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<br /> 3ixture5 n��w ��x hcreafter a pu�2 uf!lic prope�y. Ai! r..place�z�i�ts aud �xlditious nhall also F�e co�•cicd f•,y c!;tw tir�•uriiy
<br /> ..�_;�s�� Yir•.t�u�iti:��t. Ali c�f tiz�fur;;�;ninr is rcfcrr�d to ln tl�is S�cauiry I�i�.u�m�c�U a�dte"l�rqperty." . --
<br />. _--— —_ ]�QRRQ�J}!jl�:UVNi��1l�f lJ 311a:Z7UTC/)WCC-1:.it�w�aliy,�:�:,.:�u�liic�.iidiv ii�i�i,y�v��'r..yv.f�w..:�3w.�::;.:":ni:t:,�;r:.:.L.'.::»� _ ..--
<br /> -- -- �nnvey the Property nm4 tt�at tl��Praperty is un�ucumberrd, exeept for encumbrsmees oF rci�rd. Flarrower wurrants arKt wiil
<br /> � clefei�d ge�ternlly th�tiNe to the ['ny�.x:ety avaiast ull claimy and dein:utds,subject to zny ene►unbrane�s of recorci.
<br /> THIS SECU(EtTY IN9TRUM�NT co�nt�ines Einifnrn�covenaras !or na!,ional use ar�t nan•unif�rm covenlnts w�it'h limited
<br /> - variatio�i�by jarisdiction to constit��tc n unifosm security instnnncnt covcring real property.
<br /> L�[VIf�ORM CUV�NANTS.Borrowcr und I.endcr covcnaut anrl agrcc as fo!lows:
<br /> ' 1. I'ayutc�►t t�f i''�'����ipa� und Inicrest; ��-'re�x+�utc�i3 aii�e I.aie Cra:h�;. Ba:rawcr shatl pmmptly pwy ��.h�r�clue tlie
<br /> _ principal of and intcrest an the debt cvidenced hy�the Note nnd any prepayment ancl late charge�due under tl�e 1Vote.
<br /> 2. �'uµ�Yor T�xes und Ynswrance.Subject to applicable law or to a wriucn waiver by Lender, Bnrrower shall pay to
<br /> I.ender on the d�y mond�ly payjnent�5 Sre dac undcr ihe Note,until�hc Motc is paid in fult,n�ucu("Funds")for:(n)yc�irly taxcs '
<br /> --- :tnd asscssmcnts whicli may atts�in priority ovcr this 5ecurity Instrument as a lien an t6c Property; (b)yeau�iy Ieasehald payments� _.__
<br /> - or gruund rents on tt�Propeny, ii any;(c)yearly t�nzard ar property insurance premiums;(d j ye�zrly flaod insuraace pmmium�, .
<br /> _ _ _____ , if a�iy;(el yearly mort�a8c insurincc premimns,if any; an�d(�any sun�s payuble by Borrower to l.cnder,in accordancc with
<br /> --- the pcovisions of paeagr�aph 8, in lieu of tho payment of manguge insurance pre�miums.'I'hesc items are callal "Escj•ow 1tGms."
<br /> � , I Lcndcr m�y,at dny timc. collect and hold Funds in un a�rount not to exceed th�inaximum nmount a lender for a fedcrally
<br /> :�"=�''�t��"� related mort�age luan may reguire for Borro�ver's r.scro�v nccaint uncler tlie federal Real Est�te Settlement Procedures Act of
<br /> -- -----=-- I'�74 as amended from time to time, 1?.U.S.C. ��ctiun 1601 et seq. ("R�SPA"j, unless another law that applics to tl�c Fue,�s °•-
<br />��S'•x�`� seis a Iesser amaunt. If'so. I.endcr may, at aiiy time, collecc nnd hold i�unds in an nmount not W excecd c:�c Icsser nmuunt. �.
<br /> � I.ender may cstimate the sunount of Funds due on thc basis af ccurent data and reasonable estimates af expenditures of fueurc
<br />-'="���� Escrow Items ur o!herwise in accordance wlth applicabls la�v.
<br />_�=-�-^��„�'A The Funds shatt be hcld in an instimtion whose deposits 1re insurod by a fedcral agency, ins►rur�antality. or eittiry
<br /> -_.,�,,;;�;�i4�'" (including Lcndcr, if L.ender is such un institution)or in nny Federd H�me Losn Bank.Lender shall apply the Funds to�ay the
<br /> -:�:iidi�l�� �scrow Items. I.ender may not charge Barrower for hnldin�und�pplping the Funds,annually analyzing thees�row lccaunt.or
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<br /> +�4�v� �� a charge. However. Lendcr may requfre BorTOwcr to pay a one-time charge for an independent real estate tax rcporting service
<br /> ��„���,:"
<br />,_,.f,.-,,�, used by Lender in connectian �vith this loan, unless npplicnble law provides othenvise. Uniess an a�rz�ment is msde or
<br />"��"`'L`•�; applicablc law requires interest to be paid,Lender shall not be rcyuired to pay�arrower any interest or earnings on the Funds.
<br />�--;:,�;:,.h, .
<br /> ='-i;� Borrowcr and Lender may agree in writing, however, that interest shull be paid on thc Funds. I.endcr shall givc to Borrower,
<br />--�";",��.:;�;� without charge, an annual accounting of the Funds, showing creclixs and debits to the Funds�md.the purpos�for which each _.
<br />--"=''�'��"`����F+� debit to the Funds was made.The Funds are pledged as additionnf sacarity for all sums secured by this Sa.urity In�tru►uea¢.
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<br /> ___� ..�,.•;,��„� [f tha Funds held by Lender exceed the amouuts permitted to be held by npplicable law.Lender shnll aocaunt to B�xrowcr
<br />;.,n,,:,-_�"��:_� for the excess Funas in accordance with the requi�ements af applicable law. If the amount of the Funds held by Lender at any �
<br /> -°:���• time is nut sufficient to pay th� Escrow Items when due, Lender may so notify Bonuwer in writin�, and,in such case tiorrower _
<br />_ _',.���;�"" shall pay to Lender the amount ncccssary to make up tbc deficicr.cy. Bozrower shaU make up the deficiency in no more thzn �=
<br /> __- � ���••. twelve monthly paymcnt„at Lender's sole disaction. °^
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<br />_=T;_a.-,--,-y�=� Upon payment in full of all sun�s secured by this Security Instrument, Lcnder shaU promptly refund to Borro�ver any -.-�
<br /> ����=- = Funds held by Lcndcr. If,a�nder paragraph 21.Lender shull acquire or sell the Property,[.ender,prior to the acquisition or sale +�� _•
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<br />:��s.=�r¢�:���r;:�, of tF.e Property,shall upply any Funds held by Lender at the time of acquisition or sale as a creclit against the sums secured by �` `�
<br />;=:��"`�.�".�' this Sccurity�a�strumcnt. �4
<br /> ..-. 1..: p�•r .
<br />-�r.-."�`':~}"' 3.Apniic.ztlon of Pnyments. Unless applia�tble(aw provides othernise,all payments recei�•c�by Lcndcr under para�r�hs �-_
<br /> ._ ....�: � �
<br /> 1 and 2 shall be applied:first, to any prcpaymcnt ch2rges duc under thc Note: secand,to amounts payablc under paragraph 2; �'":'
<br /> • third.to incerest due;fourth,to principal due:and last,ta any lnte charges duc undcr thc Note. °;.'�
<br />-_ -w;'� 4.CL�arges; Liens.Borr�o�ver shall pay all taxes,assessments, charges, fines and impositions attributable ro the Property ___
<br />`'r:-�:.'=:i�`�•. whtch may nttain p:iority over this Security Instrument, and letasehold payments or ground rents, if any.Borrower shall pay ;
<br />-I•-��••-��-i�' thcse obli�atimis�n tlie m�nncr providcd in par.�graph 2,or if not paid in that manner, Borrowcr shall pay tliem on tirac directly
<br /> `^;'�,•;,: ; �.�;� to the person owcd payment.Borrowcr shall promptly furnish to Lcnder ull notices of a�nounts to be paid under this paragraph.
<br /> .� �_,� If Bonower makes thes�payments directly,Barruv�er shall promptly furnish ro Lender reccipts evidencing the pnyme.nts. ,
<br />.. '�; �� Borrower shali promptly dischar�e any lien�vhich has priurity over tliis Sec�uity lnstrument unless Borrower:(a)agrees in '
<br /> - ' ?�s writing to the payment of the obligation securai by the licn in a manner acceptable to l.ender;(b)contests in good faith tlie lien
<br /> �� ���, ".�; by, or defends against cnforcemcnt of thc licn in. Iegal proceedings which in the Lender's opinion operatc to prevent the
<br /> enforccmcnt of the lien:or(c) sccums from thc holdcr of the lien an agreement satisfactory to�,endcr subardinating th� lien to
<br /> •'., this Security Instrument. If Lender dcterniincs that any part of thc Propcny is subject to a lien�vhich ma��attain priority over
<br /> '_ �•� �'� this 5ecurity lnstrument,LenJer may givc Rorrower a notice identifying the lien. f3orro�vcr shnll satisfy thc licn or takc anc or
<br /> more of the actions set forth above within 10 days of the giving of notice.
<br /> ' °�1 Form 302a 9190
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