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<br /> _ _ . UNIFONM CQNENAlII�. Barowar iwtd I.ondK cavrn�nt wnd��rw a�ft+Na:'�: �
<br />: . ' �..��_� 7. �'a�ib785�� fii ��i6ZG9��dI �lit� �IiI�Y�E�i �Ja��a�ms�'�t QFtl)�.�4� C�iRf¢j11A.fJarrotiaar erix.�pra►n;�L�1 R+�Y wh�+� M �,.
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<br />— --- 1. �unds far 7'nn��s and inourl�nce.s�,bja�x to.�pprn.t,is wiw or to�►4+xt�n wr�va by Lmd�r,aarroww�efu�M t�Y ;,�
<br />--= ;�� tu l.aader on ihe day monthy pay�n�nb xr�due undav the Not�, untll tho Note b p�k! {n fuA�a aum('FusscM') ta:' (�) y�a►y �rv --
<br /> . �'° taxea �nd ts�eeamunts whloh m�y a1Wn prio�4ty aver thia Sa�wrrt)/�InaWment�a • Nen ovi the�roN�rty; (bj y��tY l+��ahald iy�
<br /> �_�r� peyments ar pro�nd ronts on the Prupwty.M anyc (�) Y�Y �d or proparC�+Mwranc�pix�niums: (e� Y�'�+11ood{nawanu _
<br /> _- - -__— prxmlumo�il a��y; (e)Y��Y�fNOe Yiautanca prerraums, B uiy��utd(Q �ny sttw,ro pi►yabl�by 8orct�wer to L�nd�r In accord�ico
<br /> -�'"-'�� wdh the �xartltbna of pua�pt�8, in N�u Ot the pnyment of mortpaqe heuranve pranlume. Ttieaw ltwna rr� qfl�d 'Gscvow
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<br /> ----__m- fi��i�.' L���a sr:y, si c:�y L':ra, eo:,;r2 cnd ha!d Fur.ds fn�� em�!mt not to excaed tl�e rtuxLiwm �mounl a ienMr► for�
<br />' -"""-' � fedenJly rdat�ed mort�gs toan rtuy rmquke(or Borreswer'�eacrow accaunt under th�1ed�r�1 Reai EeUte 9attiement Proc�dura _
<br /> '�'�j'�^3� Ac4 ot 187�aa amendad trom IMne to thle,l2 U.B.C.�2601 et esq• l"FESPA`), uniefea another I�w th�t npp4ew to if�e Funda
<br />=`„T��'�� yets e tareer amounl. It no,Lender may,�t any Ume, coRoct u�d hold Funde!n en amount not to exaaed the(rsaer�tmount.
<br />;°�:�,i�;-�L�t�: Lvrida mey eaUmate the rrtwunt of Funda dua on the baal� 09 curror�Y data �nd renson�ble estlmstes oi expendN.urea ot future --
<br /> ..,e;.,��� Eacrow ttems or otl�orv�iae(n�ccorda��cn wiih eppHcable t�w.
<br /> .:-+v�.�.�n The Fund�ohill be hekl fn an k:�tRutbn who:�deposita �rr inourad by A tedu�l�ganoy,InatrumenWky, or en11tY(indudinB
<br /> '-s�`�'' Lenda, H Lemda la auch an hatttution) w In any Fed�roil N�ame!an E'�nk. Lender eh�ll appy the funde to pay the Eecrow
<br /> - _".i;,,�;��. it�;��s. L�.i�:r�i4y�iot c���ya G��:.rcr:`ar h�:�rt,ry ero�r,���np*.he Fand�. Fnm�r�y an�t�dng Uia esaew�ccount. or vetityir►p =.`-_
<br /> _ the kacrow Item9, unlosa Lender paya 8onowa Intaro�t o� tho Funda and appNub{e kw ps+tnib Lender to moks auch �
<br /> =:�a�� chvye. Howcver, Lmnda may requfre Bomawer to �y a onctimm charpe for�n indepxidait red eetats tuc n�orUnp e�
<br /> :.-;"-` ��`}!}/`,.�l aaaai by Lri�dS� E,i cv,-�ic�a� vf.l,o Sh,� !a°ri. uRlrsa e�:!=e.4!e ls5v �ovl�?� oth�wl+u�. tJntesa nn agroement ia made er --=
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<br /> �:_.___. �, ..,_�-_ t�:y req_+�es M t fs�p�._ lc:..� ..h 9 no!�r�u',rc:,' Sa Rsy Hortc::er en�t.^.teres!cr eem�gs en!ha F�!��ea. ; ....�
<br /> "`°'�'=`.�'��.•� Borrowe► anr� 4c:9der may agrem In w�tinp, however, that Internt aheM bo �Id on the Fur+da. i.ender ehaN giva to Bntrower,
<br /> '� " � witheut cherge,a� anrwal nccounting of the Fand�, shawing acdita nnd debfta to the Funds end the pu�pose iw whteh euch _
<br /> �''��'s� debM to thA Funds w�a ma�e. The funda ee pledged as odditiond sxwity iw aN aum�aecur4d by the 3acurily MaVument.
<br />_�,.���j lt 4he Funde hetd by Lender exceed the emounts permitted to be heid by appNcable inw,LenBet ahaN nccourd to Boreowa -.-
<br /> �`- tor tho aYCesa Funds In eacordance wtth the res�ukementa ot eppflcabla kw. If the amaunt at the Funda held by l�ender at any
<br /> �'�;'xr'J. tkne Is ncrt sutlldard to p�y the Escrow ttems whan due, l.enda may so noiiy QomaHer in wrking,and, in auch caae Bo�ower ���_
<br /> •��� •%:�' ehAt!pt►y ta Lendbr thA erteount nee�sary to make up tF�e defldency. Botrowar e{sat nuke up tho deiiden�yr tn no more t�han __
<br /> .+;'� tweNa manthy paymenta,a3 LenEer'a eote dscreUOn. m -_
<br /> �"`° Un�n n.yment tn tue s,7 el sums eecurod 6y thls 3rcurity InaVUment, Lendnr aheN promptly retund to Bo�eower any Funds __
<br />"��`��`"�'��` hN.d by Lendev. M,undor��nqnph 21, Lendex ehall acquke or sdl the Property, Lenda,pHOr to the scquisttion or aab ai iha
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<br /> . ,.�.,, ., ,�„ Properry, oha�appy any Funds heid by Lendor at 4he tlme of acqulsklon or aale as s aedk against the�ums ae�terod by th
<br /> �� . 3ecurity Inatrument. °--
<br /> _r : � :�I �� 3. Applicallen of PrymeMe. Untasa npplicable la•+v provl�fes otherwlae, e11 payment� recelved by Lender under --
<br /> , paragraphs 1 snd 2 chaN Ba upp6�xi: first,to eny propayment cherges due under lha Note; eecond,to amaunt�(snyabte under � .
<br /> � "���;r psre�eph 2; thYd,to IntNest d�e;faurth.to p�inGpai dua;and lexi,to any late charpee due under the Note. �}� ;
<br /> --.s���*-.�s��•; 4. �h�rgea; Ll��a. Barower shaY pny eN ttucea, es�esaments, chargss. Rnes end Imposkionn attrib�ttsbte to the �2',.
<br />�'•�:=� "� � P roperty►w h tc h may n tt e f n p�lo r i t y ovH thls Secw i t y Instnjme�t,and leaaehold pay�nente or ground rente, B any. Barrowar sheH �°--
<br /> -'���r'-� •. , pay these obYgdUon� In the munnar pravlded In paragraph 2,or R no4 patd In thet manner, BoROwer shaH pny them on Ume
<br /> .�r,s�.a•t�E �� �r_ :-
<br /> , ,,,�,;,�y.,,,,,,,, directly to the pereon ewesi pQyrr.ent Borrower eheil promptty fumish to Lender all noUcea ot amounts to be pald under thls
<br />-'-r-...-�. ..;..�� �snr�gn�ph. If Bnrro•Her makes Uiese paymarfts dYecUy►, Boaower shatl prompUy fumish t� Lender recelpts evldendnp the --
<br />;: ..:o, ., • �• ..r psyments.
<br />-_ -s• Borrower eha11 promptly discharge any Iien whtch ha�priority ovar tlda Sscurity InsVument unfesa Borrower. (e)egreee h � '
<br /> -"��'•'•"" '" wdUng ta the paynnent ot the obB�aUon aecured by the Nen in e menner neceptnble to Lender, @) contesta In good hkh the �.•=-
<br />-��,...':,':„t.:, �, Ilon by, or dNend� apainsi enfaroerneni aT the hen h-�, legal proceedinga whlch In the Lasda's opinion ope►ete to prevent the
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<br /> , �,...,� ° entoram�ent of the tlon; or (c) eecurea ha�m the holde►ot the 9en en e�eement saUstactory to Lendor eubordlnaUnfl the Nen to �.�•'
<br />_ " � ' `4a.�*";', th(s 3ecurtry Instrument.II Lendar d�tetminea that any paat of tha Ptoperry Is subJect to a Ilen whloh may attein pdority ove►thls
<br /> � ��- Securky Instiument,Lender m�y �+re Borrower a nollce IdentNying the lien. Borrower shaH saUsiy tho Nen or take one or more o}
<br />�"�;:� ,. ': 9he acttono sM forth adove wtth9n 10 d�ya cf the glvtng of notice. � �
<br />- � , ��� 5. H#zi�rd Or PrOparly leltu«rtCe. Borrower eha.9 keop the Improvements now exlsUnfl or herenftcr erectod on the ;:,5�:�•
<br /> :--., � „'=p = Propeity Insurod egalnsY lasa by Rro,hazuds IncNdecl with(n the tetm'oxtmdcd covcmpa' and nny othrr hazarda,Includ!ng .
<br /> Aoods or 400dinti,for whiah Lender requkes(nsurance. Thls Insurenco shnN be maintelne�in tMa emounts and(or the periods
<br />_ ••� .-` ';�„ thdt Lende►requkea. The Insurance carrier provid,ng the 1�3urance ahaA be chosen by Boorower subject to Lender'e approval
<br /> � vrhich shail nat be unrensanabiy wNhhetd. I? BoROwer fails to maintein cwentQa described ebove, Lender mey, at Lendct'e
<br /> � "� optlon,obtain coverege to protect Lender'e dghte In the Proporty In nccordanco with paragreph 7.
<br /> � All {nauranco pollc?as end renewcls aha{I ba acceptable to lender and ahall Indude a stendard mortgago ctausa. Londer
<br /> :' • ehail have the dght 4o hofd the polidos and renew�ls. I}Lender requiree, Eorrower ehall promptty�Ive to Londer a11 recefpta o?
<br /> -. " paid prernhims end renewal notices. In Zha ovont of loss,Borrower shall give prompt noUca to tho Ir�surance cartier and Lender.
<br /> Lander may mako proof o! loso it not mndo promplty by BorroY�er.
<br /> � � Unlese lender and[iortower otherwiso ngrco In writing, Insurenco proceeda shati be epplted to n2storntlan ar ropnN of tho .�
<br /> • • Pro�eity damoged,If the rostoratlon or rc�ak is economicaly teas:ble and Lender's secudiy is nat lessened. If the restoraUon or
<br /> repalr ts not econom[calty tcasfble or lendets eecudry would be lesoened,tho innuranco proceeds ahnil be applled ta the sums
<br /> accured Dy 4AIa Securfly Insirument,whether or not then duo,wfth c�ny excass �aald to Bortower. If Borro�ver abnndons the �
<br /> ' ' . F'rsperly, or doaa not enswer witht�90 days o notico ttom Lendcrr that the insuranco carrter has of�ered to oett7e a clalm,then
<br /> Lender mey coNeet the Insuranea pracnada. Lander may use the proceeds to repalr or restoro the Property or to pay sums
<br /> �. .� cecured by 4hfa 5ecurity InaWinon� wheSher or not then due. The 30�day peNiod wftl bepin when tho nottce la given. �
<br /> , Untess Lender and moirower othernise agree In wiiilnp, any applicaUon o1 praceuats to pdncl�ul shnll not oxtend or
<br /> � • ° po�rpono tho duo dato ot tho momthy �nymento reterrod to In pnmgraphs 1 und 2 or chungo tho umaunt ot tho paymente. If
<br /> " under paragreph 21 thu Property Is ecqyirod by Lender, BnKOwet's dght to any Insuranco pollcios nnd procuods resuiling iram
<br />, , „ damapo to tho Properiy prlor to tho acyul�lUon shatl pnss to lcnder to tho extent o}tho stums by thls Security Instntment
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<br /> 6. Occupancy, fPres�rovatl�sn, �fA31n4onanco arod Protec4lon o# the Propor2y; Borraw�r'o Loan
<br /> �. Appf���licttt; Loaaahofd�.Bonortcr ahall occupy, estnblish, nnd uso the Property as Borrower'o pdncipa0 restdenco w►thln
<br /> sL•cty deys after the QxecW�?n ot thls 5ecudty Instrument and �hsll conUnuu to �occupy ths gtaperty as Borrower'o pdneJpul
<br /> � re�idenco tor nt least oma year etter Ihp dato ot uecupnna/, untess Lender ntherwlso agrees In wrking, which consent ah�ll not
<br /> bo unrcasonab,y withhc:d, or unl.s�cxtenu�Ung ctrcumstenc�s oxist which cvo beyond BorrowcYs cuntrol. 8o�roNer ohall nott
<br />-, dosWy, clarnage or lmpnir tha Properry, Niow tho Fl�opercy to d�+terlorate,or commit wusto on tho FYoprfty. Borra�ver ohall bo fn
<br />_ . ' defnutt M any farfeiture acUon ov praceedinQ, whethcr ctvi!or atmtnN, Is bQgun that In l.ender's good faith Judgment could rosult
<br /> " fn torielturo 01 the Properry or olheiwise� mnterla�y Impa(r th� tien craatad by thls 3ccudry Instrumen4 or Lenderb oecuriiy lntero�t.
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