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' --- <br /> [hop�any Addioul. -- <br /> 'Fii� NU'��Ci��1Tl41Nl� PRCI6i{370�A A9,i�Q9WINGi F0�CHANGl�l3 IN TH�13JY�H�ST R��1�'� ' -- <br /> AMa T�IC? �iOkTHl.Y PA"�ilA���fT. TMfE taOX� L.a�ITS '�'N� AilA6liA�T TH� q6F�RU�iV1��'g <br /> IMTEqEST �fAT� CAP! C}�ANGE /67 AMY ONE TIIWE ARID 7'�E 41A3f1111tE/A:�!►.T� THE -- <br /> BORROYY�Ft 1AUST P11,Y. . <br /> c�►_!�!��,'�I��lAl. Ct)V�NANTS. [o �it�an to 4`Ee Cavc�irfTaxs. i�l egieene�[ti9 n�6e in tht 3x=.rity 1c►x'7%n:ti�. . �°:��- <br /> � " S�rowar u�d Ltr_da[usthrx cavra�ant a�d�as foZlaw�;: � ;;;'." <br /> � A. Ilo1TEi�F.S�'RAT�AND M�NTNA.Y @°AYMEN'E'C1HANl;E9 �,._ <br /> '�tse Note p�+QVfdes fa ar�tnitiel iriierest rnie of 7.45096. The Noca pmvides for c.h.�ges in Ux�int�+est�te snd Q�e �__� <br /> mon��lY p�Ynxnu�as faibws: �, <br /> � �nrrrqr�r Q�Te a[u��ic3NPl3I.Y PA7Cl!'lEN1'CIlANG�S = - <br /> (f►) Ciw�e Aates . . - <br /> Tfiw{n►i�+r�e►atw t wi11 n�ati m�sr�httnaw tw��}��Cre�dsv?f /�IIM��. 7 QQ� �f�ntl[lrt ihnl d�y - <br /> -c--�_•"� -"-'a_ �i r• •t '- . -. <br /> every izm maq1��ter. �due on wnici�my intereu rmo t�uid ci�anga is caucd a`�nanga�e." <br /> (6}?iNe Intkx <br /> Bq�i�u�iing with the lirst Changc Da�s.my fntaest rit�+sJi b� .5�asacl on an Ind�. '1'he"Imkx"is the woe�;4y nvaaga �-� <br /> yleM at Unet�ed States T'nasury secudt�w�dJusted w a con��lu maturity of 1 yrar.a�mtxfe Avaflabk by tha Y�a4e�Rcsnvo � <br /> BoACd. 'The most r�cent Inc!'x�g�e av�itable as of the date 45 days betona each Change Da1e is c�l�k�the"Cumant indea° -= <br /> If the Inde�c Is no longa aeailabk. the Naco lHolda wU! chaQ�o a ncw tnslo� w6kh it t�.�sfld ugcxi compnra6le !'�?� <br /> infcKmrilon. '[M�Notc Ho{dcr w'sl�gtve mc noticc of thu cho6cc. ' '==- <br /> �C�Cfl{CYlalio�Or ClwGt;�� L`��:.:. <br /> Befae sach�hange�be.c?k.',Iote Rolckx wUl cakulata my i�w (nterest rate by adding TWO AI�D �DNE-HALF�**** !,;.�'. <br /> Atk�t##�#A�RAtk*#��Atltk�i►it**���Arthl�ilA#rtkAl�ktRtR�kAAR�tR**�tfiit*��44rdrittir#tkl4tR***+kiR+R�R�A*A*�R�*A*tk�t*it*�il!* �:y-;_ <br /> peoceneage point�( 2.500%) w che Cumrnt Ind�x. 'iho Nate Holder wtq�hen mund thc resutt o[this pddition Eo the �����'�° <br /> nea�rcst one-¢Igt�!!e Q►,°tMe pucentage poEnt(0.12596). Su*;�t W thc Eimits slatal9n Section 4(D}bcbw��his rounded emount �-=rn-. <br /> wili be my ncw intues!ratc t�ntU t,�tc t�cx¢Cttange Datc, t`-",� <br /> 7i�c Ydok Ha�ciq'will Ihen detumtne Un wnount o�'m'�c mont�ily payment Qeat woutd be suiGcicnt i,o rr,�ay thz urF�d j:-- <br /> prurciNel�hat I�r►ex�tcd W owa ut Q�e CEannge Dair in full on li�e nwtufity dele et my new t��xtst Patc E7 substantlaliy <br /> eqwl pnymaits, 'ILe nss�lt oF thiv calcuiatkxz ar-Iil bc �ha new amountof my monihly payment ` <br /> (�j l�i��tt�ae imterest FtaEe Chm�e� .:~�: <br /> T[�e int�es�tt wate I�rro raTuire�a�ay nt�ha t'ust Ctiange D�ate wiD notGe g�cater t�t�.r,: 9.450 96 ar less�iwti ' - <br /> 5.45096. 'Ilicreafta,my dnkrest rata wiU nevcr be I►icreasod or dtGSeASed on any stngic Changa Date by moc�e � <br /> iluu�two penc�,^�staga�oint�(2.09b) fmm Id�e ratc of intcxrst 1 hava b�oen paying for the proccdIng twelve months. My Intcresi - <br /> r.we�rilt ne�ertr gre�ter tiian 11.45096. . <br /> I►t�b'T�9'7'A't'£Rq]l�STA6L�RATE 1RIflER•ARM S•1-Sint2o Cuntty -F�asf�M�d1�YedAle M�r Unitoran IR!�rrn�ekt Fw�+Jllt JJdS � <br /> Farn290tL11D�{06) f!ap9ot2 QxldO0oo00117� an:ur.ow�...r��,Ine.�TeQrOnCtt1JOG•S96f7pOiaaitlt•T!t•11�1 � <br /> � ACf:T� 6129601Q } <br /> i <br /> � <br /> . � <br /> ..:_... ._..._._..__.. .. .... .. ......---- ---- —-- . _. _ �.. - -� •--- --- ----......_. _ <br /> .,-- .,.�- - - .. . ._.. ..-�---...._ _._._. __ r . _ . _.. _ . <br /> � .._. � . � : „ �,1 . ,. .. ., ,�_ _�..:�y�:::�:� . �.. , <br /> � .. � � .. � . -. .F - - . -...._- . .. . '" 11 1 .. . <br /> � . . . „ . <br /> �.. ... <br /> " _`___ __-_-- ____-_ " __._- ____ � �� � --_ _-___ "____"__-_"_- __ -__-_ _ <br /> . , <br />- -♦� -. - ., -r > . _ -.___ -_"--..��.-a.sr..��.-�rmr.�a.ww�=a.�-- �F -�- . <br />- .1 ' .) .�� .� . . ..ti ._ �, ,• ... .. - . . - . <br />. � � • •. � . ' �1 .• . ' -.. 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