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<br /> ° 1i;�rruwer Yrtd C.�c�d1r r�t;ty;igs�e in Fvri�iiig,6��wc:ve�. Elu,t i►rtert�,t�,h;tli,L�r ��ai�l ci�itic l•u��dy. I,e�;dr� si�xll giv� t�� 1i�,�iuwc+,
<br /> _ - -:;,;.,,�,-� wit►�rn!t �h�����r, ciu;n�nn:d n��.�nt�ntinti; nf the Fu��dti, ��h�.tw�t��cccelits nn�1 tlehit� tn ihe Fu►tdy anct the pur�x��e for whict� +xt:fi
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<br /> . -`•°" � � ,y. i�� +v� jie�l.ay.�.�� np�di�ifi��,�)r.nrP47fy fUt�li SfltilS Sf:,ii:i.��J�'��115 SC6:ll171'{(I3:.!JdlliCll�. ..
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<br /> . if I�e�uttttx hefd by l..endcr exceal the xrrAUnts Extmittcxl to t►e f�eld I�y�pplec,y�le law,i[x�xler slu!!.en:��uunt t��&�rrowr,�
<br /> ti�r the exccs5�'urxls ir�:u�cor0ance witli thc rcyuiicuxnts of apfilicable law.lf thG amaunt e�f thc Funels lxld by Ixncfer at�ny
<br /> �,,,��J tiiue is nut suflirient tn��ay the�scr+�w Itrrns when�iui:, t cntler may so e?atii'y I:or►'ower jie tvriting,aitid, i�►s:lch'ra�e-Eic�m�wsr
<br /> sh�ll pay to l.cncfer tH�unx�ant ne.cessaiy t:�mikc ap ttte dtticienry.�orenever shal! make up Ihe dnfic.t.enGV ur ix� nx�ce th�ut
<br /> �wclvc montl�Iy payrr��ti:s,at L.ensicr'ti solc discrcdun. ^
<br /> �lJpui� pa,ynxnt in fall of all s�ms srct�rcd by Il�is Securit�(:�strumei�t. Lendce sbail prt�mptly m�tund tu 13c�rrox�ct�ry--- - _
<br /> _° = Fssrds l�:Id�uy l.cr.;ler. If,�t:LCr par��•ragh 2!.I.��x►cr ch�ll��q�nrc ar scll the Property.Lend�r.prior tn xhe acquisition or s;a�� �
<br /> o�the Pmperty, shull apply any Eunc.�s helc!t�y Lender at the time of acquisition or sal�as a eratit against tlit:s��ns sectued by
<br /> -ea-�--, dziF Security Instrument.
<br /> - _ �.A�ppl�cation of Payments.Untcsc appiicablc law provides othsrwise,all pal�ments Yr,ceived by Lc:ndcr undcr par,agraphs �
<br /> - � ! ;mcl 2 sl�all b�applicd: ficr,t. tu any prepaymcnt rliar�es duc under tLc Notc;sccond,to antounts pay,ibfe undea•pa��g�aph?; ___-
<br /> tl�ird,to intcrest due;fourth,lo principal due;and last.to any late cfiarges due urxSer the Note.
<br /> � 4. �Chxtgr.y; Liens.Bonnwer shall pay all taxes, nsscssrrcents, charges, fincs and i�npositions attributablc to tF��:Propc►tiy
<br /> whici�may attnin pxiority aver this Security lnstrument, nnd lcuschald payqnents vr�round rents, if an�. 3orrower shall p�y
<br /> _ - - these obiigations in ti�e u�awie�j��ov{dz��l i.�para�h 2,ot i:'�tt;t p�id i:�ths[ms�i�e�. 90!'!'ow!��•cF2�q nav thcm�n time directlV
<br /> ---- ta thc pe�son owul payment.Borrower si�all prom�tly furnisl�to Lendcr all noticcs of amounts to be�iaid under tiiis paragra�h.
<br /> � If 8arrower makes Shesz payments directly,IIorcower sh�ll promptly furnish to L.ender reccipt�evidencing the paymeuGS.
<br /> `�"'-"�°°'�-'�-'�: Aorruwer shall prmnptly disch��c any lien wnich h�s priority over this Sccuriry Instiumert unless Borro+ver:(a)agr�xs�n
<br /> '�°"�""-�'` writii�g so the payme��t of d�c:u�libation sccum,�i by the lien eu rr marner acenptable tn i.ender,(b)contest5 in�axi faith the lien —
<br /> -°— -_ by, or dcfends against enforccnicnt of the licn in, legal procr,edings whxch in thc Lcnder's opinion operate to prevent the
<br />-°---- - enforc�ment of the Iten;or(c)secures from the holdcr of the lien un ogrcement satisfactory to Lender subardinating der,licn to _
<br /> �.__�- this S�ecucity Instnirnent. lf Lender deter.�nin�s that any part of the Propeny is sub}P.ct to a lien which may attain priority over
<br /> -'� this Security Instrumcnt, Lc�ider may give Eiorrower a notice identifying the lien. Bonower shall satisfy the licn or take onc or
<br /> �°��-R� more of the aciions set forih ubove�vidiin 10 days of�he giving of notice.
<br />-o.r=_ - 5. L3azt�rd or !'roperty Insurance. Borrower shall keep the improvcments now existing or hereai'ter erected an the ____
<br />__-- ---=° Property insured asainst loss by fi�e. Imzards included �vithin the tcrm "extended coverage" :uid any other hlzards, including
<br /> ��=���=v ����,-�,�;,.,o r�...,h��h t p�,�tp���nuimc incurance.This insurance shall be mainiained in thc amuunts and for thc periotls
<br />�v� -�� tiiat L.ender requin�. Titc irt�ur�i«�.uiici Niiri%iuiTiv 232G iii5iii3Siw�i:.���.Z.�fO�£!2 t2��'JliQ:'.'�F Sl2ITj!v't tn�nnrirF g annn�vai
<br /> '-��;=:�� which shall not bc unreasonably with0eld. If 8on•ower fnils to maintain covet�ag�described above, Lender may, at Lender's
<br /> W�;s;,,� option,o�S�in coverage to protect Lender's rights in the Propecty in aecordanee�vith paragcaph 7.
<br /> -`'""'°-°""�• All�:�sumnce'policies and renewa�s shall be acceptable to Lender and shall include s►srandaid mortgage clause. Lender
<br />`'���� shall havc the right to hold dte policics and renewals. if Lendcr rcquires.8arro�ver shali promptly give to I.Gnder all rcoeipts of _
<br />�:�,;:;�s;�;;,� paid premiums and renewal notices.In the event of tass,Bonower shall give prompt notice to the insuranc�:�:nrrier and Lender.
<br /> Lendcr may maNe prN�f of loss if not madc prompily by Borrower. � _ _
<br /> _'��!"� Unlcss Lender and Bono�v�r othenvese agree m�vntmg,insurancc proceeds shall be applied to restorc�2ion or repair of the _
<br />_:ti:a__=�'F::.�� Property damaged,if the restorateon or repair is ecanomically feasible and Lender's Security is nat Icsserted.Ifthe restorntion or _
<br />:•?;'`�'�"� repair is not cconomically feasible or Lender's security would be lessene.d, the insurance procceds shall be applied to the sun�s ��_
<br /> -�-=4� secured by this Security Instrument. whether or not then due, �vith any excess pnid to Borrowe.r. If Borrower abandons the ��,.
<br /> ,,,,,;�f, Property,or does not answer within 30 duys a notice from Ixnder that the inswance carrier has offered tci scttl�n clnim. then �_
<br /> --�� L.ender ma wllecs the insurance raceeds. l,ender may use the procec�ds to rcpair or resture the Property or to pay sums �.{,�...
<br /> _�d�:ea_a Y P __:.-.:
<br /> - �'s 'secured by this Security lnstrument,whether or not then due.Tfie 30-day period wiU begin when thc notice�s given. R:.�,.
<br /> •=?�'"�r�r-"'3T =7 Un:t,�ss Lender and Borrower othenvise agree in �vriting, any upplication of pmcecds to principal shall not extend oi � -._
<br /> "�"� �� postpone c�ne due date of the monthly payments referred to in paragraphs 1 and Z or change the amount of thc puyments. If
<br /> �� �" andcr paragraph 21 thP Property is ucqu�red by Lender.Bormwer's right to:�ny insurcance policies and praceeds resulting from
<br /> -_'�•�� �dnmage to die Property prior to thc acqu�sition shall�ass to Lender to the exteut of the sums securcd by this Securiry Instrumcnt
<br /> -=:f`'�'� irnmediatcly prior to thc acquisition. �"
<br /> �,�._
<br /> `��,'_:�W_.� 6.(kcupanzy,Freserv�tion,Maiutenuncc�nr3 Protoction oF the Property; Borrotiver's I,Qan Appi€cation;Y.caseinol�s. � .
<br />- �`�1� -� B u r r n w c r s h�l l o c c upy,e s t ablish,anrl ase the Pro pert y as Borrower's princi pal resiucnce withia►sixty days after the execution of
<br /> `����'� this Securi Instrument and shall continue to occu the Pro e as Borrower's rinci al residence for at le.�.st one ear aRer
<br /> z_ _��^3 �5' PY P nY P P Y ..
<br />- - -r� thc datc of uccupancy,untess L.ender othenvise agtees in writing, which consent shall not be unrrasonably withhcld,or uniess
<br />`'�:�`�"�^.,;&�;:• extenu�t[ng circumstances exist which are be��ond �orrowcr's control. Bnrrower shall not dcstroy, damage or impaii the
<br /> ��,�"w;�`^";;, t�ropErty, allow the Pro��rty to deteriorate, or Commit waste on t ha Property. B orra�ver s hall be in deTaalt if any forfeiture
<br />=_r-�=2��:�:w�. . uction or proceeding, +vhether civil ar criminal, is be�un thai in Lendrr's�oud faith judgment coufd resi��t in forfeiture of the
<br />--�>�u'F,�!'=.:r�;,_.;�? Yroperty or othenvise m3tcrially im;�air thc lien creatcd by this Securiry Instrument or Lender's sccuritp interest. Borro�vc�•may '
<br /> -�n��;L�`;� cure such a defauh and reinst;tte,ns provided in�atagraph 18,by causing the action or p.*.occeding to be dismissed�vith a ruling
<br />_ �'��:�';__:'=.Le that, in Lendcr's �ood faith determination, precludcs forfeiture of the $orro�vcr's intcrest in !he Pmpeny or other material
<br /> �`-�'`�-`� impairment of the lien crcatod by this S¢curity IInse►vrnent or Lcndey's se;curity interest. Borrower sh�Sl 11so be in dcfault if
<br /> °�=�:��,'�,£�`; Borrowcr,during the loan nppfi:,ation process,��:ve matcrinlly false or inaccurate�nformation ar statcmcrras so Lendcr(or failed
<br />: �•;;�-':�.%;',��.: to provide Lendcr wid�any nvitcrial information)in connection�viih the loan evidenccd by thallotc, inciuding, but not limi¢cd
<br /> e�.,;;;_:,,,;^• .,� to,e�cpresentations coneernin�Horrower's accapancy of the PropeRy as a principal residence.�If this Security lnstrument is on a
<br /> -_ ' � leaseho)d, Aorrower shall cmnply with all the provisions of the lease. If Borrower acquires fee tide to the Property, the
<br /> `�`'�=�'<^-� � leasehold cind the fec title shall not merge unless L.ender agrecs to the merger in�vriting.
<br /> - - '��� 7.Protection of i.endcr's Rig6ts dn the Prot�erty.If Horrower fails to perform the covenants and agrcem�nts containcd in
<br /> �� ••`� this Security Jnstrument, or there is a le�al proceaiing that may signiRcantly affect Lender's rights in the Propetiy (such as a
<br /> ,s,.;,
<br /> ,:1.� proceedin�in baeikruptcy,probate, for condemnation or forfeiture ar to enforce luws or regulatiuns),then Lender may do and
<br /> ' _:�'�5�;� �i � pay for whatcver is nccessary to protcct the valuc of thc Fropercy and L.�:ndcr's rights in the Property. I.cnder's actions may
<br /> �-±�I �nclude p�ying any sums secured by a lien which has prioriry over this Sc:curity Insirumcnt, appe:iring in coun, paying
<br /> .-- '- . � re,tisonable uttotneys' fees und entering on the Property ro muke�pairs. nitaougn i.enuer may taice accian under mis paragra�n -
<br /> ., ;,,�'„ ' � 7,i.ender docs not have to do so.
<br /> � �' Any amounts disbuti5cd by Lender under this parngraph ' shall became udditional debt of Borrowcr sccured b,y this
<br /> � • , Sccurity Instcumcnt. Unlcss Borrower and Lcnder agrec to otlxer terms of payment, these amounts shali bear inter�esc from thc
<br /> � . � date uf disburs:ment at die Notc r.etc and ShaH be payablc, with interest, upon notice from Lender to Borrower rcquestiug
<br />_ . ,•,�J,., �ayment.
<br /> /. ,,. '. S.Morigage L�surunec.If Lender requireci mortgage insurance as a condition of making the loan secunxi by this Security
<br /> ' Instrument, Bottotiver shall pay thc premiu►ns rcyuered to maintain the mongage insurance in cffect. If, for any rrason, the
<br /> mortg�ge ins�r.tneQ coverage requirecl by Lender laps�s ur ewses io bc in etTect, Borrower shall pay thc prcmiums required ro
<br /> � � «btain wveragc substantiaUy equiv.dent ro the mortgc��e insurance previously in effect,at a cc�st substantinlly eyuiv:ilent to the
<br /> • ' ; r.ost to [iorro�vcr of the martga�c i�isur.incc previously in cffect, trom an altcmatc mortgagc insurcr approveci by Lender. If
<br /> �:ti�� , , � •
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<br /> .� " � Vngu 2 ot 4 Form 3028 8190
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