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<br /> 'YFI{S fiF.CUF�ITY I�IS'f�tUMi:N'P co►nbirxs uniform�ti�ve[umts for rwtli»�al us�y�'KI Yl�li1•U111�i)itil 4UY�1R111:[tYllll�IIT►!l0(�
<br /> rrari,�ionn by.lurisdictic►n ic►ca�ns�.itu:c�unil'onm six.wri4y instrur►knt��verin�rcai pn�x�ny.
<br /> � f:Ntt�(31Rh1 COVEI3AN'Y:5.13�rr�zwer anc4�Ltnder cacniant and aKrct ac foll��ws:
<br /> 1. lheymcat at Pticbripo! aisd 1ntsTe�tS I'rrP�xmex�t And l.�t� C�xr�cs. 13ncr���:�er fh:.�t �ituna�lY lu►Y wt�crt dur �ho
<br /> ' ��.i�h:y�:,�:.:.�1 ir.t.r.�::;:sh�il�::eeides:r.�t+�tL•A Nr.+t���nri�,ny nm;nyment:ux!laee clulcges du�e a�xt+�r tf�c Nnte.
<br /> ' 2,p�n�{s tar':fiuce9�ntl Aaw�'ance. zu�ject tu applirdble yaw or to u written wai�•er by Lendar,k3onuwer r�hall ptty tn
<br /> L.r.ndrr on the day.7wnt�dy payments urc duc under thc Noce,unti6 thr.IVote is paid in f�il,a sunz("Fuixis"?fut:(a�yearly txxts
<br /> tkmi ass�ssment5 which nvay atQai.ti prlurity aver lhis Sauxity Insintaxut as a lien on thc�r�o}���ty;(,b)ycarl�.�ea:.et►�Id paymentti —
<br /> exr grtx+ix3 nK�ts un the t'ro�erty,if an};(c)ytar[y i�ruaid 9r pro}�erry in;urancc premi�aitt�:(d)yearly tic�d�insurance premiurm. •
<br /> if Any;(ej yesriy martga�e inseirnce premiums,it any; ttnd(p any sums payable by iBorrawtr to Yxrnder. in occardanc�:with
<br /> the pmvisiat�.s of pumgr,�ph 8.in lieu of tt�payrnent cF mcmgage ins�+•,isce premiums.'[hese items a�callod "�scrow Itans."
<br /> I.,cnrZcr ma,y. at ai�y tintc� cniicct ar�d'noiai r`unds in an amuuui ��,t io e�o��.',��,-�3�s�:�:..�.:.:.at �!���:r:u f�_��;
<br /> r�lat�i naetgage loam m�y mquirs f'or liomower's escrow ac�unt under the federal Rral Estate Settl��ixnt Prc�cedure;Ac�oF •
<br /> 15�7�1 as:uncredetl from time P.o tint�. 12 7J.5.C. Section Z601 et seq. ("Ri?SPA"),anless anather law thnt applies[o the Funds
<br /> stts a lcsser;unoum. [f so. F.endcr may. at any time,collect and iiotrl�unds in an Arnount not to exc�xl tlSe(csscr;,wr,ou,it.
<br /> ➢..endcr rr�ay estimate tlie amouns of Funds dar on the basis oi currcni daiu a«u rw�uruibfe G;:«�t�a.cxr..::d::•w:ps�f f,st,�r„
<br /> Es,crow 5tems nr athcrwise i.n a000rdancc with applicablc Law.
<br /> The Furxls sha(1 be hcic! in :.a inslitution whose depasits ure insund Uy a fedcral agency. instrumentality, ur entity
<br /> (inciudin�l,ende.r,if Le►xter is such an insti[ution)or in any Fcderal Home Loan F3ank.Lcrxler shall upply the Fwxls to pay the
<br /> Escrow Items.Le�xler may nmt charge Borrower for holding and applying e9ue Fantis,aiu►ually an;ilyzing ti�c escrow aoeourt,or
<br /> verii'ying ttie Escraw Items.uriless 1Lender pays Borraw'er interest on the F�ands and applicable law pem�its[.er;der to maks such
<br /> a cl�ar�e. Howev�r,Lerider may require Y3orrower to pay�one-timc cru��f�r au indcpendent real estate tax reponing service
<br /> +�._ _a..._..:._ ir..�� �manr ie �n�:lr nr
<br /> ustd by LC�eC in CaTme�ttan wttn inis ivan. u�tiz35 fi�tliuttna: Fa`i �.,.�.....� ...........a.. ......,.._ �°a.____---
<br /> applicable iaw reqn€rrs ittterest ta bc�aid,[.ender shall not be nqt;ired to��y Horrowr.r any interesi or eamiags on the F'unds.
<br /> Doerower and Lcnder mray a�ree in wridng. hoo�:ever,that interest shall�a paid on the Funds. Lendec shafl give to Borrower.
<br /> without charge, an 7•r�r.ual uctounting of the Pnnds, sh�win�credits and�{Lbits to the Funds and the pumose for which e�eh
<br /> delfit to the Fu�xls v�ns made.Th�Funds are pl�dged as additional sc�ueity fur alt sums secaamd by this St:curity Inslrument.
<br /> If the�u►xis Y�efa by[�rnder exeeeci t�e umounts permitted to be held by applicable 11�v,Lender shall account to Bonutir•er
<br /> €or the Gacess Fu��ls in aoco�rdance viith the ncguirements of applicable law.If the amount of the 1Funds hetd by Lender at any
<br /> time is not sufficir�^��?to pay th,e Escrow Items«%�en dus,Lender�nay so noti4'y Bomower in wriiin�, a►xf,in such cnse Borrower
<br /> stulE pAy to Lender d�e amoc+nt necessary to make up the deficiency. BurraH�er shall make up t6e defictec►cy in no more than _.
<br /> L:vcl���:�o;.th:y F,:yme.^,ts.at Lend�r's sole dis�netiore.
<br /> 9J��n paynient in�full of all sums socured by this SecurIty Instrument, Lender shall promptly refund to Sorrower any
<br /> Funds h�ld by Lender. If,under para$raph 21, i.encier sh�ll acyuire or se11 the Propen,y,L,ender,prior co the acyuisition or sale
<br /> of the Property,s`�nll apply:tny Fands held by 7.ender at the time oi acquisitian or sale as a credit.u�inst tlie sums secua+ed by
<br /> this Sexurity Instntmr.nt.
<br /> 3.AppEication uf Paym�enis,Unlcss cipplicable law provides othenvise,al!p�ymenu�eceived by D..cnder undcr par�graphs
<br /> �nnd 2 sh:�l be applie�: first.Qn�ny QPepayrnent charges due under i��c Note; second.to amounts payable under paraorapl�2;
<br /> third,to intcrest due;fuueth,to�5ncipal due;and last,to any late charges due undcr tlic Note.
<br />- 4. Chxrgas; Y.+eas. Barrower shall{�ay all taxcs,assessments,chas�r:s, fincs and impositions atriibutable to tUe Property �
<br />_ whieh nnay�atsain priority over dus Sccurity Instrument. and le�schold payments or gmund mnu, if�ry. Botrae<<.cr shall�ay • •
<br />- thesx obligacio�u in th�manner pnnvided in paragraph 2,or if not paid in that m3nn�r.Borrower sh�ll pay them ci,t s:me directly
<br /> to th�;�crsom ati�c:d paymznt. Bomnwcr shall promptly furn;s'_a to i.endcr al1 noticcs of amounts to b�paid undcr��.'sx:s�araar+ph.
<br />- IP&�n�uwcr ni�k�s these payments di�ectly,Ek�rrower shall prmnptly fumish to i.ender m.ceipts evide�icino the payrre�nts.
<br /> Borrower st�all pramptly disciuuge any 1i�,��vhich has prioriry over this Security inslrument unte�;s Borro�vcr:(a)agrr�s in :
<br /> vreiiing ao the paymcnt uf the obligation s�x:Lr�eJ by the lien in a manner ncccptable to Lender,(b)c��t�sts in�nod faith the lien ..
<br />- 6y, or dcfcnds against Enform.�rxnt of thc licn in. leg:il proceedings whicl� in the Lender's oF��i�n operatc co prevcnt the �
<br />- enforceiiunt of thc lie3�;or(c)saaeres from the hofder of'the lien nn agrecment satisfaciory to Lender subnrdinatin�the lien to
<br />-. this Sccv�ty lnstrum�nt. If I.etY��t rleternvnes that ar�y part of dte Froperty is subject to a lien which may attain priority over
<br />- 8us Sccurity Inssr�z�znt, i.cndcr niay give�3crco«er a notice identefyin�tlie licn. Borro�vcr sltsll satisfy the lien or take one or
<br />- more of the xtioru s�t:fartl�ahove�vithin 10 c3ays of the�iving of natice.
<br /> Fwm 302a 9l80
<br /> P:o72d0
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