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. . <br /> . � <br /> � , <br /> �:. , r.�,�'��. +1Q��' - <br />�:� _ _ _ <br />� <br /> ' � spe�M o�i-waocaoz 4 <br /> ADJUSTA�LB RATE RII)ER ��s5- ���OB <br /> Tf➢$ ADSUSTABLE RA7E RIDYR is madt Il�u SST c�ay Of �^AY . 3995 ,and it <br /> mo�POm�zd inm a�d sh;ili bc dcenW m amcnd and suppiemart Ne Many�ge,�:of Tmst or Securiry Reed(1hc"Sxurity <br />�� :nswmect") of uic vna date Biven by fie wdav�ed i� "BOrtew�") :o uave Boemwer's Aui"��!c IZa�e No�e(�hc <br /> 'Nate`)m <br /> , il012'e FID3RA1+ SAVLN�. E IAAN ASSOCIATION OP GQASQ ISLAN� <br /> (u5c"trndec")of�e san�c Cate and wvvin6 Ne pmlaty desaibed in Ne Secur.ry Luwmrnt snM1 kcved w: <br /> D� e <br /> 22ll PID6'SER BLGD <br /> � G411ND iSLANn� NF.HItAST�I ti85t: <br /> I�KS'AtdR��l <br />� i:IIS tiOrg COYfALNS PR047510N5 FLLOWSNG FOR Cl7AIVGES TN MY INTERESf RATE AND HY <br /> 1�Oh7l3i,Y PAl'�fENT. 2PCREASE� Rd TAE IN7ERE5'C AATE MLL RES:II.T IN fIAGHEB PAYNENTS. <br /> pECitRASES 3\'TFiE ShTEQES"RATE�VII.L RE5/)LT W LOl9ER PAYMEN7'S• <br />� ADDITIUNAL COVEfPublTg, In addition ro Ihe wv�a-.� and agrmnaits meee in the Security [nstrumen4 <br /> Ecrma�e<=^�LenJU'f_-nhec c ven..nt a�A s�ce as follows. <br /> A.SN'CEAe^ST C�A.TE AND N!ONTFIE.Y PAYMENT CHANGES <br /> 'rne tio;c pmvidcs for �m initiai�in�.rett ate ot '+.oeo g. The Note Fmvidw Ccr changes in r�e <br /> in�;,;s;:are aid tne mor.�Siy pr.menrs,az touows: <br /> S <br />� G.PNT eASST RATF AND T1dNTHLY"PAYMEN7 CHANGES <br />� (A)Cllange Llates , <br /> K <br />� The interest mle I w�i��FaY mny chan3e on!he fust de}cf �l+Y 1996 ,ynE cn Nat day <br /> .��y i2^ax mo�ih Ncrea(Nr.Fach ds¢on wh¢h my inrerest rem coWd change�s caVed e Change Daa." <br /> (&)The[ndea <br />�. 3cgim�r.p,wiJ�thc first Chimge Dam,my inmre t rNC will be b:�sed on an Indu.The"Index"�s <br /> K� TFic ri2EhL:' AV3RF�GE YIELL ON 91SITED STAT65 TCEFSURY SEC^�nIT2E5 ADNSTED 'N A <br /> CO2:5^•A.\T NAT[]R:TY OP 1 YP.AA. AS MPD2 AVAII.IBLE BY T4N FE�EItAi. R8=£RV6 90A.D. <br /> FE <br /> Th;.most recent ivdex 6gurc available as of�he datt; 0 4�daYs ❑ <br /> beCam each Chan6e Dam is w11M ihe"Cur.ent Index." � <br /> If�ie Irdes is no longer avxilable,lhe Note}fold�s wilt choose n rzew indez ihat is based upon compa�able infomutlon. <br /> i ih=tic:e Yoldu will yive me no¢ce of Ilus cl:aiw. <br /> (C)Ca1cuWHan of Chenea <br /> Bcfore c�ch Ch�.�ge Daie,�he Noce Holda will calcufaL•my new inVSesl rem by adding <br /> x�..o anra che xss.e percentage poin!(s} ( �.soo 7) m �he Cumm Indu. <br /> 't5i�Now Holder will�hen roun7 the msul!of uYis addirion 4'�IAC r]Nearest � Nr�t Highest �Next Iw�wct <br /> ONE YIGH'1N ( .135 .�$�. <br /> y Subjat to �Fc i"vni's .mW in Section 4(D)b�low,�ha rounded amoent will he my new inrerrst rz:e uafil�AC nest Chenge <br />� . nam. <br /> 'Iti.Notc Holtiv will ihw detamine the vnount of the mon�hly paymmt ihaz wuuid be sufficient to repay ifie unptid <br /> pnnciF^1��[I wn espaNA to owe at�e Chv:gt Da�e in fuLL on the maNrity dtie at my new inuxesl rnle in�ubstenW�lly <br /> • u;ml9aymsts.Thr,msul[o:Nis calwiarion will be Ihe new amount of my mcnthly paymem <br /> P�� <br /> (i?)Llmits ov ivlercvt Rate Chang� <br /> �PI are cherk apyrapriute baua;fro bos ia thaked,fhere wi1/be no;r�wnum limi(an thangesJ <br /> �(I)There+�ill6c no ma�'vnum limit an inlcrcat rau;ehangcs. � <br /> �x�(2)'[tie mmrert ralo I em requ'ved m Pay at�Ao fust Chnnge Dm.e will oo[be 6��r Nnn 9.a oo % <br /> p � o le�ti 4e 5 aoo ry <br /> � j(.,)M� 'r e . t rn�e awili novu be increasai oe�amascd on z.p slnRlc Chnngn Dam by move lhnn <br />+�"•� rsro acac nx pe�ccnur,e Poim(.) ( z.uao �) fmm mc <br /> ,�T"� o! u.mst i h� e Mrn paYing[or Ihc prccGfing pcnad <br /> Xs'�, �._�CAiNymWCSUaicwillncverbcg¢a�nhan �2 00o Yo.whichisratlWlhc"MaximumRnle.•' <br />� .HF, MIPIMUM PATF.' W2LG NEVE:R HE LESP TF3nl: 5 OOOt, <br /> MI.L I T1T6AOJJSTAOLEP.ATENIOEfl�•�InO�oFemlly !IB< <br />.,jF� �u v.v. o.x �m�bu. . . . . <br />�i naa i=.or.�, vunvonmeacroAUS-iecrosz+n.i <br /> d(9.=) . r <br /> �1 <br /> � �� Y`.� •.� �.. _ <br />