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<br /> �'��_•. : TQGET'FIER tViTH all.the im m.r•ements no�v ar her�'ter c�ected ou the erty�aad all easements.uDPn�senances,e� _�• ``:�-�
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<br /> p-�,,�,�:;°.: fu�tr�szs :mw ar 6ereaft�r a part of the prapeny. Aii r�placenu�nxs ar�d additions st�all hlsn 8e cavered by t�s Srxuiiry ��.��-�x�- �_
<br /> - irst.-um�:nt.Al�of the forz�oing ia referred to in tt�is Sesurit�instrument us the"Prope'rty.° - - - - `���r�'=
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<br /> _��'?�.S `: � BQ1tROWER COVENADITS that Sogawer is tawfully sciscd of the esrate hereby canveyed aud h�s the rl�t►t w grant and ;
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<br /> g co:�ucy th:Ffo�e�y ansi.th�t the P�aperty is uaeacumbered.eacept for ensumbrances of�ecord. Borro�vcr warrants aaC will '�'���` -
<br /> � ��r� � •' : dcfs�g��Jy the t�de to the,Pro{�rty a�au�st ail claims agd d�nanc�s,subject[o acry encumbrarices of record. �;���� -� _
<br /> � � THIS SECURj'E'Y tNSTRUMENT cflmbines uniform covenants fur national use�td uon-uniform covenanLs witt�timi�ed •�L�x"�`�
<br /> � ':,�'t`�"` �'`f � • variations by jurisdictian to constitute a uniform security instruntent covering rea1 Fmperty: ' .':��`s�� ��.'
<br /> ��� (�� • UNI�OIRM C�VENANTS:Borro�ver and Lender covenaat and ag�e as follnws: "]�::_ �''`r �
<br /> =-- �,- , 1. gay[s�e�#et R.inc�a aa�It�er� B�iaYs�t aatL Iate Ct�a�es. Borrosaer shaii pmmptly gay when dne tl� i ��-
<br /> y _ _ � prir,�ipal of and interest on tfic debt evidenced by thE'Note and agy pcepayfnent�nd tate c�arges due un8er the Note. ��= ��g� -
<br /> �= -� ' ` 2. Caqds for Taxcs tuttt Insarance.Snbjeci to applicabte law or to a written waiver tsy Lend�r.Earso�ver shall pay to ��=s�---""T`�
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<br /> .� �.�y•.:�,- Ir.ader on the day monthly payme,�ts are due iander the Note.untit,the Hote is p3id in full,a sum("Furids")for:(a)yearIy taxes -��
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<br /> . :_..._-. .----- - -- -
<br /> - '°_- - -. _ - �3 a.«r[ens�iiicirmay�iiaiirprii�ri�rvvert;i���s::uri►}r,iri-sia�tt�cFsa�s l��t�,�t}:�');�i} °°° -�':'�- —- _-- - - -
<br /> .�_�.:�`.-µ,�.,- ar ground.f�nts on the Property.if any:(c)Yearly hazard or property insurdnce�+mmiums;(d?Yearly fload insurance pmIIniums, _ "_—
<br /> .}'�_���;.::`=�' if any;(e)Yearly mortgage insurance pr�mfums; if any;and(t�any sums payable by BomnvreY to Lender,in accordanoe with -�----
<br /> .. .. ,.. .
<br /> _. `���:~-j • t[�p:ovisions aF Paragraplr8.in lieu of the payment of mortgage insiaraace premiums.�ese items are caited"Fssrow It�nts."
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<br /> .;,�»=�'�`"�+`- I.ea�er may, at any time,coltect and hotd�unds in an anFUUnt not to exoeed the maximum amount a lender for a federaily --- -----_
<br /> .:?'�.tiY`��r' ; te►ated mortgage loan may t�quire for Eorm�wer:s escraw armunt under the federat Real Estate 3ettlement Procednres Act o8 -- _
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<br /> _ _y�=.�;�-°� " 1974 as ame�d�d fr4m rime ta tcme. 12 U.S.C.Seciion 2601 et sc�7. (°RFSPA°),uniess another!aw that apglies to the Fands r=-- _-
<br /> -��a„�`{�`� , sets a lesser amount. If so. L.ender may, at any time. oollect sud hald Fuitd�in an amoimi not to exceed the lesser amount.
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<br /> J� - --���. Lender may estimate the amowit of Funds due on the bas�s of current daxa aad reasonable estimaces of expenditures of fasure _ _ _
<br /> � �'"��� Escm�v Items ar ntherarise in accordance with applicable la�r. • - --
<br />����2.-...� =--- -�.
<br /> - - The Funds shall be.held in an institution whose degosits arx iasured by•a federal.agency, iassrumentality. or entity �""
<br /> ., . ' .� (insludirtg Leader.if Leader is setch aa iustitution)or in a[ry Fed�ral Home Loaa Bank.}.ertdec sha11 apply the Fu�s w paY the =_=
<br /> � 7•.-;�:,. ;..,r' �scro�v Items.Lender may nat charge Sormwer for holding and applying the Funds,annnaIiy aaalyzing ttte esemw aocount.or --=--
<br /> ` yerifying the Escrovr Icems,unl�ss ixnder pays Botrowefintere5t on the Funds and applicabte law permits Lender to make sueh ��—
<br /> - � - s�;.. :�c�ee,t,ender may require Borrower to pay a one-time c.harge for an inde{Aendent re�al est�ie tax re�rting servic� -___- _ _ _
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<br /> y �,� used 6y ixnder in connection with this loan, onless applicable law pravides atherarise. Uniess an �reemeirt is rmd�or �;���_
<br /> ��' applicable taw requires interest tq be paid,Lender shall_not be c�quired to pay Borrower any interest or eamings on ths Fands. �■1[a���
<br /> ° — --� -- -Hoaoiver and LeniTei inay agree in wririns.�wever.-fha�inTeres�shaIl be paid on tfie Fuads.-Txnder shail give to Eonower, - --
<br /> • ; . withaut ct�arge, an annual accaunting of the Funds. showing credits and debits W the Funds and the p�.^�ose for wfiich eacl�
<br /> ''�.•� -� debit ta the Funds v�made.The Funds are pledged as additional.'security for all sums secvnd by tlus Security iustn�ment.
<br /> ; . , ;;,°:,,=� w � If li:�Funds helri by Lender exceed the amounts permitted to be held by applicable law;I.ender sha11 account to Borrower
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<br /> for tite ex�ss Funds in accordaase with the requirements of applIcable law.If the amount of the Funds held by Lender at any
<br /> s ���,;.�,,�..r#. time is aot sufficient to pay the Fscrow Items when dae.LeadeT may so nntify Borrower in�vriting,and.in such case Borrower
<br /> ��,,�;�-_,.��_, ,� • shall pay to L.ender the amount,necessary to matce up tI�e defiriency. Eormwer shall make up the deficiency in no more thsin
<br />, :���',,�.t.�;�.�_'�'.;..�t �� tarelve monthlY pa'ymen's.at Lender's sole discretion. .� N,
<br /> � Upon payment in fuU of all sums secured by this Securiry Instrument, Lender shall prompdy cefund to Borro�ver arry .�: �z
<br /> ��a�.�• '!•�'' ,.�; Funds held by Lender.If.under paragraph 21.Lender shall acquire or sell the Property.Lender.prior to the acquisition or sale `�v;:�
<br /> r'"�� �` � of the Pro e shall a 1 an Funds held b Lender at the time of a uisition or sale as a credit ainst tl�e sums secumd by � ��; ��
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<br />_;' i��:� ��•�' ttus Securi Instrument. . �-�� ��
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<br /> � �' 3.Appliqtton oY Paymenis.Unie.v applicable law provides otherwise.al!paymenu reccived by Lender under paragraphs , {-�;;� ---
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<br />�:�:+�.n:.�� •�" 1 and 2 shall be applied: first. to any prepayment charges due under the Note; se,00nd,to amounts payable under p3ragrapb 2; ; '��"r .;,�v_
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<br />- J._ third,to interest due;fourth,to p»ncipal due:and last.to any lat�e charges due under the N�te. � �_---s -
<br /> ::,�i{�����3 4.f•.'ih�rges:LIens,Borrower shal!pay all taxes.assessments;citarges.fines aad irapcsitions attributable to the Property '���:�=����i:
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<br /> � •"^� •, '� which m�/attain prcnsity ovet this Security lnstrument.and t�sehold payments or gcuuu�.� sents,if any.Borrowee shal!Qay :� ��'�
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<br /> �`^ -��';;'''`'��, ••� these ob;igations in ti:�manner provided in paragraph 2,or if not paid in.that manner,Borrower shall pay them on time directly
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<br /> :..��,. ., �. .;� . . tu the person awed payment. Borrower shall promptly fumish to Lender all�ntices of amounts to bc paid under this paragraph. _ ,.,���.•
<br /> _�z�'..•:.� ;�� `;. If Bnrto�ver makes ihese payments direcdy.Boaower shall promptiy.fumish ta•Lender receipts evidenoing the payments. ,
<br /> �� -`,�.c�.;:i�,sc.�: �. He2rrower shall prompdy discharge any lien which has priority over this Securiry lnstrument unless Bnrrawer:(a)agrees in , t. • . . :
<br /> � -'�•3"'•"''�•-� .4 writin};eo the payment of the obligation secured by the lien in a manner aocustable to l.ender:(b)contests in good faith the lien . .
<br /> �� "~:t,.:,;,,':> .. _ by, or defends against enforcemcnt of the lien in. tegal proceedings wiiich in the Lender's opinion operate to prevent the ��• � • � ,
<br /> _ �=-'�";'v�,;.�'�'�� enforcement of the lien;or(c)sccures from the hufcier'otthe lien an agreement satisfactory to Lender subordinaiing the lien to ;�!.,._��
<br /> .�` ' �''°�� this Security Instcument. �f L.ertder determines that any part_nf the Prop�rrj is subject to a lien which may attain priority over ::r �. �
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<br /> � ••w-.•. this Security instcument,i,ender may give Borrower a nofite idsndhjing the lien.$orrower shall satisfy the lien ar take one or
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<br /> _ -_��,� ' more of the actions set forth above within 10 days of the giving of notice. �� � .
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