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<br /> - - .- _ Til[S AC1]USTAl�1.�.�tA"!'L k��kR ia�twclo titis 1 Fi'1'M day of f4lAY . . =_
<br /> ---~ 9��J ii. ,u�xl is iucnrpnrntc�.l in�o nnd she.il t:c.de�mcs,1 tn atncn;A anc!eup�lrmcnt �hc Mortgage.Tkoci of
<br /> � x�ust�r 4ccurlty Ik�cf tehe."Security lnstrunk�it"y aP dtic samc datc given by tl�o uuclersigned(t�ie "�rnswer")ro • �
<br /> securc tlie Hnrrower's A�1Justabic Rute Not�!the"N�te")t�
<br /> --r= The Equiteble Building �e6 Lo�n A�socletion ot �rnnd letan�� Ni6reska� � Ftderal S�ving� 6�nk
<br /> - -_` '' (thn"t..c�xter")of che sansc uate:u�x!c-evering 4ha pm�:.rty de��sibe+i in thc Se�:prity Instrun�ent and inc:sted at:
<br /> - ------- 828 E OkC1�AHOhlA qRAND ISI.AAID,��MpFBH ASKA 68801�^�7a4 --
<br /> THE INUTE COP�TAOtNS 6'RQVI�!(AN5 ALLOWINti FOR CHRLNG�3 iN TWE 1'N7EREST
<br /> RA1TE AND 1'HE MQNTHLY PAYMENT. TH� NOTE UIIllIT5 TH� �111AO1lNT Tt��
<br /> �pRROWER'^� INTE.RE^s'P RATE CAN CHAN(3F. AT AkrY ONE TiM� QiND YF�E
<br /> _� MAXiMUM RATE TEi�BOHROY�iF.R MUSi f�l�►Y. __
<br /> _-�-��;?;�"?=-� ADAITIONAL COV�NANT�3. ln addition to thcs covenants and agrcemen4s rnade in the Srcuriry Insttument. �
<br /> �_""`"":�` Fs4rrower and Lend�r furthcr co��enant and ag�e�c f�llows _-
<br />::^.���:�;i�t __.�
<br /> . �-� A.iNTERES'Y'RATE AND 1VIQNTHILY PA1t119ENT CFIANGG� _
<br /> z�a��;� Tl�e Note pmvides for an initfal interest rute of 7•a 7�a �7. 'IYie Note provides•fcbf clwnges in —
<br />—:�� the interest rate un.d the monthly payments.as follows: •
<br />-�-,,�n� �
<br /> - � i1►iTL+Y�L�CT D A TL �,.m�c�sn�t�.Y PAYMENT CHI�NG�S ___
<br />-— . ^�•1,;57677�1 . �r•u�auaaa�va ava��. � ..
<br /> ,,,,:;,-.;� . (p)Clhtto�;d f[Dsites , 2000 , ,and on tha¢ ' -
<br /> .�7�;;;�,.�'t,� ' 'fl'he interest mte 1 wiU Q�v tnay change on dte first day of JUIV� _
<br /> '=�-±''?±'u�;::` dt�y Every l2¢h month ther�f¢er.Each dnte an�vhich my interest rsite could change is cnlled n"Change Date."
<br /> -��:�.��
<br />_ __�._____ (�y)'I'heindex '
<br /> -_ �� geginning wish the first Chang�Date. my interest►�ate will be b�s:d on un Index.The"Indea" is the we�kly
<br />--=n�.��„� average yield on United 5tates Treasun,r securides ucljusted to a constant�naturiry of 1 year,as made available by --
<br />. -�:::��- the Fcderal Reserve Hoaz+cf.T�►e most recent Index figure nvailabie as Qf the date 45 days before each Change Date Y_
<br /> --"-=;,-��,� is called die"GSiirrent Index." °
<br />-��R,'� If the Indea is no longer avuilable,the Note Holder witi choose n new index�vhich is 6ased upan oompamble
<br /> '°'"""--"y infomiation.Tiie Note Holder wiU give�ne notice of this choice.
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<br /> - (C)Csdcalatlon of C�es ,..,
<br /> �� Before each Change Dste.the P1oie Holcler wiq calculate my new interes'rate by addin� �n)�o�e G�ment -
<br /> -_-:_�=---a. .� percentage pc�int(s)! 2.000 ..
<br />��s.��� Indea. The Nota Hoider will then round the result of this addition to the neatest onei:ighth of one pen.�enrage p
<br />,","��?L'�;,� point(0.125�Joj_Subject¢o the limits stated in Section 4(D) belu�v,this rauttded:unnunt�vil! be tny new intcrest
<br /> " :�� rate until elte next Change D�te. ��
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<br />�-��;„.h;"�� The Idote Holdcr�vill th�n deiemtine dic amount of the monthly pa}nnent that�vunld be sufficient to rc�ay ttce : .,
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<br /> tti ;..'.'.. ungaid pr�ncipal that I am eapecied to owe at the Chuqge Date in full an the Maturity D a te a t my ne w i n t e r e s t r s t e
<br /> ��=:�"3� � in substanri�ll ual a rs�^'..s•'Ti'ie result of this calcutarion will be��:ne�v aznount of my montlily�t�ayment. _
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<br /> .� '_.,,L„�-_ (fl)Limits on Interest[tate C�es 9.87 5 �
<br /> _ �_ Th�intcrest rate I am required ta paY at the fint Chan�e Date�vill not 6e g;reatcr than ��
<br /> --,�;-;�.: or tess thaae 5•a75 ;b.Thercaftcr,my interest rate will never be ircr�ascd or decreased on
<br /> ;.%:����° nny singte Change Datc by more than hvo percentn�e points(2.O�a)frortz t he;2 o8�5 c�s t I`�v e been�yi n g
<br />';:.:�:;�.. • {or the prccedin,n,n��e,l�e montlis.My interest rate�vill never be�rcater than
<br /> -�`�-'r P.9y interest r�te wi 11 never [�e lower 4han 5.8755�.
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<br />-:':`#;�•�'�.-.�• ��)�ifeetir•c Dat�of Ct�uges
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<br /> ., ,,,;_ � ._ R!y r3�v intemst rsie will b�ome eff�;ive on each Chan;e Date. !�vitl pay the umount of my new�nonthly
<br /> ' pay���;nt heginnin;on tfie fir�t monthly p�ynri;,nt date nfter the Change Dat�untit the antaunt of my rctonihly
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<br /> " -�°'�" (�Noti�of Ctt�;cs
<br /> `'��� 'tYt$l�ldte I�ioid2r�vitl dcliver or mail to nta a�ioricti,of any changes in my intcrest rate and the�no'ant of my .
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<br />,- ' r muntlily p�yme�n b�fore the etfc�:ti�e date af any chan�e.The nutiee�vill irtclude infoimatian require�l by �a+v to
<br /> " � be ,^,iven me and afso dic titl� :ind telephane numbe�of a p�rson who �vill ans�:cr any question d may have
<br /> � �.�':��� [C�,1Ldil�gtYt�IIQtice.
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