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<br /> ���� � i.c:_ -'c''h•:x.��.i.� � _ _.._.�.. ..`x eic... �.,:.'N,'sas_v..x�x.`.�.�'_�rm"� s.:..��..`rss.��ci.�+.r _..
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<br /> `�.���"1�'� � ;ct . . . . . ` � , ' . . • ��� —__
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<br /> :�- 7�QCiEI`HER WITH a!1 t�e img�ovemenLs navl on c�rc�fter eretted on tfie property.asid all easemcnts..apFnrte4�ces, _ _
<br /> ��°'Y �v.' ' �d fixtiues novr o�h�fter a��att of the praperty. AII tepl�cements and a�!Ctitions si�al!also 6e rnvt�ced by d�is,Secarity, ` - --
<br /> �..
<br /> =�''�ffsr`-�•, In3�+�t A[i of tha�'anego�ng is ceferred to in tLis Secvricg tnsumveet as the"Property+.", ' ' � -==—=__-_--
<br /> � �.�:� BOI���J1lER COVENAN'i S that Boimwer is IawfWSy seisea of ths Qstate he�by conveyed and tzas tf��r3ghi tn gant - ' . =- -_-
<br />__`,���:�:��,.. �.aud convey the Fraperty aad that the Pt+op�rtrty is uaeasuanber�d.excegt for encumbr.�ces of ree�rd. BsQUn�er waaaats and __.__---- -
<br /> , . t . . wilt defead geaeiaIly the tiile to�e Proprrty agaias�t ull ctaims and dem5acts,subject to�y.encum6ra�ces of recoM. _ -----------
<br /> �` �- ' - _T4flS SE�YJRITY INSFRI3IV�FT eomtsi�es aniforu►caven3ufs fos naannal us�and noa-uaiform cover,aats erith �
<br /> '�'~ -.....ii4i:. � limited varia�ans by jutisdic�ipn to cons�h�4e a�fotm secutity instrumeat cavering�sil F�I�nY• � . � � - __-_..---
<br /> r ��,�. � •:: • UNffORM�Ct)VENAN'I�. Boaawer and Le�der covenaat�and agee as foltows: • ` � -�--°�_—- - __
<br /> s- � � . !. P�y�eni�iri�,etpa!autl Interestt�eepay-�,;.s�,c3 Labe Chaxg�.8osmrvef`shalt�romgilY PaY when d�e the =�- _.
<br /> � -:� x�_ -:_ -
<br />_�f:T�;��, ,. .�'. � Pmicipal of aad inic�est on the de6t evidenced by the Note an�anY PreP�ni and tate charges due uuder the Note- __ --
<br /> '..�`¢..��.�. t. Ftmds for 13u�an�IasmPane� Su6jece to applicable la�v ar to a wriuea waiver Dy Lender,Bonawer shall pay tu . -
<br /> = '� -- ' !pnslnr n� h�P.�y mnntMty�a�rmentc are dtte nnder the Note,antil tl�e NIoie is gazd i1t fulL a stm�("Fimds°)fnr.(a�Y�T3Y---.- :
<br /> . �- - - -
<br /> .� ; _• . *� taaes and assessments which�ay attain paozity over this Seciaiiy�nt as a Iien ou tite PtopertY:N)Y�Y teasehold• _ ---
<br /> �.��� �:i�.� payments or gmuud cents on ti�e ProyertY, i�any;{c) yearIy Uazard or P�F�Y�� P���(d3 Yearly flaod , . -
<br /> � �-.
<br /> -�,�, • Y; ¢ ' . insutance Piemiums.if any;(e)Y�Y�T��Se insur�nce premiums.if a�r,anc�'(fl any sums payable 6y Barm�ver to .
<br /> `:•t=�t�s''�;�;� dl. I.e�der.ia accord�ce svith the provisioas of pacagtaph 8.ia lneu of the payment of mort„+age insua�se premiums. These , _-
<br /> � items are calIed°Fscrow Items." Lender may,at any time,sollect�hold Funds in an amnnnt not to eace�d tke maxunum
<br /> _ ;.��'`.�� autgunt�Iender for a federally zelated mortgage Ioaa msy reqain for Boaawer's escmw acconut ander the fedetai Rea1 i
<br /> - -s=•�" Fstate S�atement Proced�es Act of 1974 as ameade�from time to time,l2�T.S:�.§2b(ll et seq.("RESPA"),�Iess aao3her ,
<br /> Sr�,�� , 1aw thag applies to the Furtds sets a�tesser amauuL If so.I.eader may.at any tim,�.collect and bold F�mds in an aacnunt noi to ' —_
<br /> �-���� - ---
<br /> ��'�i��;,�`•,. , exceea the te�ser amouar. Lender.may estimaoe the amount of Fuads due oa the basis of carrent data and ressamble _
<br /> t t i ' ectimao�s af expeadii�aes bf fnmrz E�.cmw Items or otherwise in aecot�3ance witii agplicable law. � _ , _
<br /> '`, � +:__.� 'The�unds shall.be heId in aa iastiuifion whnse deposits urc insiued by a fedeial agency,ins�t�r,or eatttq _�. -
<br /> �_:__; .�. : i . (iacluding Leuder,if LQnder is such an instimtion)or in any Federai Home Lcurrt Ban�. Ixnder shall.apply'the F�ds to pay� ! - -
<br />..";,�t{�.'� t6e Fscrow Items. Leud�may not charge Bomiwer for holding aad applyi�1i�e Fuads.annnaTIy analyxfiug the escrow . ___ -
<br />_=�=;:F:;;�;k accounb or verifyiag the Escrow Ioem4. nntess Lender PaYs Boirower interest on tf�e Funds and applicable Iaw petmits , .-�_-.�_,
<br /> = - ~ Lender to mak�e s�rcir a sharge. However,Lender may mquire Borrowrer to pay a one-tinie c�atge far an indepeIIdent�al
<br /> •��':; •.` • ' •� estate tax re�garting service used by I,znder in connectlon wiSh tAis loan,unless appticable law provides othecwise. Unless�n� � , ��
<br /> ;�_� ,Y,,.��� ...�,�.,.��=�_a _
<br /> - - i agr2ement is made or appticable Law requues interese to be paid.Lendec shall not be reqvired w pay Borrowec auy iute�t ar : . -
<br /> .,;� � _ _
<br /> { --"*�-�t e�ings on tti�.Fi�IIC�=,�oimwer and lxndgr maY�ee.in writing,however,thai ini..^rest shali be paid oa the Funds. Lendei.� � — _-
<br /> - shall give to Boanwer.without c[�arge.ar�annualarcottn"'v of tHe rtm�s:showi�g et�ts'mrdrueQi[s ta-d[s�rrnnd��ihe-
<br /> , � ;�:�- ---- —- -
<br /> }• � � ' purpasa far.urhich eac�debit to the Fuads was made. The Funds are ptedged as addidomal security for all snms securedfBy -
<br />_.`.. .:.,; ,��� this Secutiig Wsm�men� . .
<br />'.=::,s:'-�.�=�=;,,.', ''� If tli��ds held by Lender exceed the amounts permitt�d to�be held by appltcab2e Iaw, I.eader shall accaunt:tt�::�
<br />'-"`��:'%'�"'�•":` ' Eormwe�for tl}e excesF Funds in accordaBCe with the reqnuemeatt�r,f applicable law. If the amount of the Funds hel�'$y: .
<br />.-�..�..r•...
<br /> " �'""'•�"�A Le.�der at aa time is not sugicient to a the Escrow Items when due.Lender ma so Ro Bormwer in wriring,aad,in
<br /> ;;,'',�,-'Y;;."=�,.����� ' �ucL case Borrower f1�a!!pay to L.ertder the armnunt necessary to make up tDie deficiency.�Borrower shaII make up the , �.
<br /> - ��"���:�� deficiency in no a►ore c�tr twelve monthiy paymenu,ai Lender's sole discretion. ,.•� ; � ��
<br /> �'•�r.�'r�':.� IIpdn payment ia full of all s�s secumd by th�s Secarity Instrumen�Leuder shall pmmptiy refund to Borrower auy
<br />:_o�<�=;-;:�;(!�`;�' Fuads neld by Leuder. I�undes��^.�aph 21,Lender shall acqnire or sell the Raperty.Lender.prior to the acqirisi6oa or• . ;�'�V:
<br /> ' ' sate of the Praperty.shail appIy::�} ��nds held by Lender at the tiuie of acquisition or sale as a cmdif,ad inct the sua�,s „� ; •-
<br /> � �i"� secimed by this Security Ia�tru�:�.. �:, Y��,:`
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<br />-�- "r� �`' E 3. Appltcation of Pgymta�La. Unless applicable law provides othenvise, all payments received lry Lender undcr • �' r i/�
<br /> v'�av�12 .y� �,
<br /> �,,t �. � paragrephs 1 and 2 shall be applied:tust,to any prepayment charges due under the Note;second.to amouats gayable iuider
<br /> ��,,�. ,, , paragraph Z;third,w interest due;fo u�.to princti p a l due:and 1ast,to any late charges due�mder the Note. • ; �'�"°�`
<br /> m •�
<br /> __;_�";�;._ � 4. Charges; Lfeus. Horrower shall pay aU taxes. assessments.charges.fines and imposi6ans attri6utable to tite y�`��•
<br /> _� - Ftoperty whicd may attain prlority over this Security Insuument,and leasehold paymenu ar grQUad rents.if aay. Boirower '�?�_ •�.�.,��":��
<br /> .-,_�.��i�; shall�ray these obligari�s ia the maimer provided in paragraph Z,or if not paid in that manner,Bortowet shalt pny them on ���':1°
<br /> ���•;�;_. tua�d'uecdy to the pet:n�:owed payment &nrmwer s5all gromptly furaish to Ixru:er all nodces of atnaunts to 6e paid under ,:`;���'
<br /> '�'�"��• � this patagraph. If Bqaower makes these paymenu d�rectly.Borrower shall promptly fumish to Lender receipts evidencing `
<br /> :•�V�M ;_ . '_' ...
<br />.- '�• .� �.: � the payutenis. � .. .., ,
<br />-�VJ'J��' � ' � � � Borrower shall prompily disch2i�any lien whIch has priority over this 3rxurity Instrument untess Borrower.(a)agr�s. `� `'°.'4�:��'
<br />..:��'4� u,. �
<br />-,�rt�f.�� ,: '. � - in writing to the paymentof the obligatian secuted by the tien ia a manneracceptab2e tol.ender.(b)contests in good faith th� , ,
<br />�..��,'.�y , i lieu by.or defends a�ainst enforcement of the lien in,legal proceedings which in the Lender's opiiuon opemte�uo prevent the . :�
<br />= '���'�.� �� � • Gnforcetnent of the lien:or(c)secures from the holder af the lien an ageement sarisfactory ro Lender suhordin�ting the Iien � �
<br />:-�.�-��;,;_.-::
<br />- '_- �°, ,:, ,: . i • to�this�eciuity Instrnmen� If Lender detemtines that any part of the Property is subject to a Ucn which m;zy ettain priacicu • '` .
<br />.�-.:'i.:F��is:,, . . _ . . ".; .�
<br /> -_�- h;, .. ';� � over this Sccunry Instr�ent,Lender may give Barrawer a notice identifying the lien. Bo�roNer shall satisfy the lien ar tal� , .
<br />_,v=`���4 � oae os more af the actions set forth above within 10 days of the�iving of notice. �':''•� •
<br /> _ �.,
<br />- _=�=n�;:�: . 5. Aa�trd os Property Instuamae. Barmw�er shall keep the.improvements now exisdng ar hematter erccted on fhe " "
<br /> �����"'"�� Pca rt insuted �tloss by fue.hazards iacluded within the term"extended cove e"and an other hazaMs.includin ' �
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<br /> _--��,,;s_.;�:�� � floods or tiooding,for ti�hich Lender reqnires insurance. �'his insurance shall be maiatained in the amounts aad for the .
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