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<br /> Di:C�l15A36S I[Y'P�IR II�R'F.RBSt'WlT�C WIL�,RffiU�.T IN 1.OWt�il�!�'"AYMFN!'S. .. . '
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<br /> AQDl1'�OI�Fd�4 i;dVLNA1�I'S. In addi2iat tA the �vet�ant� aund.,agroemd�ts mar�c iu the SaCVrity 1n�trvn�M, _
<br /> � Au�ro�nx��l I,s+xi�r furtl�or covcasnt edA�cee as follows: —
<br /> A.INTP.Et�ST itA'�'�A,NA MON?H�.Y PA'Yl1�y;l�T CfiANGES •
<br /> Tt�o No� prov&Ses Cnr�n initial intsxeat tr�te of 7.ao� ,. %.Tht PiaAe�vsde: fn�ctunaea ia lips °
<br /> intawt ratc aad tbo moe�thlY p�Y��,:•;:�%��:w
<br /> 4.1NTF.IRE.ST iRATP.ANU k[ON'1'EiLY PAYMEN3'CHATICES . - _. - ---
<br /> — (A1 Ch�nce l�it� .
<br /> 'Ilie inu�st rw�I will p►y tniy cltange ac�the first day of �X , a.996 ,and on shac d�y _
<br /> cve�► i2� m�a►th Ure�a(tex.E�wcly date cx�c�hich my interess rate cr�ld ctwrsge is calJ�t a°G't�ge l�ef:." _
<br /> (B)'i'6e Inda�
<br /> Begim�g with the CvstCD�ange Dab.my intaest rase will be i�al on�n Yndox.'i'�e"daden"i�: �
<br /> - ZgiB W&BKI.Y AVER71G8 Yx�LD UN fTNi ITED STATES TRFsA.ST,14Y SfiCU72ITIES ADJUSTED 'I'O A
<br /> - G'C3HSTA2i"f MATURI7^t OF 1 YgAR, 115 MADB AVAILABLS F!Y THS Bk:DEItAL I2E5ERVE BOARU.
<br /> Tfie�ost r�cau lride�c fi�ur��vaiiabb as uf tbe clate: 0 45 day» Q_ � _
<br /> -- befQne eacb Change Date is callGd the"Cumn!Indta." .--_
<br />-- , If thc Iaclez is no longu avaUabio,the Note Hoiticr will cdoose a new.Indea�that is bas�ed upun camparab;n inf'rnnzation. �
<br /> 'd�No�e Holda wiU gide�a nWice af Phis ctx�ise. -----
<br /> - f�)GakaVtios ot Clu��a � ��::
<br /> � Before each�hgnge xiate.the Nate Holder w'sll cakulate my oe��J.exc.�t raie by acliiing �:�:.--
<br />= TFro l� ONS HRi,F p�n�g�pQ��R�.[. 2.S00 96)tc,tlic Current Lukx. �+=�.
<br /> — '!he Note�Yoklar will Lfien round tha result of this:�dditian to die 0 3�IG�rest C] Nea�t I�Iig.'�est [�Ncat Lov�est ':;::.::'
<br /> oi+s azcxrtt ( .a.�s �,y,
<br /> — Subjoct tn tlse fimiSS se�t�ed in Scctis�n 4(U)bclow.this roucicicd amonnE.wi�l be my aew intrre�t rate utittl E"na next Chnnga ..-
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<br /> 'Ific Nde Holder�vill Ihc�s dat�mine ihc:+maant af che mnat�f:y,payment that wauld ba�tlfiicient co repay the u��wid
<br /> ��`� �rincipaZ that I a�eacpeGte.9 to ora et the Ci�ange Date in full on tt�o,�wtwrity date:t�my new iuteresb rate in substantia[ly
<br /> a equal Pavrncnts.Tttic nsult oF t�i9 calc�ilaticx�will ba tho ncw art?aunt of my maalhly paymc�t
<br /> _ ' (Up Y.imita on Intcr+�st 1�.ate Csanges I
<br />�.� Plense chcck oppro,��iate 6a�er,if rso tbx fs cF.ccked,thesa s��rf�'bt�.o rr:�xiniutn�linut an c�t�nges.) ,
<br /> (i)Tbere wil16a no maaisuum 1'unst aa intw°,M refw chW�,�=.s. i
<br /> � � (2)'lhc a�uerest raW I am rc��urod to�ay at th,ti.ss?�i!,�±�*.ge llat¢wlll noi l�grc.�tci than 9•fl 0 a Su I
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<br /> .+ � ! �3)Kqy inttacst ta�c�vill rtWvcn c�irccr �� ctr�Ie�c�e�a�,W�y�sia�lc Chtvn�c IIa.•�by mo:e�han �
<br /> ,3� Ttia P�RC�NT �S;,raat��r,paint(s) ( 2.000 95) frotn Ihc
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<br /> rat�nf in4rnrst i hav�(�q�payj�$�dtlllC�Sif�CCtllilg�CIiQd.
<br />' � �(4)My interest rau will►eever gte greasr than 12.o0 0 �Yo�wluch is czt]teal the"Ma�cimum Itah:." �
<br /> � 1'�!h' "[dSNSPi(JM RATL" WxI,'� NSVBR DR I,�S9 7C��ltt�t 5.QUOt. '
<br /> 114ULYl3YAT[AITJUSTABLE it AIE RIO�S�•Singto F�mfty 6lQI
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