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<br /> fixturca novN or 4►ereaflcr a part of thc j>raperty. All rcyl:,remants ard pdd'etions s4�alt alsv f7►; cavcn;�i [r� �l�i:,.�;c�ur,+;�
<br /> ���'��'��•�*� Instrumcnt. 1►II nf thc f'r�r._Loin�is r:.ftrrzd t�in t�iie`�:��s►•i[y InsU�umci�t as tlee"Prc�crty••
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<br /> BQRROWtsR CUVENANTS tliat liorrov�cr is tav�luiiy s;ciscu u►t+�a esEatu:_..��:-}�,�:'�','c�:.^�'•f►^^�F�A r,��! t'�r�4,,,r r.ar,
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<br /> convey tl�e x'roperey and diat t4ie Properry is u.�enc�ernFx re�. ez�ept for entumbrances oF r�cerd. �rrawsr w'arrante~ancl will
<br /> ��� dcfcnd gencralty thc titic to the Properry agatsiat all claiine and dcmands,siaUj��t ca mti.Y c�icun�br�ncss of record.
<br /> =--- THIS �GCFJR['I'Y INS7RtJNlFI�T combin.�.s uniform covennnts for natimial usM ai�d nnn-uniform covenants with liusited
<br /> variations by jurisdiction t�cnns►itu:�a uniforni saurity.instrum°nt cavcring r;;e] prnpc�'ty.
<br /> A.=, �a3irt7RB� ?C:AVEIJAI��ra.t3orr�wc:e and Lcnd4r caven:�nt and 2�rer�as foll�ws:
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<br /> 1. Pr.y►?st',:.x�{�S'.�'rie�:(�►st9��td.Xnter�st; ff'repay�nent xmi I,u4e Ci�a.�;:;. Bnrro�vr,r sliul! promptly p�y wi�cn due thc —_-
<br /> -�----��a principa!of and Lr�trrs:st qn tlie d�Bx ovic��nccd by tlfe Notc:an�l any prepaytmenz and lnt,�cl�nr.g:.s due w�der the;�Iotr�.,• �
<br /> 2. Fu�ids Coi�T's�xc:�.atid Lnr.►�c��c'e• Subjeet t�,Rp�lieable I�w or no n�vritten waiver by Lender, i3ott'��r�er GIia11 [a,y tc�
<br /> — L,endcr on tEie duy monthly p:�yi�Y:��ts nre duc under tt�e[�Iote, until.thc IVo�e is�:+'r.d i�► full, u surn("�n��:ls"d��r:(a1.J<<ti:l;�tcrr.c;
<br /> •- -- and ass�sincnts which may attaln priority aver:tl�j;.S�:cµritY,InStn�m:t�tas a iie�on iht��'mpett}t;(��9car.{�lear�nit�.�ldi(tI3,YlilCtl[S �_
<br /> �::�W- or groi►nd r�nts an Qie PropeRy,if uny;(c)yearly Nr;zard or pxapcny insurance premiums;(d)ygar.ly ilqcx111���i����Prc:miwn�,
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<br /> `-- iE Any; (e?��earlv mnrtga�,e insurance premiurns. if�ny; and (�any.sum.,payable by Borrower,t!a.T.�n�3est iu nceordance wtt
<br /> --_---__ the pravisians of paragraph B. in lieu of the paymen*.nf ttt;�,Rgage insuranc;e premiums.'Phcse items�re cai!ec�"E3:.r��+',lturw." . ___
<br /> ____--f� ,;,.." Lender may,at �ny time, collcct and hold Funds in qn,amount not ta excceat �1�,maximum amaunt a lend�'���+rt.�Federally
<br /> -""`-`'�u•-��� relatetl mortgage loan may, reqaire for ponower's escrow account under tii�fe.�eral Rcal Estate Scttlenient��!r��n,;+lums Act of r
<br /> 1�17r3 a.n aniended from time to[ime, 1Z U.S.t;. Seccion 260I et sei�. ("RFSPA"),uidess auother tac�tt►at applles to ths F�cettds _.—
<br />=�tit�;'r::��,� sets a tessca xmount. If so, Lender muy, at any time, colle�:t and hold Funds in nn amount not co exux�u J�e tasc,.; anatnit. �
<br /> --_--- — Lender may esdmate tho�n�ount of Funds due an the basis of current data and reasonablo estimetes�f expenditures of future __
<br /> '"`�"d'r'�� Escrow Itex�s or otherwise in accorda�ice witli applicable inw.
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<br /> -,.,�:�� 1'hc Funds shall be hcld in an institutian whose dcposits nre insured by a fedcrai ngency, instrumcnr,i lity, or entny .
<br /> --�cs;'t""� (including i.ender,if I.ender is such an institutiun)or in any Federal Home L.c�an Bank.L.ender shall apply thr Futids to pay the
<br /> -"x,`�w;1�t_`,�,� Escrow Iterns,L,ender may not charge Eorrnwer for holding and�►pplyin� the Funds. annnally ana➢yztns the escrow uccouet,or
<br /> — n__.........:.,��w���rhn R��.;�i�o.vl unniioahlP lnw nermitc I�:tIdCT to Iri�CC Si1Cl2 _
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<br />.;��;;��-.;--��� a char6e.Howaver, Lender may requice Borrower t�psy u onc-time charse for an independeni rcaf esiaic t�ic'y��r��v"f'i'Iw
<br />�-�.':�,rm.s:�. � used by L.ender in connection with this loan, unless applic�ble law provides otherwise. Unless :u► a�cee.�nent is made or
<br />;������,,,,�.,��,;,��, applicable Qa�v requires interest to be paid, Lcndcr sh�ll not be required to pay Borrower ar►y interest or carnings nn thc Fuuds.
<br />=� ��s:•••*+�x;�� Bonower andLender n�ay agrce in writing, however,that interest s;iall be paid on the Funds. [.ender shall give to Earrc+uer,
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<br /> �,:`•��.� Nithout charge. an annu;►1 accountin� of the Funds, showing credits and debits ro the Funds and,die purpose for whie��oac
<br /> •°°""�'�'"iL4 � t de►�it to the Funds was made. The Funds aze pledged as additional security for ali sumx secured by this Security Instrument.
<br /> �,����� If the Funds held by I.ender exceed the amaunts permittcd to be l�eld by applicable law.Lender shall ac.r.ount tu Borrower
<br />.'?""°`�_';',";�';''1"�� for the excess Funds in accordance with the requirements of applicable la�v. Xf the amuunt of the Futtds hcld.by i.ender At any �_
<br /> _::.�;"�;;�;— time is not sufficient to pay the Escrow Items when due. Lender may so notify Boaower in�vriting,and,in such case Borro�ver _
<br />- �":;,,.r:'-�;�Y�� shall pay to I.ender the amount necessury to m:�kc up thc deiiciency. Rorrowcr sh�ll mahe up the deficicncy in no more tUan �
<br /> { ' "' ' -' twelve mo�-�thly payments,at L.ender's sole discretion. �s'
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<br /> 1 = _�� Upon payment in full of all sums secured by tliis Security Instrumcnt. Lender shall promptly refuncl to urrowcr any ,�,
<br />_:;_W_;,,;-„_,,��"] Funds held by Lender.If, under paragraph 21, Lender shall ucquire oe sell the Prop-a�y. :..endnr,prior to tl��acqvisition or sale `_-��4f.
<br /> -•^F'`•'��-"'"-��" of the Pro�eay, shall apply any Funds held by Lender At the ciine of acquisition or sale as�i credit against the sums secucGd by y .
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<br />�S:zf`:.:,:t' this Securi�y Instrumcnt. ;'�"�.
<br /> 3.Application of Pnyme�►ts.Unless applicable luw provides otherwise,all paymencs received by l.ender under paragraphs -�
<br /> _ 1 and 2 sltall be npplied: first.to any prepayment char�es due under the Note; sccond, to amounts payable mider paragraph T_: ��n.=;
<br /> � ` third, to interest due:fourth, to principal due;and last,to:uiy lute charges due under the Note. ,;�:::
<br />- ���� 4.Charges;Liens. Bor�ower shall pay all taxes, assessments, chaages, fines and impositions attributable to the Property
<br />= T �'r �'�r. which may aitain priority over this Security Instrument, and lusschold payments or ground rents, if Any. Borrowcr sh;�ll pay �'..;
<br /> �' '•' �' "'' these abli�;ations in the manncr provided in paragra�h 2,or if not paid in that ma�mer,Borrower sh111 pay�t►em on timc directly
<br /> � x�. � • to the person owcd payment. Borro�ver shall promptly furnish to Lendcr all notices af amounts to be paid uRdcr this par�cgraph.
<br /> ��-�� • If Borrow�r makcs these payments directly.Borrower shall pramptly fumish to I.ender receipts evidencing thc payments.
<br /> � biorro�ver sha11 pramptly dischargc any licn which has priority over this Security Instrument unless Borro�ver:(a) agrees in
<br /> ' . ' ."s� writing to thc p�ayment of the obligation se�ured by the lien in a mamier acccptable to Lendcr; (b)contcsts in good faith the lien
<br /> by, or delends against enForccmcnt of the lien in, legal procccclings which in the Lender's opinion operatc to prcvent the
<br /> ° enforcement of the lien; ar(c)secures from the hotder of the lien nn agreement aatisfactory to Lender subordinatin�the lien to
<br /> � d�is Security Instrument. If l.ender deterniines that any part of the Property is subject to a lien which m::y Attain priority over
<br /> �� . J �his Sccu�•i�y Inswment, l.cndcr n�ay give Borro�ver a notire iJentifyin�the lien.Borrowcr shall utisfy thc lien or tlke one or
<br /> . . more of tt3e actions set forth abuve within l0 days of thc giving of noticc.
<br /> „ Form 302@ 919U
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