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<br /> MOMHL.Y PAY74QCM'. INC�'AS� [IH TMa IN['1+'.ItRST itA'i'J�WIl.L R�ULT 1N ii[�1'�� IP�YM�NA'S.
<br /> D�C��SI�Il!Y'I'H�I[�'BA&4�'1�A'I'E WdL.L i�S51UE.T lN L(lW�l�'PAXM�[+1TS. „
<br /> AUUITYUlVAI.G(l�+ENA1�T�v. Lf f,ddsWxl OD it� a�Ypw:t� N�d a�roCrtlGllB maf0 itl tb0 SeiCtu'itp lnuatune�t,
<br /> Hcx�+o�+�rerr ancf Lroadsr fis�r�her oo�atnt�ard�roc ar fadk�wt: .
<br /> •. 1�.�i���.�a��l��R1�A L AEY'I��1�1�(�Y11�rI.C'ASfT+!]?17T LYlt�!i�►'.w9 -
<br /> 7�e lVm1c pnr+iOca[ar�a iniw�l in�raoe af 7.Ooo 46.'�Noia pruwidw [a rJwn�as ia the
<br /> inta�.~st rame nad the montdtY W�r�Cais�as foltnwu: .
<br /> 4.INI'F'.itFSC RATE AND PRON�'A�.Y PAYNlENT CAiAMCE�
<br /> (AJ CA�eLt u�trs _
<br /> 'It�u►iatr3t rak L will p�y cruy change oa tt�e t'ust day of M7►Y � 199 E �ar,d on du�t day
<br /> e�resjr z1Tx moat�thcru�fkr.Eacxi dat�e on which my inter�iate oouW ct�ange is calbci a"Chsnge I�we."
<br /> (!{)TiMe Indrs
<br /> 8�gim�g Mid��tustC�nge I3�ie.my intarst�ate will Ue b�od on en Indeac.'ILe"Inde�c"is: —
<br /> � Li��lSSLY AVERAC.� 7tI8LD OIQ UNITSD STATSS TREASiJRY BIICOftITI85 1�D3V3T'�D 'PCl A
<br /> QONS`�ANT MATIffiYTY OF 1 Y$AR. Afi MADl3 AVAYLABI.$ �3Y THE FSDBRAL 1iFSSRVE BOARD.
<br /> 'ii�e moac n,�eai iad�figuoe avallabk as oF the due: � 45 days a — -
<br /> bef'ore each C6ange Date is callod d�"Gt�ra�t Indea." -
<br /> � If the Indcx is ao longrx availabk�the Note Hakkr will ct�oow�new indcx that i.bre�l upan�ornparabk infam�t+oa. .
<br /> , 71�e Nde Holdu w�!girr�me uotix of Qhis ct�ict..
<br /> . (C)��rsca�ttioo of�haag�s . � �
<br /> B��e�ach C�ange Date,.the Plate Holclei will cakelate my n„w iatrerest ratc by:xldino •' -
<br /> Two n3m �:� s��r r,�oeuwKe i►��►us)� z.soo �6) to ch�C�e�tex. :
<br /> 'Il�lVC�3z,HaLda will t�i round tlee resalt nf tdr3s additian tp tbe 0 rbea�st � Heat Highest (�I�oxt Lowest .-
<br /> aere.:T:;�'rn ( .izs g5),
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<br /> Sutrj�e+ct-i�����.limiq sca�tti in Scctl�m t��)below.this roundcQ asnount wi3�be my new int�^�t raA�uintil the recxt L"�+ango _
<br /> Y?�. - ' _
<br /> 'Ihe No►�Kokkr will tl�ca det�mine the amount of the manthly paynnGnt that woul�he sufficiem e�a�y the unpaid -
<br /> princi�tbat I eny expoct9d to�rwa at the Ci�ango Dat�,in fvU uca tt�e mauuity date at n�y new inteie.�s rRj�.�ci se�l�stavti�aliy
<br /> c�qual�a►}�ncrrtz.'It►e c�t of�his c.�.3y�zlation will be tit�new amaunt of my monthly paym�en�,. � =
<br /> (D?Lk�tf�s ae InQerest[tate C'6�uges ' i
<br /> �PI ast+cl�ck c;,psropria:c Ix+x�cs;{f rco box is checktd.¢{aere evill be no r��ar.'mu,n limit on cFi�nges.) �
<br /> (l)']CYhaoc wiIl ha no anaaimum limit ov intcrest rate ct�angcs.
<br /> � (2�`�a int�+c,st rnte t�.^�requiacd to p�y ut the Fiest+CCaugc Due w'�1 noY be pr�ea than 9.o oa �u
<br /> _— .�r,teset�,: 5.9Q0 �u.
<br />- � (3)A'4,y u�t��t raw�+iIl nevcr C„i.�?s�ax dcr.ce;asul on r.ny sin,�le Ch3uge�2rL:,by mure than
<br />- �sero �?�tcav�r pen�s�t�c�e�.(s) ( a.000 g�o) fmm tha
<br />- r2.c�ef iataest 1 t�aro�xen YraYang ftrr the yrc�it�g Pa'ied.
<br />_ ��4�My int�rest ra.u�wilD ncvcr bc gmat�:tI�n �2.0 00 7b�wlich is called the"Maaunwn R:ita"
<br />-. 7'Ii� "MIt13�SUl+1 R11TB" W1LL N'BVSR SS T.FiSS Z'diliDY S.00OR.
<br /> MULTi�'!'A'CE AQdU�TASLE RATE RiOER•Sicgle Famity efa�
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