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<br /> _ - [nstrunxr►t.All'of the'farcgoin�t is reftrre,d t�in this Secu-ity In�tcuma�t•u�t}�s''�'::��iYy." : . -
<br /> p()g�t(3V1��t2 C(�VETVAIv f�fh�t Tiorrowcr is lawfuliy rus��r!t,f ihe cs!.':tL�ercby cnnv=yed and•fias the��right tu gran��d 'r.
<br /> � cunvcy thz}'roperty a�x1 thac t�te I'rope:ny is uuz��cumtier�xi, e`.icrc�t far r.t�cu�nbrances of�i�a:a�c9. Fi�>►ruwec warrants ��x1 vHiff'
<br /> Qcfend generalty thc titic to che Propert�� agairt5t ai1 clainLti aa�}tlemancls,subjr.ct tu any ancumhranc�s ot ircorr�..
<br /> Tf11S SECURI'fY�IN5t�i1J1vELN'9'combiizcs un3furni cnvenar.ts for r:iianui,use und��on•unlf�►n+i c:overiants u�it!►I;mited
<br />____ . _ -- • ' ' ' ' ' � .,
<br /> -----= 1w;atinns bp,��nt„ii�tion to consat�tte a undarnz secunty inst►ueu+'itl c:nvering real proyerty. •
<br /> — -- UNIFt�RM COVENAN'CS.F3orra�vcr ard L.encfer c;oven.uu and snr�:c:�s foltows:
<br /> �a.�=�= I. Payn�ent �nf 1'ri�tclpa)wnd Ia��Crestp P��c�ytte:'••lt and Late ChargGS. Borro�ver shall ptmr:ptiy �y when ciur. the . _
<br /> _—-a---- principal of and intetest on the i�ebt evidence�by tt:e Not�and:rny prepaytleri mid latc charges r.tae wider thc;N.�cc. �
<br />— �, funtig foa�TaxeS �sid I��.St+rar.«. Subjec,t ro�pplicubl�I�w or to a writte��waiver hy Lciulc;r, �}orr�w�r shall p•r,y to„ . _
<br /> -�--—= L,endcr on U>>c day�hont3ily.�ay�meats�re due wi��r the Nate,unti!the Note is paid in i'ull,a sui��("Funds"p for:(a)yc�ly tr�x� • �
<br /> �'`"'�'��-' and assessments which may attain pr.crrir�over this Security Iqstrument as a lien on the PropeKty;(b�yoarly leaseha�d payr►xntx , .,
<br /> ...�.:—� - or braun�l rents on the C roperiy,if i„jy;.<c)Ycarly h�:,rd or p.eN:t�€usu*•�s�ee pre,��+��nl�;E�)Yearly ilood insurancc�►rfmiurm��
<br /> --_- if any; (e.)yearlS� mortgage insnru�ce pren�nums, if any; and(�any suins u�yuble by Borrower to Lcndee, in acc�rdanoe with
<br /> �'�-���'�°'!��. �f,n nrnvicinna nf nat3L1'uph�i. in lieu of die payment of moriga�,c insur�,ncc pr;n:urn.. 'I'hes�items arr.c�lled"Fscrow..ItS!�•" _ .
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<br /> T..euder may. nt any �imc,:titi7lect suvl hold Fuhds in an aniount not ta ezcaa cne maximum amuux�F�.«��« ..�� u .----w-;� -
<br /> u �a = s. related mortgage�oan mtay�equire tbr tlorrower's escrs��v �c�.�,ur�t und�r c.h� fe3ezst Real Rstate 5etttement Froi-�clure,9 Acc t�f !
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<br />=L"-'��"��.� (g7q as amer��led from time to time, 12 U.S.C. Section 2601 et.req. ("RESPA"), unless another law that agpliGS to the Fu»ds '
<br />,.,,�,,;,a;t.�,,,,;;;,'� 'd Funds in an amaunt not to eacced the lrssr.r anx•unt.--
<br /> :.-.,.�M;�;:� sets a lesse:amount. IP su, i.ender m�y, at nny time, coilect and hu�
<br /> �;{-��.��;��'�'� l.ender may estfmate d�e umount of Funds duc on the bnsis of curcent data and rr.asonabte csti�nairs.of expcnditures o�'fiitux
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<br /> �'-- �� Escrow Tte.ms or otherwise in�ccordance with applicab,e law.
<br /> r.-,�•��� . • _._ • ...,......, a..�..o..o .,.e :��„�+wi hy :y fo�ier.il neency. instrtuncnt�iity, c�►•entiry
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<br /> ��f,-��;� (including I.ender,if Lender is such an institution)or ia any Feder.il Haine Loan Hank.L.ender sha11 apply the Funds tu pay the �
<br /> ,��Yy=----�---- Lserow icems.I.crcicr���ay���t�arga°asro��ez far 12�.��n�,v..inv the Funds,annu�llV�n�IYZiUI�YhC eS�tuw ACCOURt,oi -
<br />,.;�ri_;�h vcri'tying the Escmw Items,unless I.�nder�ay9 Bonowcr interest on the Funds and:+pplicnble law permits Lcnder to m.�tke s»ch
<br /> `::���•+�: ;. �, a chargc. Howevcr, L.ender axtay recluire Sorrower to pay.a one-time charge for nn lndependent real estate tax reponing setvice
<br /> ��"•�' " used by Lendcr in wnn�.^.3i�n wi4h this loan, unless �pp]icable law provides at�erwisa Ualess an ugrcer�:�nt is inade ar
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<br /> �_;'���"',�',r,�"�a�• ��` applicable law eequires interest to be paid, i.endec stzall not be required to pay Bohower any interest or earnin�s on fi�e�nds.
<br /> 4'_;-,*',�' ��,�°� Borrowcr and I..ender rt�ay agree in writing.hovrcver.that intcrest shall be paid�n the Fund�. l.�ndcr shall give to Borrawer, — _
<br /> -_u�����,�•�,���; withaut ch�rge, :u�annual�ccounting of the Funds, showing crcd�ts and debits to the Fundx��ac} the purEwse for which e�icll _--
<br /> ���"F`�`"�� a`--V debit ta the Funds was inade.The Funds are pledged as additiona!securlty for all sums securcd tiy this 5ecurity Instrument. _
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<br /> �_n++�,v��� IF the Funds held by�.ender exceed the amounts permitted to be held by applicable luw,Lr�nder shall account ta Bun'over
<br />-"" "0�' ''"� for tlie excess Funds in accorda�ice with the requir�ments of appitcablc law. If the nmount of the Funds held by Lertder at any
<br /> ���'".,�'.,~�;�,�.
<br />.,;..�w,. ,,,.,.�.� .: , time is not sufi°cient m pay the Escrow Items when due.i.ender may so notify IIorrower in vrriting,an�.in such case Bonnwer v_
<br />- ,Fi°r•�,�' � shall pay to [.e:�der the amount necessaay W make up the deficiency. Eonower shali make up the deficiency in no �rxom tnan ,
<br /> •'�''^--.�---j----=¢ twelve moncitly payments,at Lender's solc discretion. ,�_�,.
<br />..i.��..�,..� ��,.�" Ur,x�n payment in full af all sums secured by this Security Instrument, Lender shall promptly refund to Bonowcr nny �
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<br />=.,�..:;:�.;�,�- Funds held by Lender.If,under para�raph 21, Lender shall acquire or sell the Property.I.ender,prior to the flcquisit'son oe sale __
<br />_:n��;`,�y;x:�` of the property. shall apply any Funds held by I.ender at the cime of acquisition or sale ns a emiiit a�ainst the sums secured by
<br /> - �: --
<br /> `" . . `�'>:;:: this Securiry Instrument. ���.
<br /> -�' � '•rv''��' 3.Appli�dton uf Poymen�g.Un(c�ss applicable law provides othenvise,all payments reccived bp Lender under parngrnphs �:.�
<br /> ��-�� •� 1 und 2�t►all be npplicd:first,to any prepayment charges due�nder thc Note: secand,to umounts payablo undar paragraph 2; __-
<br /> • -_•�u�::. � ���-
<br /> ��rw-•r r; third,to interest due;fourth,to principal due;mid last,to any late charges due undcr thc Nate. _,,
<br /> � �� `'`r'�r 4.C4���es;Liens.Borrower shall pay all taxes, assessments,charges, fines and impositions attributable to thc Propesry �:}:
<br /> �� , .� ',�:%:� �vhict�may Attain priority over this Sccuriry Instrument, and le��sehoid paymcnts ar ground rents, if any. Borrower shail pay
<br />�.<<-•�" 2hese abligacions in the manner provided in para�raph 2,or if nat patd in that manner.Borrower shall pay t{lem on time directly ,
<br /> ::.�� . • -
<br />� , • �o the person owed pnyment. Borrower shall pramptly fumish to Lender all notices of amoants to be paid under this paragcaph.
<br /> If Eoxrower makes these paymcnts directly,Borrowkr shull promptly fumish to Lender re.ccipts evidencing the payments.
<br /> ,,;�, " Sonowcr shall promptly disci�arge any I'sen which has priority over this Sccurity Instrument unlcss Borrower:(a)ugrces in •
<br />. ,;:':�� writMg to th�payment of the abii�ation secureel by tl�e lien in a munner acceptable to Lender;tb)contests in good faith the lien
<br /> _ , ,� by, or defends against enforcement of the lien in, legal proceedings which in the Lendcr's opinion operate to prevent ths
<br /> - " � � �' ? ' enforcement of the lien;or(c)secures from the holder�f the lien an agreemens satisfactory to Lendcr subordinatin�the licn to
<br />``%�;�'��'" �•�> �'� this Secarity Instrument.If Lcnder detertnines that any part of the Property is subject to a lien which may attain priority over
<br /> :;��. � .
<br /> , this 5ccurity instrument,Lcnder may givc Borrower a notice idetuifying the lien.Borcowcr shall satisfy thc lien or e one or
<br /> ° ••• n�ore of t}te a�7ions set forth above within 10 days of tUe giving of notice.
<br /> ' .. Form 3028 9/80
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