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<br /> ,-:-._�s,�.�4-�•   	4;�b�xnm.i:i!ly cyui,vatr.nt rrort;;nge insuennce coverag�is not uvailnble,Aorrower sh�Cl pay to Lender sach�no�th:i sum eyual�c�,
<br />       '    ,	..�  , os�c•3e:.liei�+>>etic yc�;'Iy nta:Er��c ittc.urancc premium b:;in�paitl by t�nrrosmr�vhen thc iz�suratteC Cuveii�nC lc���c,1 nr ct�^�+.I tlr;�d
<br />       .   		4-�i�y cffc�;i 1�`-.',.;.�,��'l;�c;:l,t,u.".:illl(J i'i:181fi11I1CSC�IC��ntcid�;cL� n loss resceea�n licu af mn�2�n�c ii�sui•�nt:r. E�n::s rc:;s:'tv;���
<br />      ,   � "  �  		+  	�   �.�I.'.7�:[1!�C�cj. Cl 8il^u pj)1�011 Of�.S'Pt�CP�If�11Ui1[?il�i.IR�>u`ancc covcr��c(in�hc a�iu�i�sir,i�uti fnr IEI�^,EY,:il���t..i ^
<br /> .			�c:y��ic��.: �::::� c:; <�n,;..�      � 												,•
<br />  -   		�    t�e! �..cat�i<^r r�;!rire�)�ravid�,i i�,u Ol�II!SIlfCk'�})��l)VC(I�]Y I.CI]t�CY EI,^,11Fi IS�CUIItCti av�iiF;bic nati 'ss nf�t��incil. i:u��i►c.,-�;h;•ti p.�y ,,  .
<br />  ,+  ��.    	.    • ttic�rcmdums scquiecd to maintuin mo�ttcagc +n�ucuncc in efFccs.UP�0�)i'OV1f�C il�tl:i9 PC521YC�UI1Q1�If1C f'2(ll'eli'i.f7l::llt IIY�iYIGYi��:t�;:: i_i�•
<br />   - "�   '       	ieisi+r�uce cndR in�ccardmice��ith any�vgitte�i ngrcmcnt b�t�:cen�o►r��ver and I..cndee or upplienhlc l�►�v. 				`'���',.
<br /> T� ..'�'`°.;'"   		9, r�tsp��t�an. l,end�r ar its n�;cnt may make rcasonnble entvics upon u:td inspections of Qt:Praneny. Lc�cler r:b;Jl give  	�:�"'`,
<br /> __�_:"�^�-`"-"�:    	liorrower noticc at the timr,of or rinr to an insp,,ction specifying ro.+�onable causc fcrr thc inspection.   			�      �--��
<br />   	-�.��		10. Condcmautlon. The proceecls of nny a�vard or claim for damn�es, dircct or c�nuquential, in connection with nny�       �
<br />    	'� -   	cURd�ltm�tio�t oe R1hPr tnkirt,�,of nny[�srt of thc P�'ogc�iy,�r f�r conv�ynnce in Heu�f condcmnatlaai.arc hcreby nssi�r,c�l nr�sD  	�..'"'�
<br /> �_�--: = --`�'  	shall be paid to Lender.
<br />				ln thc evcnt of a totul takin�of Ihc Aro�perry,thc pracceds shail bc i�ppNed to die sinns sccured by[his Security lnstrument,  	—
<br /> „�'.�:�,��  	whethcr or nut t{ien duc,r�ith any exa�ss ��id ta Borrowcr. In thc event of a partial tnking of�I�e Pcaperty in tivhtch tfic fiiir  	_�
<br />       	=  	market vnlue of the Property immediately�efo�+�the tuking is cqual to or grcater than the:►mount of thc sf�ms secured by this  	___
<br />_~�"��:`�.,�'"  }    	�ccurity instrum�nt xmmecliiucly befa��e ti�e taking,unlese Bonower aad Lendcr otherwisc a�ree in writing. thc sums sccurcd by  	--_
<br />-_�''�'��:�sE!�'�  	this Security Inst��ma�t shttll be reduced by thc nmount of the ptoceeds multiplied by dte followin� fraction: (1) the total  	__
<br />'��Wa�t'��+,_�  	amflunt of thc sume.r,ecnn�l immediatcly bcforc the takin�, divided by(b) the f�ir markct valuc of chc Property imrnr.diately  	___
<br />-'""°"'`"����    	before the tnkinII. Any balance snall be paid to Borrowcr. In the event of a partial tnlu�g o�'th: Property m whtch the fair
<br /> �   '-`,�n.
<br />;"'-��;�"' �'r; .�;    	m;tricct valuc of the,Prop�;rty i�nmcdiately before d►e taking is lcss than the amounr,of tlie suros securarl immcdiazely before U�c  	_
<br />;:;_;��;��;�'     	tal:in�,unless Horrnwor nnd C.cnder othcnvise:►gree in writing or unless applicable Isw otlt�rvuiso pravidVs,the proce•:ls shall  	�
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<br />;;�:hq;,,;y,��;,,:� ,    	bo appliod to tho,s�tme��ccured bg+this Security Instrumcnt whethcr ur not the sums nre dien due.
<br />-"='^f,,�  '�     		If the Propa��y.is abnqduned by Bonower,or if,aRer notice by L.ender tn Sanower that ehe cendemnor offers to make an  	_--
<br />      -„s„�„��  	ctward or s�ttle a clairn for dnmagcs, Bnnower fails to respond to Lender within 30 days after the date the naticc is given,
<br />   =-�':r~,�'�r:��l  	�.ettder is nuthorizcd to collect und apply thc procecds,at its option,eithcr to restoration or r.pair of the Prap�rty or to the sums  	_
<br />	-,r.,'a�':
<br />  _=_��:.-�,y!,    	securr,d by this Sccnrity Instn�ment,elhethec or not then due.     									=°
<br />  ..w+�rM�'�1�'[�       																		Rr_:�:�
<br />   __�,.,�,�,,     		Unless L.ender and Aorrowcr othenvise agrce in writing, any applicatian of proceeds to principal shall not extend or  	�,.,:,
<br />      -= �!:_  	postpone the due date of the monthly puyments referred to in paragrnphs 1 and 2 or change the amount af such payments. 		: ---
<br />   �    			Il. �i�rrower Not Releused;l�orisenrnucQ�y Y.ender I�Tot a VJa3ver.ExtCnsioii af thc ti:nc for payrnent or modification  	-  —
<br /> ty			of amortization of the sums securecl b this Securit Instrument ranted b i.ender to an succe�sor in interest of Borrower shnll
<br />								Y   	Y    	�	Y     	Y 						��T�..�
<br />- `'			not aperate to release thc liability of the original Horrower or Borrawer's succcssors in interest. Lcnder shall not be requir e d to
<br />.,;,�_,��
<br />       ,'•'  		commence proceedings agninst any successor in interest or refuse to eutend time for payment or othercvise modify amortization   	��?"
<br />   			of the sums secured by this Security Instrument by reason of any demand made by the original Bonower or Borrower's  	��,';;�
<br /> ';-��;�;,:; .       '	successors in intexest. My t'orbearance by Lendcr in exercising any right or remedy shall not be a waiver of or preclude the  	_"_'
<br />	.. •a       	caercise of any right flr rcmccly.  													a''  �
<br />    � �:'� `   �  		12. Successors and Assigns Bound; Jo1nt und Severnl Lis�bility; Co-s'rgners. The covenAnts and agreements of this  	� -
<br />	-   		�ecu�ty inssrument snaii bind aid bcircii< <t�a �scc.;.»zr�a:^:!.^.s��o.^.s ctf!er.�±pr an�t R�rrower. �ubiect to the nrovisions of  	�
<br />   �i $���;-�  	paragraph 17. Aorrower's covenants nnd agreements shall be joint und several. Any Borrower who co-signs this Security  	^.  _-
<br /> ..:�=q;;.,�:,+.$��   	Ii�Si�ilCiici�t biii 3'vw iivl vnu."iliC i�� ::GiC: (�) to x St&ri:Bg Sl2i�cP.�.'!!Zlt� ISL!rl2l!!?riI ��ll�r tm m�rtvage, erent atld convCy lhat  	F_--
<br /> y: �:�.-   x		Borcower's interest in the Property under d�e terms of this Security Instrument; (b)is not personally oblisated to pay the surns  	=_
<br /> _�'°"�`��.'��y,       	secui�ed by thfis 5ecurity Instrument;and(c) agrees that f..ende:and any ather Borrower may agree to extend,modify,forbear or  	—..:
<br /> :�'•-� ,y;rt::,�,      	make uny ar�commodations with rcgard to the renns of this Securiry Instrumcnt or the Note wrthout chat Borrowcr's consent.       	—
<br />     �' Y °�'    		13. Loun Ch�r�es.If the loan sccured by this Security Insttvment is subject to a law which sets maximum loan charges,    	(
<br />  '!��'.:l'1�' U�  																			lL".,:'
<br />` :n��>�er��:?+       	and thst law is finally interpreted so that the interest or other loan chazges collected or to be coltected in connection with the  	�i�;_:__
<br />    '" 1�=-�		loan exceed the permittal linuts,then: (u)any such loan charge shall be reducc:d by the amount necessary to reduce the charge    	�
<br />:=a��3�_.�"'„��   	to th�permitted limit; and(b) ttny sums alra�tdy collected from Barrower which exceeded permitted limits will be reNnded to
<br />--  � ,-"�""`      	Aorrower. L.ender may choose to make this refund by rcducing the principal owed under the Note or by muking a d'uect  	�.�.
<br /> ;;°�.;::�,,,,    																			�::::
<br />    			paymerit to Borrower. If a refund teduces principal, the reduction will be treated as a partia! prepayment without any
<br /> ��-�,,;'`.�;^�^q;    	prepayment chargc undcr thc Note.       												�';�`
<br />_:�_ y. ;.,._r,    		lA.Notfces.Any notice to Borrower providcd for in this Security[nsuument shall be given by delivering it or by mailing
<br />- -  --  „�.,�:,    	it by first class m�il unless applicable law requires use of another method. The notice shull be directed to the Propeny Address
<br /> �;"�-"�''���   	or any other address Borrower designates by notice to I.ender. Any nouce to Lendcr shnll be given by first class mail to    	�_..
<br />  ;•,•�+c«r�.1�r`
<br /> __  _�.1.�._s�.  	I.ender's addmss stated herein or Any other addmss Lender designates by natice to Borrower. Any notico provtded for in this�  	�::r.
<br />     �_ __�'�;�tr�   	Securiry Instn►ment shall be deemed to have been Qiven ta Borrower or L en dcr w hcn g iven as provided in this parn gra ph.  		M--•
<br /> ~��c�{a±,:;-�       		15.Governing buw; Severnbllity. Tliis Secvrity Instrument shall be govcrne� by federal lu�v and the law of the  	.��
<br /> -.:-�N:� '=c:   																			'`f�tr�
<br />_ _  ,_..:.  		jurisdictian in which the Properry�s located.In the event that any provision or clause of this Security Instrument or the Note   	�,.
<br /> �?�,�+"' :,  		c�nflicts with applieable law,sueh conflict shall not affect other provisions of this Security Instrument or the Note which ean be   	•�s�„^;
<br />	�   		given effect without the wnfllcting provision. To this end th�provisions of this Securiry Instnmient and the Note are dcclared  	'�''�
<br />:.,;:`: ,. _�.,   '��   	to be severa'ole.      															.
<br /> .   ,,��.'�::F    		16.Borroiver's Copy.Borrower shall be given one confomied copy of the Note and uf this Security Instrument.
<br /> ,.-;;,�:.;,�:;'    		17.TransPer of tt�e Property or a Beneticlnl Interest in Borro�vcr.If all or any part of the Property or any interest in it
<br />_-- _:,;�;°;;:d�k.    	is sold or transfr,rrcd(or if a beneficial interest in Borrowcr is sold or transf.Red and Aorrower is not a natural ,person)without
<br />   _    ;;,..�,�;;�    	Lettdcr's priur �vritten consent, [.ender may, at its option, rcquirc immcdiate pu��ment in full of all sums secured by this    	:
<br /> __ 			Security Insera�ment.Howcvcr, this uption shall not be exenise�d by Lender if exercise is prohibited by fedeml law ns of the date
<br />  `   �-  "   �     	of this Securney Instrumcnt.
<br />     "  "    �   		If I.ender exercises this option, Lender shall give Bonower notice of ncceleration.The notice shall provide a period af not
<br />  "	: �'�     	Icss than 30 days from the date the notice is dclivered or mailed within which Barrower must pay all sums secured by this
<br />       .     		Security Instrument. 1f Borrower fails tu psy these sunu prior to t he expiration o f t his perio d, L en dcr may inva k e a n y r e m e d i e s
<br /> �    •  •~����•   	permittcd hy this Security Instrument without further notice or demnnd on Borcower.
<br />   � „ �    , �   		l8. Rorrotver's Ri�l�¢ to Retnstnte. If Bnrro�vcr meets certain conditions, Horro�ver shuU have the right to have
<br />   �			enforcement of this Security Instrument discontinue.�l at any time prior to thc earlier of: (a) 5 days (or such other period as
<br />-_   �:   � ,. •.c     	applicabtc I¢�v may spa:ify for rcinstatcmeny bcfore sale of thr. Propeny pursuant to any power of salc contained in this
<br /> _?` -:`.:y�:•'•.,_„j;    	Sc.�curity Instrument;or(b)cntry of a judgmcnf cnf�rcing this Sccurity Instrument.Those conditions;uc that Bonower:(o)pays
<br /> � - �„  •  �_��  ,  	iender all sums whicG tlien rvould be due under this Securiry instrument;►nd the Note as if no acceleration had occurred;(b)
<br />	"     '     	cui-es any default of any other mvenants or agreements; (c) pays all expenses incurra! in enFarcing this Security Ins�rument,     	.
<br />     			including,but not limitcd ta, reasonable attorneys' fi.�es: and (d) takes such action as I.endcr may rcasonably require to :usurc
<br />-      _.'":--      	tltat the lien of this Security Gtstntmeni,Lendcr's rights in the Property und Bonower's obli�ation to pay the sums secumd by
<br />       	�     	this Security Insnument shall continue unch�mged. Upon reinstatement by Borro�ver, this Secunty Instrument and the  	f
<br />..       _       															_L.    	..L..II  	L-.
<br />  • 			oBTlgutians SCCUred i1CfC0y SflaII YCntaicl[ulty C1fCCUV�as It no neceieratian nan oczurmi. riuwc.c�, ini� iigm i6 icin��a'a:..,�....,
<br /> ,   			not apply in thc rasc nf acccicr.�tion wider p:vagr�pt► l7.
<br />  				l�. Sale of 1Vote; Chan�e of Loan 5ervtccr. Thc Nfotc ur a partial intcrest in thc Notc (to�;ether with this Security  	f
<br />  	.•    '     	Instrument)may bc sold ene or more timcs without prior notice w Borrowcr. A�ulc may result in a change in ilie entity(known  	�
<br /> -  			as thc"I.oan Scrvicrr")that colle�ts ntonthly payn?cnts duc undcr the Note:►nd this Security Instrumcnt.Therc also may bc one
<br />       	�  �  	or morc cl�anges of thc Lnan 5arvicer unrclatcd to a salc of the Notc. If thcn.is ct changc uf tlte Loan Serviccr, Eiorrawcr tvill bc
<br />     			given written natice of the cfiunge in uccorda�tce with para�r.►ph 14 above anJ upplicable law.The notice will stute the name und  	'
<br /> •   	�       	address of tlie ue�v L.�r.in Scrvicer m�d t0e add:ess tn �vhich payments shuuld be made. The nuticr� �vill also rantain any other
<br />  	�  		inforniation rcquir��i by applic:iblc la�v.  												�
<br />  				20. Ha�urdous Sabstunres. Dorrower str.dl nut cause ur permit thc presence, usr, dispusal, stor.i�:c, ur relecise uF any  	I
<br />	'    		H:iz.�utious Subst:uiccs un ur in Nic Property. 8orc��wcr sh:ifl not do. nor allow anyonc elsc ro du. �mything ai�fccting thc
<br />     			Pmpeny th�t iti in viulation of;any Envimr.mental Ia�v. Thc prececfing t��•u sentences sliall r.ot appl�� to thc prcscnre, use. or
<br />     �       		stori�c rnt tfic Proper�y of s►n:tll yu;�ttitics uf Hnzanlous 5ubstances that arc�;encr.illy ra:ognizcd to bc upprupriate tii namial  	i
<br />	°    		residcntial tescs and to maintcnancc uf dic Nroperty.       										; ,
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