc Property, shall upply Any Funds hcld by Lcnder at the time of acquisition or sale as a credit ag�inst thc sums secnred by
<br /> ;�'�;:,.s`�:�;t�� this Securiry Instrument. =�
<br />- -� 3. Appltctition of Paymcnts. Unless applicnblc law provides othcrwise.all payments receivec!by Lcnder under par�geaphs '"�-
<br /> � " ' 1 and 2 shall be upplieei:fir�t,to any�repayment charges due u.nder the PJotc; second,to :unounts payable under paragraph 2; .�_
<br /> • third,to interest due;founh, to principal due;and last,to any late char�cs duc under thc Note.
<br /> - = 4. Charges; Ltens.Borrowcr shall pay all taxes, assessmcnts,charges,fines and impositlons attributable to the Property �_
<br /> _ "��. which may atG�in priority ovcr this Sccuriry Instrument, and Ieasehold paymcnts or grnund rents, if any. Borrower shall psy ==
<br /> ;�,� � . .. :b thesc obliEations in the rnanncr provided in paragraph 2,or if not paid in that manner, Borcower shall puy them on time directly �
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<br /> F � - � � to the person owed paymcnt. Borrowcr shall promptly furnish to l.endcr ull notices of amounts to be paid under thi�paragrt�ph.
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<br /> If Borrower m;ilces thesc payrnents directly, Borro�ver shall promptly furnish to Lender receipts evidencing thc payments. r�
<br /> - �� Bonowcr shall prcztnptly dischargc.my licn which has priority ovcr thisSecurity instrument unlcss Borrower: (a)ugrces in �`•'•
<br /> � writinE to the payment of the obligation secureci by thc lien in x manuer aceeptable to [.ender, (b)contests in good faith the lien
<br /> •����� by, or defends against enforcement uf the lien in, Iegal proccedings �vhich in the Lender's opinion operatc to prevent the
<br /> ' � enforcement of die iien; or(c)secures from the holder of the lien an agrcernent satisfactory tci Lender subordin�ting the lien to •
<br /> � this Security Instrument.If Lendcr determines that any pan uf the Property is subject to a lien which may attain nriority uvcr
<br /> � this Security Instrument.Lcndcr m,ry givc Borrower i►notice idcntifying the licn. Bornnver shall satisfy thc licn or takc one or
<br /> • '. morc of the uctions sct torth abovc within 10 days uf'thc giving of noticc.
<br /> �� • Form 3028 9190
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