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� <br /> � <br /> . <br /> , - <br /> t� - . , . . <br /> � � , ., >., � <br /> n� �-�.�. .� .: . � - <br /> �, . <br />, m�� ., � � � <br /> , ___ <br /> � � � aevnx oov-soa:ems <br /> . . . f i,9`J—�'I3^d.R.i� � . <br /> ADJUSTABLL Rt1TE RIDER <br /> THIS ADI[1STABLF,nAlE RIDER u made ihis �� � day of MJ3� � i995 ,and is <br /> i�car�mrcd Lib end shall be deemcd m amend end sepplement the Mongage,Decd of 7tust m Saiairy Dttd(�he"Secwiry <br /> . InsbumenC') of the same daro givrn bY W���8����e"Bam�wea") w sxure Bolmwa'a Adjusteble Rnte No¢(0e <br /> "po;e")m � � <br /> � HOPffi Pe08RAL SxVING3 6 LOAN ASSOCSATION JP GRAtID ISLF�tlO <br /> (�ho"LCndw")nf�e same date rnd cova'viB;I�e;�oputy desn[bal in the Scaairy dnswmrnt snd located ac <br /> 3409 NORTH S,AFAY6TTE AVE <br /> � GFlAND i3LANO� TEBRASAA 6896] <br /> � .. I�nYAddrt.J <br /> . TffiS NOTE CON7'AP15 PROVIS[ONS ALLOWINC FOR CHANGES IN*AY INTERE5f RATE AND MY <br /> NO,VfFlLY PAYMEhT. INCREASFS IN i1SH IN7'ERESI' RATC MLL AFSt1LT IN FQGHEP. PAY�YfENTS. <br /> QECREASFS M TF[F fNTERE$T RA7E R7LL RESIiLT IN L6WER PAYML'NTS. <br /> ADDI'I'IONAL COVENANTS. In �:diccn ro��he covrnanb and agreeinmis mede io Ihc Sxivity InsWment, <br /> . Sortowuandien9afw�nacwavn+adc�a,reeasfollows:�� � <br /> A.INTEREST RATE AND MONTI�LY PAtMF.NT CFIANCE5 � <br /> The Num pmvides ior'nn initial intuest ra�e of � 6.815 %. ihe No�e provides (or changce in the <br /> � inrems[a4�.and�f!e mon!hly paymens,az!ollows: <br /> 6.INfERFSTRATE.ANUh:ONTHLYPAYMENl'CFiANG£S � <br /> (A)Change Dafes . <br /> 7fi:in�.rst nu�I wi0 paY may change on Ihe,Cvs[6ay of �+E 199s ,and on�h.�day <br /> ev�ay i2TH monili IhueaOc.Exh tiare on which my inlesut ram conld cAange's ra11eC a"Change IYale." <br /> p5)7he InLex . <br /> 9egi�mi�6 wi�h�he Cm�t Chti:6c Da�e.my mhrts[ram u�ill be b'ttcd on azf�mdez.7fie"Index"is: � <br /> THF. 'IEEKLY AVER4OE YZSLD�ON VN22ED STATeS TREASORY SECURITIES 11DSSIGTED TO A <br /> CONSTFNT MATURITY OF 1 YBI�.R, AS NiADE AVA2LA9L^n BY� THG FEDERAli RGSERV6 BOM`J. <br /> 8I. <br /> The most recent Index�gme avtilable ve of�he dazc �❑ 45 days ❑ <br /> bciorc cach CLarige�arc is celle�ihe"Cu�rentludes." . . <br /> U@e Irdex is no longer e^vlablq Ihe No�e Holder wili cboose a ncw im+[- mat u Msed 'pn coaparablt infonnwon. <br /> The Nom He'Aer will Eive me ne�ce ot tLds Gmia. <br /> !C):,xlculatio�of C6anga <br /> Ilcfore ruch Chany;c Dam,Om No�c Holdrs will caicula¢my ncw intcrest n:c by adAing <br /> TVO ANa Ol!E HALF �rsCCn�26t p�inl(9) ( 2.500 %) b IhC Cumfn�inticx. <br /> 7fie:vo'rFfolCecwill�henmundihcresultof�hisatidi6onmNe [�]NCacs1 � NeetHighest ��NestLOUes� <br /> � c:�c �mrre . ( .nxs �). <br /> Suhju:t m�he limiu s�aicd in SecGon 4(�)In.lnw,Ifiu munded unount will ba my.new intricst rnm unni the next Chenge <br /> Uam. <br /> . 71ic Nom Aolder will Lhen de;crmine�e emoum o[Il:e r.iontlily poyr.rm[Nat would L•e sufficieat u repny U�e unptid <br /> , pn.^,ctpd Qal l am e�.pato!m owe at the Changc Dale ie bJi on Lhc maNric/dua at my new interea m¢in sn�s!en;idly <br /> �eq•.ul pcyments.Thc resWt o[Ihif calculatlon wW 6e the new amount ot my rzio�thly�rnymen� <br /> ;��t,ImiU aiv[n+e�xat liate Chenpc5 <br /> IPl�aee chak aPO�aP^4!e boKr,ifno bnx it thetked,e5ere wi116e no maamum limif on[hangeaJ <br /> (1)'Theec mill be no ma..imum Iimit un invmst rate thsnges. <br /> •xf(21Theinteeestea�elamrc9airMmp�yatNe[vslChengeDamwillnotbegeatu�M1xn 8.0�5 �. <br /> mks50�v� 4.805 qo. � <br /> � [!?�(3)My inmreet mm will nevcr beincrea�al m dareaxd o�eny single CCange Dem by more ihen <br /> TulO PP.RCE!TT � �CCpIBgE p0Y11(9) ( 3.000 %) GOm 6¢ <br /> rnmof:n�trest.�havcbenpaYinyfmiheprecedinBPaiol. � . . ! <br /> Ixz�(p)My inlucn Iate will neva be grca�a�nn � 31.8]5 %,whieh b wUed the"Mnximum Rem." <br /> THE "MIN!MUM RASE" :i2LL NEVSR B8 L69S TIITN. 9:B)SY. <br /> MtILTl9TAtE AOJUSTABLE OATE NtUEP-9lnpla F�miry Ue� <br /> v.o.�au <br /> ��lOBA�Y�Op VMV40NiQ�OFFtlIIYB p0�0I1]]GI � IeXl�lu__ _. <br /> � <br /> . . � � . � . �.� _ <br /> . _. r:. 'd��D � . . � . . . � . � f.'i: . <br />