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<br /> e�t f�:;;!E;�n;;::.�A�1��^t�+Z�u,tl!:�I�ir���rry a;���ir!�.i cll elziFtt�nu�f ct�m:m!1�;,lvU�jCCt iu miy cu,:�ur.Ur�tilCr,S fiF f'{:C:���i. � .• -_
<br />. 'ffilS Sl;.CUl.t["i'il f�VS'Ck2ElAlt?N'1't�►nd�in.5 ui�ifur���c,�vcu,ans fur e�atiun�l icse i1qll Eltql-1IiI1fc�Tii1 C(IYCiLtI1l5�411ii I/Dlii'_�I °_.
<br /> v:n'rsti�:E�hy Juri�j.lic:dtn�t��co�ist+ttu�ca m�tti�r�irsccudty in�iru�ucttt ci���crinf;r�:il pral�esty.
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<br /> ' t1tVt1"lJ�civi e�.v�uiyi�ivi:i.iniii�,..ii:i�..,��.:...:f.;su:'iu«:ii::cld,;,pT�.:t.:;fUl�f3�:':�: ��--� �-
<br /> I. P�yment ut Princip�l pr+d T»trresh Preppyment»�d L�te Cha.rges� Uo�rowcr slanll promptly pay whc•n due the -
<br /> C�rinGipal af u!xl intcrest o�i thc dcbt cvicicrcc:d Uy t��e Nutc and imy prcpayB�nt t�nd Eatc charges d�ac uu�lcr Ihc Note. _
<br /> z, �unds Eor'b'�x�r�n�l L►suxArece. SuUJei� .o..p��:cab:e:a�•:ar tc+ a�uri�ten esi ivcr by I.endcr, eorro�ver shall gay to •
<br /> C,endr.r on the day n��ntlily pnyments n:�e duc����der tha Note,untif tlic Notc is paid in f�ll,a sum('l�unds")ior:(n)yesrly taxe��
<br /> und a.5s�ssnx:nts which may�nain�i iority over this�ecueily insirument as n lien on thc l�roperty;(b)yearty lca5el�al�i nayments
<br /> �c_—._, �r..s.___�.....��....e.n.L,a�..d....o..r.�.r.iu�rac•fdl un�rlu{'�ntvl i�islle:ttlCC D7'CRl',I1llIS.
<br />� - oiemtlrni[cma�ii iiro�iiqictay•n cui�,t.:l7u.,q ..,..........r.,.�.�..� .....«_...__r---------..-..•---+ �-- �
<br /> if aoiy:(A)yearly mungage insar,�nce premiums,if any; anJ(�any surns payable by Borrower to l.c�nder. in accorclance with
<br /> il�e provisfo��s c�t'para�rnph 8, In lieu of thc payment of m�rtEag�insumrtce pmmiums. 'fhese itcros nre�^.Ilcd"Escrow Itcrns."
<br /> la:��der n��y. at cmy time, solicct and hold F�unds in un umount not to exceed the maximum antoun�a lender i'or a fedcraliy
<br /> relnc�d n�ortgagc lo�n may rcquirc for Borrc►wcr's escrow :►ccount uRdcr the federzl Rc�l Estnte Sctticment Procedures Act of
<br /> 1�')4 as nme»ded from tin�c ta time, 12 U.�.C.SccNan 2ti01 et seq. ("R�SPA"). unless artodier law thnt applics to the Funds —
<br /> scts �t 9esser amount. If so, I..��tder may,at any time, wllcct and tiold Funds in an atnount not ta cxc:eed the lcsser acnount.
<br /> Le�xler may cstims�te the umount of Funds duc on tha basis of current dat� anA re,�son�ble estimutes oi exgcndQtures of fuiurc
<br /> Esrraw Qtems�r aU�erwise in accordance with applirable law.
<br /> Tiie Funds shall be hcld in un institucion ovhose deposits are insural by a fecicrai ngcncy, instrumentality, or entiry -Y,-
<br /> • Fincluding 1�nd�r,if L.ender is such ttn institution)oc in uny Federnl Home Loun Bank. Lcnder shall npply tlie Funds to pay the
<br /> Gscrow leems. Lc:ndcr may not charge Borrower far holding ntid applyin�the Funds,nnnually analyzin�the escrow uccaunt,or
<br /> verifying thc Escro�v Items,unless I.ender pays 9orrower interest on the Funds nnd aNplicablo la�v permits Lcnder to make s�cch
<br /> a cl�urge. H�w�ver,I.ender m:►y rc.c�uirc Borrawcr to p�y u one-time charge fur nn independcnt rcal estatc tax reporting service
<br /> uscct by Lender fn connectian with this loai�, unless npplicable lnw provides otherwise. Urdess un ag�eenent es made or -
<br /> �p�,licabic law requires interest to be paid, Lenc�er s.hn{I�iot be rcyuired to pay Borrowcr any intcrest ar ear.iin�s un tlte Funds.
<br /> Borcow�er and Lend�c may agrae in weittng, no�vever, tnat interest snaii oe paid on�ne runus. L.C3(UCl s�a.!b:.c.� �,:..�.;., -"
<br /> without charge, an annual accaunting of the Funds,shotiving credits and debits to the F�inds and thc purpose for whic7�e�cti
<br /> debit to tUe Fundc was madc.The Funds are pleDgea as n�ditional security[or aii sums secumd'oy enis S�,uriiy Inticu��cri. —
<br /> if the�unds held by I.cnder excecd the amounts permitted tn be heid by applic,ble law,I.c:nder shall account ta Donower —
<br /> for the eacess Funds in acconfance�vitli the requirements of applicable la�v. [f the amount of tlie Funds held by Lcnder �t any
<br /> time is nat sut�icicnt to pay the Escrow[tems w5cn duc,Lender may so notify Borrower in writing, and, in sucl�case Borrow�er
<br /> shsll pay to I.ender the aunourtt necessary to ma�c up the deticiency. Borro�ver shnll n�ake up d�e deficiency in nv morc than
<br /> twelvo montrily payments,at Lcr�dcr's sole discretion. --
<br /> [t�on payment i� fuii af all sums secured by this 8ecurity Instrument, Lender shall promptly refund to Borsower uny
<br /> Fun�ds held 5y[.ender.If.undcr garagrap6 21,Lcnder shaU acquire or sell i6c Property,L.ender,prior to iha acquisition ur sale —
<br /> of the Froperty, shslt apply any Nunds held by Lender at the time of acquisition ar sale ns a r,redit against the suins secured by �
<br /> this Security fnstrament. ---•-
<br /> 3.Appficutfon of Paym�nts.Untess appli�ble law provides�thenvis�,all payments ceceivcd by Lender under paragraplis
<br /> 1 and 2 sh:ill be applicd: �rst, to any prepayment charges duc under the Note;second,co amounts paya6le under parngraph Z;
<br /> third,to interest due;fourth,to prinGipal duc; and last.to any late churges due undcr the Notc. ---
<br /> A. Charg�s;L{en5. Borrower shall pay all taxes, assessmenis, cha;ges,fines and impositions aunbatable to the!'roperty --�_
<br /> whicli may attain pt•iority over this Security Instrument, and leaschold payments or ground rents. if any. Borrower shall pay �_°
<br /> tiicse obligatians in the manner provided ln parngr�ngh 2,or if not paid in thi�t manner, 9orrower shall pay them un timc directly
<br /> to the pceson otvecl pflyment. Borrovr��•shall protti�tly fumish m Lcnder all noticcs of amounts to bc patd under t8is paragraph. ��-
<br /> If Borrawer ma4:es these paymerts directly.Borrower shall promptly fiimish to Lender receipts evidc:ncing the payments. :�
<br /> Haxrower shall pmmptly djschar�e any tien�vhich has priority over this Security Instrument unless Borrnwer:(a)a�rees in �_
<br /> wflttllg gLl,the payment of the obligation se�ured by tfie lien in a manner a:ceptable to Lender;(b)contests in good faith the lien �:-
<br /> by, or defends aguinst�.enforcement of the licn in, legal procee8ings which in tlic C..endcr's opiniom operatc to prevent the ._'•.
<br /> enforcement of the Iie�n;or(c)secures from the halder of the licn an agreement satisfactory to [.endcr submrdinating the lien to
<br /> thiS Sccurity Instrument. If L.cndcr detcrmines t�at any past of thc Property is subject to a licn whicli may attain priority over �.�I'
<br />_ this Sexcirity Instrumcnt. Lender may �ve Borrower a notice identifying the lien. Bon�ower shall satisfy the lien or take one or :.�
<br />- marc af the�ctions set forth above witliin 10 days of the giving of notice. �
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<br /> Fo►m 3028 9/90 T .
<br /> Paga 2 of 0
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