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<br /> and convev the Yn�ezty and I�l,at tt►c 1'ro��r�ty�ia uncrn'umlx rr�1,excrpt fur eitic�u�bs-�,ux•e�;c,f rec��rd. Nu���wc+ �+urre,u.u�„i —
<br /> " ��:ill ctr(rnd p�ntr;+lly�h�►itir,t�+thc�h�ru:rty��ralnat a�l ctx:rns�nd�mund�,euf��ect ta�in'�rr�+3rriM'anres af reccxrf. •
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<br /> . lim'vtod viuiatians 6y jwcisdictian to cons4it�.►te a unifam security instrumrait�:ovcdng iral pto�etry. "
<br /> UtdFIF1?�tM f.;(!V�'�iAN'C'S. Flon�owrr ancl I.rRdcr r.ovrnant urid agcc::us fiillows; „ •
<br /> _i. P�ymrr!t o[I'rf1►�ciE'wl an8 InttrtRt;prtpqyer�ent�A L*te t,9wr�an. ��nnuvrer s4►a!I promptlY pay when c�uG tt�c �,
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<br /> principal�f and interest cm Qie de6t cvidenceo oy tr�c tvate ana rn►Y prcTranir�.�:n�•Aw w»p�s������°^M""'•-"'^' - .
<br /> " 2, l�tincia tos'I1�r�ex Anci In+surxncY. �ubject tn agplicahle law°or to a u�rittcr�w;�iver hy I.endt.r,}�orrow�r slw!1 pa�+to „
<br />� ' I_cn!��r a.n�tu���Ar monthly p�y�nent3 a��a due uncier It�c�'otc,unt'sl the Nc�te is psucb in full,A sum("Funds")for:ta) yrsrly
<br /> taxr.s and assessrnrnts wLich may ati:;in priorit7r aver�his Securiry Instrument as a lien on the�r��urty;(i�)ycariy icuxiwid
<br /> payure��t1 or gr.�und �:nts an Qia PYo,perty. if uny� (c) Yeiuiy hazard oa� prc�perty i�surnnce pn;miums; id) Yearly f1►�tid
<br /> insurxnce piem�utns, i#'any; (c) ycarly mongsge Insurance prenuurns,i�any:and(� any sumg payabla by Bam�v;er ta
<br /> I,ender, in acr.prdance wich the provlsions of para�ph 8, in lie�s oP'd�o puyn►ent of mortgaRe insurance�renziuius. '1'Faese
<br /> ite[ns are called"Escrow iten�s" I,ender may�at:�ny tinr,cotlect and hctd Funds in art auiount not to excee,d ti�maximum
<br /> arnriunt a lender for a fedecul[y eYlated martgage luan may require for B�xtowzr's r.crr�Y� accuunt under the fedcT-al Rca6
<br /> �sfate SitQement Procedures Act of 1974 As arrhenderl from time Yo time,L 2 U.S.C, §2601 et s•rq.("R�E?SP�►").unieas:u�other
<br /> Iaw uiai up�lic�i.G iuc i•Gi�v`a S..tS a l;,�s..�-r.^.,�z�un� Tf•.:^,I.:::�er ntAe,,t!Q�s�lirnr„r,nllect and hold Fund;dn uu�ru0u►tS n4t to
<br /> cxcced thc lesser auiount. In:aiii:r ruay csii�ate the amcunt of�nds du� on thc basis of cument afata and eeasonable �
<br /> estimat�s of expendilures uf future Bscmw Items or othe:�wise in accordance wid�applicable law.
<br /> cl�e�Furids sF�nil be rc1r1 in.n insaitution whose deposits are insurcd by n feder�l n�ency,instnunr:ntality��r entety _
<br /> (iniiludi�:;;;txnder,if Lender is sucl�an institution)or in nny Feder^.J Iiomc Loan Bank. Len�cr shall appfy the trl�nds to pay
<br /> 2he Bscau�v Jtcros. i.�nder may nut ctiar�c Borrowcr for holding�nd applying the�ends, 1nnu�lly anulyr.ing thc escrow
<br /> � ;�ccount, or veriFying tl�a Esctow Items, unless i,cnder pays Horrow�r interest on the Funds artd appii�nblc taw pe}�nits
<br /> Lender to make suekt.K charge. tTowever,l..endar may mc�uice Dorrowcr to pay a onc-time cl�arge for an incSepeuden�rr�►1
<br /> estate tax,reporting servica osecS by i„ender in connecrion witli this laan.un.les�appliczble law provides otl�cnvise. Unless an
<br /> aSTN.u�r'viii i�::°.m�.°�:«��==?j9�?T��ur r�n,imc intnract tn M gf�ld,T 1�n[Ins sh.nll IlOI F1C f�llICCLI l0 paY$Off9�VCT A11}�IRT�'.I�5Y 4I _
<br /> 2�1'Nq��F 1q(11FiC FUDdS. ROItOWCT A11(I LCIIdCf Illay a�*fCC 1T1 WCltIII��ilO�V�VC��that incerest st�.11�tie paid on the Pnnds. L'ender
<br /> sl�all grvc to Aorrower,without cliarge.an unnaal accounting of tha Nhnds,slioxing c�dits nud dcbits to the Funds and the
<br /> piugosQ for which eaclti debit to th�Elinds was made. 'IYte PUnds:ire pledgeci as ndditional securiry far nll sums se�:ured by ._
<br /> lhis Securiry�rlstrumen4 •
<br /> b�:t�:e Funds hcici b�� Ixnd�r exceed the'iirnaunts pemliC`ed to be held by applical�le l�w, Lender sliall account to
<br /> llomoti��;�r for die excess Funds im�ccordance wixh the req��ircinents of applicable law. If t�ic nmouat of Ghc Funds t�eld by _
<br /> I,en��lcr 3it uny ti�ne is not sufficient m pay the Fscroiv Items evhen due,][..ender may so notify Borrower in writing, and,in
<br /> such ca'sc AoiroweX_ohaU pay tu L�:nd�r rhe a.n�vnt necessary to make up the deficieucy. Ho�rowce shall make up the -
<br /> , doficiendy in no moz�'tl�an twel�e mondily p3ytiie�mTS,ut Lender`s sole discretion.
<br /> U'�wn�sayment in full of all sums secured i�y.�liis Security lnstrument,i.cnder shall promp:�y cefu��d to Borrower any
<br /> Funds hcld by[.end�r. If.ander paraEraph 21.I.ender shall acquir�e or seil the Property,Lender,prior to 2he a�ui�ition or
<br /> sa�e of thc Plroperiy,shall apply�ny FUnds held by Lender at die time af acquisidon or sale as a cradit aaainst thc sum9
<br /> sc�:uneal by this Securiry InstrumenG --
<br /> 3. ApplicalYon of F�ymeu�fs. IJnless applicablc law pmvides otherwise. all paymenGS rcceivul by I,cnder under
<br /> p;u�agraghs 1 aud 2 stiall be c+pplicd:first,to a�►y y�cepayment charges due undcr the Note;second,to amuiinGS payable under
<br /> gsuagraph 2;third.to intr.rest due;fourth,to prin�.�»ai duc;and last,to any laie charges duc under thc Note.
<br /> A. Charges; Liens. Borrowcr shall pay all taxes, assessments, charges, fines nnd imposirions uari6utablc:to the
<br /> Propecr.y�v�luch may attain priority over d�is Securiry 1nsGUment,m�d leasehold paynsents or gronnd ren�s,if any. Borrowcr —
<br /> sht►11��►y thesc obligutIons in rhe mStnner provided in paragap�2,or if not paid in�hat manner,Borrower shall pay them on
<br /> tiuie ctirecqy to the pesson owed payment. Sortaaver slwll prompUy furnlsli to Lender all notices of amounts to be paid under =---
<br /> � t!�ts par:tgraph. If lEl�.�rawer mnkcs these pny�kte�ets di�ctty,Bomower shall pmmpt[y fumish to Lcnder.rcceipts evidencing
<br /> � th�e Qayments. _..
<br />- liurrotiver shall promptly dsschtuge any lien whicl•i has priorit�+ovcr thi�Secw:ry Iasir�:nent ualess Sorrower.(a)t�l,"�ees -
<br /> in vrcit�ng to the payment of the ob'I§g�don secured by the lien in a manner axentable to Le�n��r(b)contesu in�ood tFui¢h the _
<br /> lien by,or defends a�ainst enfoccentent of the lien in,lcgal procecdings whicl�in the L.ensler's opinion ogemte to prevent tite _ _
<br /> . cnforcemcnt of tbe lien;or(c)sccures fmm the liolder of the licn an ageement sarisfactory to Lende.r subc�rdlnating d�e lien _Y.
<br /> to ihis Sccurity iusuu�nenG If Lender daternunos thac any part of the Prope�ty is subje:ct ro a lien whi�:(��ay att�in priority ��
<br /> �ver this Security Inswment,i.cnder m�y givcs�2vrrowcr a►iocicc idendfying tUe L�n. Borro�ver shall�;s�4cs�y thc lien or ta[cc `-�:
<br /> one or snom of the acrions sct fonh abovc withiu 10 days of the giving of notice. `"'�-"
<br /> 5. li�cizard or Pra�srr¢y Insu�nce. �orro�ver shal]keep the improvements no�v eaisting or herea4'cer en;cteel�n the
<br /> Pttiperty insured against lnss by�r�,hazards_included wid�in the term"exteRded coverage"and any other hazards,jnclading '��
<br /> floods or lloodIng, fur�vluch Lender mqunezs insurance. 7his insnrance shall ise maintuined in the aniouiits and for the ��`�
<br /> FLrm 3028 4N0 (�o8e 2 arf 6 pages) ..
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