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<br /> a� -` �t,F'u�e,�iand nud aYher Har�rd Insurance. Borrowei shall insute all in�presventents on the Property, whether na�w in ti.
<br /> � �� <: �y '�existertce ur suhseguentiy erected,against any h.Jatds,casuaities,and comin�encies, inci�din;f re,fot which Lender requires .f>•� ;�
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<br /> ..',`::q.'';:��••a � ,�, inswante. Tius ir�urance shaU he mainiained in th�amounts �nd for the periads tl�at Lender requices. Hnrmwer shali �Iso .
<br /> , `�``° , insuce all in�pravements on the Pcoperty.whether aon in eaistence nr sub.sequently erected.agains4 loss by fiaods to the e.ctcnt �,:.�,�._'"_ .
<br /> - . ,. ` .�, ` � reyuired by the Seccetary. Alj insur�nce shat!bs carried with ro:upanies ap�rova'![�y Lender.'Fhe insurance policies arcd any •;t�-• . • � '
<br /> -.� <'•.'"% tenewals shall be held by Lendesand slrati inclutte loss payable ctauses in favar of.and in a fortn acceptable to.Lender. �
<br /> . ;.,� . , .�• ..
<br /> -_ _ :_;�_:�...:�_.� :. . . .
<br /> - -; , i�;the eveirt of loss.$urrower shali give L¢adcr imntediste aotice by mael.Lender may make proaf of Ioss If not made _.' .�T�._� _
<br /> _ ` t � 4 '•' � pramptiy by Borrower. Each insurance�mpany wncemed is hereEsy,authorized and directed to make payment for such loss :
<br /> - '` --��.�+ly_to t.ender:irtstead nf to Enrrower and to Leader IoinilY.p►11 Qr any part of the insurance praceeds may be applied by �4 .•�' � __
<br /> ?� - � � �.en�er,at its option. e'sther(a)to the redactioa of the indebtedness under t�e Note and this Security Instrua►�rt,-fissi�o any -- — � ,
<br /> __ n�y ^��"��: ,' � ' delinquent amowus apptied in she order in paragraph�,and then to prepayment of principal.or(B)to the restoradon or repair - . .
<br />_ `` ,��'•.,;.�1�'.: • '. af the danraged Froperty. Aa}+agpiication of the proceeds to the princip a l s h$I!not ex t e n d or po s t pone t he d u e d a t e o f t h e �4. _� �•<:.,
<br /> ,�<-;,-�. . ��° ,y+� month} ts wtuch are refernd to in b Z,or chan e the amoum of such payments.Any excess insurance praceeds ;'„'; �
<br /> '�- . :,�,.�_ ;.x,� � Y PaYmen P��P g ' - .;.. .
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<br /> �* ' , . � b�ia an amount required to�ay all outstanding indebtedness under the Note and this Securiry LsstcumeSt snnli 6e paid to t�e •--„r.;:.�,�,.
<br />_ e �:,�: e�tity,le�ally eatitled thereto. , `<° .e . 'r:; _�.-,`�
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<br /> �r�>^t,'� ; t In the event oF foreclosura of this Sec�rity Instrument ot other transfe=of title ta tde Property that exti a°uish.es the. . _�, �`
<br /> h�., ` nidebtedne�s,all right,tide and interest of Borrower in and to ins�rance palicies in force shall pass to the purchaser. '' t�� '`,`'T
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<br />`�" �,�� ':�: Maint�uance and P�otert3on of tde Pr�P�, Borrower's Loan A�p&catIoa; `�; .� '•
<br /> 5. Qccapaucy. Pres�rsnfioi►; '�, .,.,��ri���:
<br /> -� � -�',..�•: .�-:. • Lease't3ntds. Sorrower shall oocnpy,establish.and use the Property as Borrower's principal residence within sixt�,t.�days after �,�.�,�.w-_—=—
<br /> ' :�;'.. �•l��?�. � the:xecution of this Securi Inswment and sball condnue to occu the Pro e as Borrawer's dn al residen�°�or at teast
<br /> ry. PY P rtY P �P . 'r;'�>��:�
<br />.j� . ` .' :_�s-�, one year after tt�date of accupancy.unless tt�°.Sec�etary determines this requirement wiU cause undue hardship for�iorrower, . • ..:, ,;_'. ..._
<br />�Y: .:.'. . ,"• �, �.._ or unless�exterinating circumstances exist k hich ars beyond Borrotver's contml. Borrower shall norify Lenders of any •• `�� ,�� �
<br /> II
<br /> � �'--� �' `.'"� ',' emenwating circumstances. Borrower shall nor cammit waste or destroy.damage or substantially change the Property or altow ''� `= �"
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<br /> -� ' �_�^ � th�.�roperty to deteriorate. reasor�xble wear and tear excepted. Lender may inspect the Property_if the PrqQerty.is vacant or _• __"ti __-
<br /> •• - ��cl�ne7 or the Ioan is in deFault. Lender may taFe reasonable action to pmtecf and.preserve sach vacanr or a6aridoned
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<br />- • . ' Propertlr.Borrower shall also be in default �I`�rrower,during the toan application process,gave mate;ially false os inaccureie t�'�'`� .�
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<br /> .f� . • � � infomiaaon as s~.aiements to Lender(or faiia'G�Qrovide Lender with�r materia! informadon)i..COAI1CCt10J1 W1LZ1�YIE I4?.52 , �"'ri"' �.y_
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<br /> .'..,,. �. � : . , �, � � 'v�:enced lry t��t,��Tote. including. but not t:�t�l to, represensations w��rning Borrotver's occ�:.�cy of the Property as� ... ,_��';=- �;
<br /> ' � principal residence. If this Security IRStrument ss or a leasehold, Bormw�r shall ca:rr2y with the.provisions of the lease: If '� �.�; � „ 'e
<br /> •. ' Burrower acquires fee title to the PropErty,ths leasehold and fee title shall not be merged un,ess Lender agrces to the m�rger in '•�-��• ,
<br /> � - � writing. � , - . ��.�
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<br /> '�<:w. '. '��'''�� � 6.Chusgcs to Borrower and Protedton of LeIIder's Rtgbts in the�roperi�;.Borrower shall pay all goveramental or �• �:
<br /> l � muaicipa! charges, fiaes and impositions that are not included in paragraph 2. Borrow.csr shaU pay tl►ese obligations on time k. .�,��•^ ' �►.
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<br /> ��.�;'� :_. .; : .'.�.. directly to the entiry which is owed the payment.If failure to pay wauld adversely affect Lender's interest in the Property.upon �.,� ' ��-:.
<br />�- � ' • ' � Lender's request Borrower shal!promptly fumish to Lertder receipts evidencing these paymenu. -'�`��:' :, :ri�'�
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<br /> If Borrowe�'fa'sZs to make these paymen�c:r ths psyments required L?r paragraph 2,or f�ils to perform any other covenaats c�h,:
<br /> ��'`�-�.'•.. _:,���.��' and agreements rontained in this Se�urity.Insuument.or there is a legal Fr�ceeding t_.at may significantty affect Lender's rig6ts ; _ ����`,`'
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<br />_ �;�?,'-..:;� .�; in�.°��:Property (such as a praeeeding in bankruptcy.for.:.�:�zmnation or to e�`a::.�:iaws or regutations),then 1�.-��may do _ �
<br />�f � � and a whatever is necess to rotect the value of tPie �ra erty and L.e��er's ri � �s in the�'ro includizr r�:ymer.z of �"'""• '� ?"•
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<br />_ ' ° �}� taxrs.hazard insc►rancc and ather items mentioned in paragnph 2. . '
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<br /> F: �� ' Any amounts disbursett b,+Lender under this para_}}aRh shall becorne an additional debt of Borrower a:�;;�:secured By . ; '�s'�"!`�`*'.
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<br /> *t• y � � � this Security Inswmens.Ti:��unts shall bear interesa.''rom the date of disbursement.at the Note rate.and r,ti�a option of .
<br /> �{;y��•- • . • Lender:shal!be i:nmediately d:s�.�d payabie. •
<br /> Y�f'��•� . � �- . . • � ' � . , ' ' 'A�I
<br />��� .,.�,. .� �,� � �� � 7. Condemnatlon. The proeeeds of an;� awazd or ctaim for��ges. direct or consequential, in,connection with ary. . . . -,;;;'t"
<br /> ••;'i+;:.�.., `` �' � condemnation or other taking of any part of the Propem;.ar for conveyance in pla�e of coademnation.�i'e here6y assigned and ,_ ��.• '�'•.
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<br /> ��' r�`��'��,�� ��,.;� shall be paid to l.ender to the eatent of the full amount e:F 2:�s indebtedness that re�ns unpaid under the Nqte ar�c::is Security
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<br /> �` �� �r�� inswment.l.snder shall apply sach proceeds to the reduction of the indebtednes -under the Note sind this Security �nstrument, � ,'
<br />'%� ` � � ���' fir�t to an delin uent amnunts a lied "ca e:9e order rovided in �.=�ra h ?, and then to, re a ment of rinci al. A�� � '.,'��;t�
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<br /> � '� � ; :;� ; a p p l ication of the praceeds to the principal shall not extend or F..�s�nre the clue date of the monthly payments. which a.e �•:,'. ' •,'•���-,:
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