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Any balanre shall be paid.to Borrower. In the cvent of.� p��rtial �skinR of tUe�'coperty �n w�nith the fRir <br /> nearket value uf the d'roperty invnedintely before the takire�is less than the mnaunt af the sumy securect jmineciimtely beforr.tt►o <br /> taking, un(ess t3on•ower r►nd Lencler athe►wise agree in wr�cu��ar�.mless applicnbli la�otl�envise provisles,I�]C[IYOCCf.t�R SItA}I,: <br /> be npplied to the sums sccured by this Security I�►sYrunxnt whethsr or not the sums ure thei2 due. <br /> If tlie Property is�bandoned by Bonowcr, or if,aRcr notica by I.cndcr to�nrrower that tlie condemnor offers to roa�Ce'ar. <br /> awArd or settle n cl;.i►n for dnmages, Borrower fails to res�wnd to Lencter within 3U days after tlte date the �totice is gi�•en, <br /> L_t2dC:'iS 2!!lhOT3?�t0 f411eCt And:�nplp the procceds,at its optlon,either to resroration or repair of the Froperry or to ehe sums � <br /> secured by this Seciirlty(nstrument,wlicther or not tlien due. <br /> Unlcss Lender nnd Aonower otherwise age�:c in�vriting, uny appllcntion of procexcls to princip�l s�all not extr,nd or <br /> ' postpone the ilue daie ui tiie ittontlily paymeuts r�ie�r�;d ta i►�}�ar�raphs 1 .tnd 2 0;chungc th,^,amot»N�f such�ayr�nts: .�__ <br /> 11.4i��rtnwer Not Rcleased;II�ortte�ara�u�IOy I,eneier Not u WJaiver.Excension of the¢ime for paymeizi or modiCicatian <br /> of anx�ni7ation of the sums securEd by this Secur�ty Instrument grnnted by txnder to any successor in interest of Borrawer shall <br /> not o��cratF tu relc3sc the liabiliry of thc originul Borrowcr or Bornower's successors in interest.I.ender shalf not be rec�air�;d to <br /> wmm�nce proce�dings against any successor In interest or refuse to extend time for payn�ent or otherwise madify amoniza[ion <br /> uf tl�e sums secared b� H�is Security Instcument by reuson of uny demand nu�de by the origina! Borrower or IIorrowcr'& <br /> successors in interest. 1lny forbearnnce by I.endc;r i��exercising any right or remedy shaEl not be a waiver of or preclude She <br /> cxcmi�c ot:u�p eight or r:.medy. <br /> �� c�,�s.ut n�tg�� tt����nd: Jniut and�vcr�l LlaBllitv; Co-stgtters� 'i'hc covenants and agreements of this _ . <br /> Ser.urity Instrument shall bind r.nd be�cfit the successors and assi�ns of Gendcr and Bc�rrower. subjcct to ihe provisions of <br /> �a w�2 Z?, ga.tQ..,�T�� rQyn�r�tc _Vnt! n�mrrtleRiS &Itall b0 lO1Qt � 3CVE['aI. Any Borrower who co-sl�;ns this Securi.y <br /> �� �Instcvment bUt does not excct�te the Note� (n)is cn-signing this Security Instcumcnt only to mortgagc,grant and convey tFiat — <br /> $orrow�r's intcrest in the Prope�ty under thc terms�f th5s Security Insuument;.(b) is not personally obligatCd to pay the sums e <br /> • secured by�his Sc,curity Instrument;and(c)ngrees that Lender and any othcr Sar.rower mny agree to extend,modify,fonc�ur or <br /> ' m�ke any accommoclations with regard to 4he tenns of this Security InsnUment or the Note without thut Bonower's conscnt,_ _ <br /> 13.I.oan Charg�s.1f thc loan secureci by this Sccmriry Instntnicnt'is subjcct ta a law which sets maximum loan ctia•r�es, <br /> pnd diat taw is 6nally inYerpreted so that the intemst or othee• loan charges collecteci or to be colfected in connection�viih�the ' <br /> loan execed the permittc;d linuts,then: (n)any such loan charge shall be reduced by the amouat necessary tv�educe the'ehnry;o <br /> to the permitted Iinvt;and(b)any sums already cultected from Borrower�vhich exeeeded permitted limits will be refunded to <br /> Bonnwcr. Lender may choose ta mnke this rcfund by reducing the principal �wed undcr the Note or by making a dircct <br />, payment to Borrower. If a refund reduces princlpal, thc reduction will bc treated as n pa�Kial pmpaycnent without any =_ <br /> prepayment charge under the Note. � <br /> Y4.No4(ces. Aoy notice�to Borrower provi��d for in this Security I��strument shall be given by dcliverin�it or by mailing <br /> i:by first cluss mail unfess applicablc lavr requires use of anothcr•method.The notice shall be directed to.the Propeny Address <br /> or any othcr address Borrower designutcs by not'tce to Lender. Any notice to I.�nder shult be given by �rst ctass maif to _ <br /> '�.:e�ider's�s�dress statui h�rein or any other ad�ress I.enderdesignates by notice to Sorro�ver. Any notice,pxovided for in this = <br /> Security Tmstrument shall bc decmed to hnve been givcn to Borrower or Lender�chen give��as provided in this paraginph. _ <br /> 15.4�n•verning Law; Sev�rabflfty. Thi, Securiry instcumcnt shall be governea by fedenil law and thc law of the -_ <br /> jurisdicNon in�liich the Property is located.In thc event that any provision or clausc of this Security Instrument or thc Note = <br /> conflicts with applicabl�luw,sttch conl7ici shal!��^!�ff^^!�L`:�:r.�::������of tiiis Security Instrument or the Note which can be �_- <br /> givcn Gffcct�vithout the conflicung provision.To this end tl�e provisions of this Security Instruaicnt and the Notc are decl�rcd R_--. <br /> to Ue severable. �=`' <br /> 16.Borrowcr's Cupy.Aorrower shttll be given one conformed copy of thc Note and of this Security Instrument. :i=�_ <br /> 17.Tc:��ufer o8 the i'ropeiKy or a Cenefeinl Interest In Bore�ower.If ull or an art of the Pro ert or an interest in it c' <br /> Y p P Y Y �„s•.: <br /> is sold or transf�rccd(or if a bcnefici�l interest in Borrower is sold or trtnsfcrrcd and Sonower is not n naturul person)without '- <br /> i.ender's prior writtcn cpnsent, Lend�cr may, at its option, rcquire immcdiate puyment b full of ull sums secured by thi� :x• <br /> � Security Instrument.Now�.vcr,this option shall not be exercised by Lender if exerc�se�s prohibited by fecle�rai law us of the date ��_ <br /> rs... <br /> of this Security Instrument. <br /> If Lender cxcrcises fhis option,Lender shall give Dnnowcr nutice of ucccicration.The notice shall provide a pereoct of not <br /> less than 30 days from thc datc the notice is dclivcred or mailed �vitliin which Bormwcr must pay all sums se�ured by this <br /> Sccurity Instrument.If Horrowcr fails to pay tliese sums prior to the expir3tion of this period, Lender may invoke any remedics <br /> permittcd by this Sccuriry anstrument witl�out further notice or demand on IIorrowcr. � <br /> 18. Borrotiti•er'� ��(;1�t to Rei�zstate. If Borro�ver mects certain conditions, Bottowcr sh�tll have thc ri�ht to have � <br /> enforeement uf�his Security Jnstrmnent dlscontinucd at any time prior to the earlier of: (a) 5 days (or such atlier period as 'j <br /> � applicablc; law may spccify for reinstatement) before sale of the Property pursuant to �u�y powee.of s51e containul in this <br /> Security fnstrument;or(b)entry of a jud�ment enforcing this Security Instrument.Tliose conditions ure that Boreower:(1)pays <br /> Lcnder�ill sums whic{i thcn would be: due undcr this Security Instrument and the Note as if no ncccleration had accurred; (b) <br />_ cures any deFault of any other covcnants or a�;rcements; (c) pays all cxpenscs incurrcci in cnforcing this Security Tnstrument, <br />_ incluciin�. but not limite8 to, reasonuble aitomcys' fees; and (d)tnkes such.^.ction .is I.ender may reasonably rcqu�re to assure <br /> that t�e licn of this 5ccurity lnstrument, Lcnder's ri�hts in the Propeny a►sd Borruwcr's obligation to pay the sums sccurecl by . <br />� _.e_..- •--�'--�� *:�.. �.. . 1... a....«....>. .1.:� Cnnn.:w Incrrum�+nr �ru� tht+ � <br /> mis a`r.ci►riiy insirum�ii :�naii w��anuc ��n�.m�g�.,. ...�,�,.. ..,;:o"QH.':�.:. ..� ...... .. ...... ______., ___�.--,--- — <br /> obli�ations secured herel�y shali remain fully effcctivc as if ito�cccler�tinn hud oc.�currcci.�l{owcver, this nght to ccrostate shall <br />' not apply in thc casc of ucccicratit►n undcr para�raph 1i. <br /> 19. Sa�e oY Notu; Cl�an�;e af Lo:�n Servfcer. The Notc or a partiul intcrest in the Notc (togethcr with this Sccurity <br />= Instrument)may bc sold onc or ntore timrs without prior noti��e to Ilorrowcr. A snle may msult in a change in thc cntxry(know�l <br />� u:;�he "Ln>an Scrvia:r")that coilects monthly paymcnts ciuc uttdcr tl�e Ni�te and this Security Instrumcnt.There also may bc onc <br />- or tnore ch�mgcs of thc Lomi Scrviccr unrclutcd to a salc of thc Notc. If therc is a ehun y�c of titc L,oan Se�viccr, Eiorro�ver�vill be .. <br />- given tviicten notice of the ch:uige in accordm�ce wiUi parag►aph l4 abnve aad�ppiicabtc luw.'Ti�c uuticc wiii state the name and <br />= address uf tite new I.oan Servlczr and the:tddcr.ss to�vhich payments shauld be made. The notoce will alsu contain �iny other . <br />- information reyuircd by applic��blc la�v. <br /> �0. Nazardans Substattees. [iorro�ver shall not cause or permit thc presence, use, disposal, storn�c, or rcicase �f any <br /> Hazardou, Substanccs on or in thc Yruperty. Borrowcr shull nnt do, nor allow anyonc ctsc to do, anythin� affccting tl�c <br /> Propeny that is in violation of nny Gnvironmentul L:nv. 'The preceding two sentenees shall not apply to tlte presence, use, or <br /> stomge.on tlie Property of small c�uantities of Hacardous Substanccy that are gener,illy reco�nized to be uppropriate ai nornial <br /> r�.sidcntinl usc�s and to maintcnarv:c of thc Property. <br />; Papa 3 014 Form 3028 9190 " <br /> � <br />