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�Y `� . . . +4�'�. .yc � �¢ 3 w �• � , .. , N�$�'p`" . .. _ , . .. . , -. . ..:-�s,.��....... ... � �r�,...�c.� ....._ __ „+a3 � , .�. .c �,,,ny..�6fY . . - . .a.n_ . ;o� . . :..�«_ r .� � . _ ,-... " .. _n� . :�:- .. _ . ��.i � . . �-._ .a�...-.+�f.MT.� . . . . . . . � ....�_ 1'Y. . . . . '�� ' � � . � . � . � xvnu ooi-so_naoai� AD3USTAELE RATE RIDER ��95- 1p�p . THIS ADNSTABL RA7E RIDER i9 mTde�hi3 26TH day of APAIL 1935 .m�d is incmporeied inm and shall be dcem�ro mnrnd mM suppkmeot the*:ongage,Dxd of'Iku.tt or SavritY Dad(Ne"Sm¢ity L�scnment"} of Rie mrne datr givw by d��mdaagned.(tix"Bmeows'� lo u�m Ham�.va's�Adjusmble Raie Nole(the e "Note'�b � � . . NOtb� �FIDERAI� BAVINCiS L SAASI ASSO('IATION OP�6RAN� ISLTND (Ne"lender")oE tAe ssme tlme�d covenn8 the p�oputy dsvihed in�Iu Saceiq Inswmert mM krsted ac u lzzz sc:TFd NARRISON � . � OFAND ISLIND, NBBRAS:tA 68U01 � . (PmpenyAddnul . THLS NOTE CONTAINS PROPI570N9 ALLOYVWG FQR C}fANGES L`7 MY ATERFSf RATE AND MY MO?VTHLY PfiYMEN1'. INC_4EASFS IN 7'FIE ➢NTEREST RATE R'II.L RESULT IN HIGH6R PAYMEHTS. D£CRF,h8E5 iY THF:IISTF.RFSL RA'!E ..'°"`,,.L[tESUL7 dN LOFVF;R PAYMEf�TS. ADDIP.ONAL COVENAATI$. In addition [o Ihe covmants �d egeemrn6 made in the Smvity L+stlumen4 Borzowcrandl.enderfvrthawv�nntar�tlagxtazfoibws: � . artl A.I`iTEREST R.n:g�}ryD AtONT9LY PA7RvLr.MP CHANGES � - Thc hote yrovidcs for.en initut i?�eest mm of '/.%50 %. 'Ihc Nae provides for ct�anges m the s intaest+as m�d tM1e mor,thty pymencs,as folluws: d.L4'TE1ZESf RATE Ai:'v MONTHLY PAXr4iNT CNANGES � (A}C6ange Dutes . 7fiE int¢rt5t tatC I will pay may cM1ange or.�he firt d3y o( �Y 1996 .ypd 06 ffm[d2y every 1zaf� mnn@ thereattes.Fach dete on which my intaest rete could ehe�ge iv erJIW a"Chv�ge Dare.' (B)T6e Iodex - Begiriten6 wi�h�hc:mY ChsnBe Dam,my intaett rs�4 will be barA on an Index.77te'I�dex"is: THE WEEtC�Y AVSRA6S YIEI.D ON UN21BD STATES TRBASUAY SECORITIBS AIT]USTSD i: A � CONSTANT MATTIRZTY OF 1 YEAR, AS DADS AVAILAHLfi SY TAE Pffi�ERAL RESERVE HOARD. , Pffi ThemostrecentIndexfigmeavailableavof�hedate: �x❑ 4Sdays ❑ befare each Ctan6e Dab a called fie"CUrtent Index.". lf the Indc-is no lungel availaple;�he Nole Holdu will ehoose a rtew inM.,x Net is basd7 upon compmabk inlrnmafion. � 7fie Noa Holder wilt give me noGCe of this Uwee. � . (C)Gkuletioo W CLnnge+ . He(ore each Change Date,Ihe Nnfe Hoida witl eaiculate my new inirnx[rem by adding � �rwo acm oaic xxr.e � � � w��se w�us)i z.soo 55) m me ewent tneex. �: TheNOmHolderwWthenroundtheroWtatihisaddifionroilw �NCmat ONextHighest �NextLOwest . oxe exmrrx � .a:s g5j, SuLjxt N the Iimits smtecl in SeUion 4(D)below,tltis mwded amo¢nt wili be my new intejest rete wtii Ne�we[Chenge I7are. �. Thc Note Ho1Ca vrill then delertnine 1he emount of Ihe montlily pay;,imt Riet woWd be suP6cient m re.pay Ihe unpeid � principnl thaz I sm esy�ecrel ro mve az the CIw�Be Date in Po!1 an 1he maauity daa at my new intrmt mm in subsmntially • en,wl paY�^enls.lfic resWt ot iltis e:IcWation will h Ne new emount o[my ma�tlilY PaY^�rnt (D)Lisfts an Interrst Ra�e Changn � P7mse check appropriarc botts:ijno�bx ic cFecked,rM1ere will be w maunrvm(imti on changea.) �� (I)77iere wi0 be no maiimum linut on interest`ate changes. � i , xx (2)7heinrsestafelemr;qurtWbpaY��ChaaoeDalcwillnolbe�ratc�en 9.�5o q5 orless�han SJSO %. [](3)My intaes[rzte will never be increated or decreasW on nnY s'vigle CM1ange i7em by more Ihen �rwo P£.RCCNT pp�mgc poNus) C z.000 %) cmm �he I .. rn�c of incerest I have 6cen PaYin6 fm the precniing yeriod. [�](4)MyinuxatlamwillnwabegreaterUun i2.]5o %.whichucalledUre"MazimumRare." T}[8 "MINSMOM PATL�" WILL NEVER BB LE55 THAN 5.'ISOF. � MULTI9TATEADJ09TABLEPATERIpEf1•Slnp�aFam11Y . t109 . r.v�oi x . ��BB91��4�081 VMVMONiO�OEiONM9�(Epp�S}F1Qp1 bM�b; 'ir ��T ..1'�� � . . � . . . . � �.w. � _