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F�� R <br /> s ` �; �*��r� i�L'!`(i.�R�17ii�-I �11 d�a irnpra��n�iiuiss nocv�-,•h�rcati�.r c�cctc�l o�thc�xc��x:�iy�t�id fi1I1 f,.�:�.ci�i9 F}•s�sN�,r�::���s:i1 = <br />_ :--�,�._:��+��� ti�tcucq r��v+a3�hea�ea�tte:r a��k ac t,h��1ro�2rty.A�1�:glac:,'nz:1�s nn�nxt�ESt1CYl3 Gi7::�1�t�u�t�co;ruic��f�t.�,3 S.�cisi�y Ii�stc�sn.c��l. �:�__�,:; <br /> y„� �-s.w� All of d[e foreAoing Is��:fc�d to�i�this Sxar.ity Instra��a►t aa tho"Property." <br /> `� � I:is�:Lp:�i��' p��F�'`?PT1T� S�tat 1�t�5lOWC`�'�S Iat�1'��153� s�iscd of U►�es:aus h::Cvy�CtS3NCyed en�9 h��ha�isfi+to Ei�n3 cu�d �n. .._ <br /> �� '_ �� CO[IYCy fI1C�l�Q�iy Ml�iIl&[IIIC PtYI�Y l9 U�P,LlCUlYlbClt9���except fior encumbs�+�ces of rncord.�Bon�owrr w�ant.s�wiic ---_ <br />..;���; d�fend guuxt�lly tho title to ihe Froperty t�ainst aIE claims and dseemandy.sub,�oc:t to any encumbraxsces of re�urd. �- <br /> TIi13 SE�ZJItTTY INSTRU1biiBN'f combines uhiform coK�.�ts for nationa? use and nun-���ffc�rr�covenunt�wi6� linute9 �— <br /> ==----���_. varlation�by jurisciicdon to constit�ite a uniform secwity instxument c.�vaing real property. --- <br /> .� � <br /> R��,,,��`' jJN][FQItM CC�VHNA��.Somnwer and I.eridca coven�nt�nd tigroe a9 fnllows: <br /> "°a�` �� �� a.�g�Prs oS E'rinctgAl and Interesti Frep��me�i And Ls�te ChArge�. Dorrowtr sluitl prornptiy �gy whe� �i��e � <br /> b�d�2q►�'.. <br /> --- -�'�_"�.� principal of a�d tnt�erest on the dcbt r,vidrncad by the Note and ea�y prepaymcnt ond late charges due under otc. <br /> -,;;��su�_._� <br /> ::�,r��,��y�,' 2.�ntl�!or Taxea and Irsuraran.�. Subject to app2icabSe lnw ar to st wrttta� wai��er by Leridar. Bomnwu ah�ll pay to <br /> �_'!�':?���-��'� Lc�7d:r an thc day monthIy paymcnt,are due unctcr tP�e P1ote,unt�l the Nate is paid ln full,a swn("gUnds")for.(a)ytarly ti�zcs _ <br />:`�s,�.���.�,�tir and cs�.ssa�crai�which may aunin prioriry qeer thir3 3ec�uiky Instrumont as a lla*�on tlie Pro carl leasehakl�aymcrtts <br />.;.,-.s�;�.r,;; thi Pe��+t(�)Y Y <br /> —= s��a____�__�;� or grouY�d rrnts on the�*m�ry,if any:(a)Ye.z+slp ha�ard ar ProP��Y ins�rar►co premiw�si(d)Y�ly flood incunti�ce�ani�ur.:.��: <br /> }°-��'�?�`� snye(e)Yearly mart�ta�n�pran�c premiuu7s,if suiy:and(�any sums gayftbie by IDortowar�ic�I�r�ea.in�ndro�ca with ttsa -- <br /> :�_-'`':��`� :��, in li�i� af tlse pay►n�t ef u�o��e inst3pnce pmmiumR.Th�se items ata c.g1lr„d"E�acraw ittms." <br /> -�Yr�-,..... FygVt9iDA`f 0� �iaa�a�+ - - <br />—._..r qC�t17" r <br /> •�. � I�t�der rua3�,at e�y li�ne,coUcct ant�fi�olil Fund�in an amount not to exceed Ehe maxiniam an�ou�lt a Yend�r for a fo8aalty irlsttd _ <br /> _= - :���"�w . martgage loan may rt���re for Borr�+xer's escmw eccaunk urider the federel Real&s�te Seitlement Fracodeu�s Act of I974 sa �� <br />- �L..�;.;:::�,,:..:��� amc�[ied�maa ti�r�c to tlme. 12 LI.S.C.Secdon 2(13i et scq. ("LRESpp��?�unless enother law tiu�:ugpYies ta the Hustde�sets a lras�r «:n_' <br />:,1��..-":° .� tUC10��IiG T[60.�.C�lura iun�i.fit.iiiy f�....,.CC:.�w flRt3 �t4�L F•n o in an amnnnt �nt tSl CRCeCd II1G ICC9�'F}T1i4WiL LrC4(�iBBY -_—- <br /> • k�;.�;,:,.:r,�,�� esdmate the ar.�ount of�unds dae on thc Uasis of cmrcnt daL3 and retsonable estirrr�ates af enpeaiditures of fa3we�c�row Iterma or __ <br /> �:�>�`'A� ,' etherwise in bccordance with agplicable Iaw. <br />='�:`.z.�1�r'. � '� � � <br />;'.,., '.,..,�,�. The Funas shall be3�cld in an i�s�t�don whose depos[ts are insured by^fedc�l ugency insnumentality �r entiry(including <br />,,.,�*;�,.,;.,;ry'Y Lcndex,if Lender i�such an insdtu�on)or in any Federnl Home Loan Hank.Lender sbs�ll apply tt�e Fund.9 to pay the Be�row � _ <br /> -�`� �:« Items.[.er►der may noT charge Boimwer for holciing end a�plying th�Funds,annually analy�ing the escmw�ecouat,or verifying �F <br /> ' "'�'-=`. ° �h�Asrmw It�ani�ss I.cnder uays Horrower interest on the Funds art�l eppl3cable law pamits I.ex�der w ix�alca such a cUauge. <br /> �y — <br /> `` ^'��`��-`� ;;�-.,r��.t,�w ms;req••s�aror tn�wy A�ne.time charae for�n indcPendent m a 1 estaw tax reporting setv�ce asea ny =_- <br /> :;. �RYKa....,. , <br />_ " :,��,,.�.� :�e�. , L�ender{n ca�r►necYlou �rith this loazi.aviless applicable Is�w provtdes othera+isc.Unle._�s en r��r�emer3t is msde or applicable Iaw _ <br /> .�.:'.., ..n; requires inter�est t,o be�aid,Lender shell not bE nec�uired to pay Borrower any intem,st or��inge on the Ftu►ds.Bnrro�vrr and __ <br />..:�.::�.:• .-- <br /> ��.'.. Lender may agee in wsiUng.however.that interest s1►all be paid on�ha Funds.Lcndes sh�!giee tn�ar,uwce•,without ct�atge,an :'..Y <br />°£�"l'�'"'"' .,y,.' annua!aGCOU�dng of¢7�a Funds.showing cr�dits�nti�ebits to �he Funds an�i the pur�wse for which esch ciebit ro the Funds was �:__ <br /> .. •. .��,.t�: ,�. ' ms�de.11�e Funils�u ple�g�cd as addi�onal sESUdty for a1D suma�ec�trecl by this Socurity Ins�rument. �.„'.-^ <br /> ` '�'� ""� If che Funds held by Lender exceed the amounts permiued to�a held by applicable Iaw,Lende�shall account t�Barr�sver for �;,__ <br /> -yl�A�""�''°"'� � the cxcc:,.,Funds in nr,cordRnce with the requirements of applic�►b9b law.If thc amount of the Funds i�eSd by I.ender et any t�e is ,��r <br />-�.:.yot---:•� r�:.-tY . - <br /> _w�,,��,�,�,., not suff'u:ient w pay t�ie�iscrow Items whcn due.D.e,nd�r mny so notify Bo�owes�a wridng,and.in such caw Bormwer stialj pay - <br /> y:�,.� .•-.. .. ��.<* ta I..�der tha nniount�ecessary to make up tha tleficiency. Bocrower shs�ll��?ce up the d�ciency in no mon than twelvo - _ <br /> . ,;,��'•;°'� monthlY I�Y��rs.at Lender's sole Q1lccnedon. ,: <br /> . '�}= <br /> ,..�,,�,,;,.;'.:,::_ <br /> - , �� '.,�,� Upon payment in full of e11 s+�rns secured by this Security Inshvment,Lendcr shail paorn�tly refund to Bomnwer any Funds :;__�, <br /> a a�_�,..;'�.,� . �_ <br /> „�,lr,� htid by Lsnda If,under pacag�uph 21.Lender shail acquite or sell the Propeity,Lender.prior to the scqtusidan or sale of the L <br /> w,,;,,�;,,,�.,y�,, properly� stiall og�ly a�y Funds held by L.ende.r at the timo of ecqnlsirion or sale as n c�edit against die�ums secured by this � _. <br /> � _- �1 ..�.�:'�`.' <br /> -� ;.-;,,:;:: :�-� . Sccurity Inst=umenL <br /> �,�.�,;��f , 3.Appli�tb�n of Po'mee4s. Unle,ss applicable law provides otheiwi��,al�payments teceived by Lenr�et under(r�r a�'a p hs � <br /> m � <br /> ���' '� �''� 1 and 2 shaJ he applied:first,no any prepaymert ch�r;ges due under @io Not�; second,to amounb payabte undt�parRg�aph 2; <br /> ,.��_: <br /> �� third.W imrxest duw foucth.m pxlncigal due:end l�st,to a�y laus chacges due under thc Note. ,•-',, <br /> xcs <br /> -� + 4.Ci�uga; Liex�� Sonowcr stuili pay s�l tax�s,esscssments,ctu�rges,fines and imposidons atoributable to tho Pmpeaty <br /> ex <br /> _ ��,. ent�or und rent�.if any.Bc��wer shala pay thcse ,,:'.`' <br /> .- ``�.,�; which may at�in prl�i9y over this Secwriry Instn�ment,tuid leasehold paym p+o <br /> - ,� oblifintlnns in the manna pmvide�sl in puragraph 2,or if notpaid in that marmer.Dorrow�r ahall pay them an drae ciir�ily to tho <br /> ',;;`�:`' .. - pecsan nwad payment Bottower shsill pmmptly fumish W Lender nll rtotices of emounts t,o be paid under d�ie yra��h. If <br /> .�`y. . . Borcower make.0 these p3yma►ts dircxdy.Borrowea sliall prompdy fumish to Lender recelpts evtdencing the paymentv. <br /> ' 13ormwer shall prompdy discharge any llen which has priority over this Secucsty Instrumcnt�nless�3w7rower:(a) �Ces in <br /> � w�ndng to the payment of the obllgntion secured by the lien in a manner accept�bla co I,ender.(b) contests in gaad faith the lier► � <br /> � � bW. or defends against enforcement of the lien in, legal proceedings which in tho Lendea's opinion oj►erate to pnave�t tha <br /> • ° � enfosr�:ment of the lien;or(c)secures from the ho�der of the Gea►nn agr�ement satisfacwry to Lender subordinadng[1ia lien to <br /> ., � this Sccuriry InstrumenG If Lenda dete�mines thnt any part of the I'n�perty is subject to e lien which muy at�in prioriry aver this <br /> �� ' '°-� Secwiry Insmu►ncat,I-ender may give Borrower a notice?de�ndfying tke lien.Borrawer sh�+sattf�r the lfen or tafce an�or mom <br /> of ths ae�ons s�t for��8ove within 10 days of thc geving of not#s;e. <br /> � Faran soxa Qiao <br /> `� _, „ <br /> �-fl�f(Id�loaa�l.n� CFC(07/84) Papozoio Inttleh� <br /> .��D <br /> . ., — �-_ <br />_, ;. I . <br /> .� <br /> „ ,. <br /> .. 1 .. __-- _ �.�..�.�.e...�mes. . . .. Je'JCVLVi�iNtl\CCa:.Yfl'l'mcli.r:lfl:d.�':�:.:"�:�.��s- �. <br />