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<br /> • � � ` � '�.ADS11�"I'ABt.�i�A�f3�itIDER is c�fe�t6:s . ��7� �. ` � ;��ty of �����- • � • . . �� .
<br /> - 1995 �aQd i�it�otpot3ted �nta a�d sli�lt 6e d�ned.tcs dme�sn�l suppzcme�u :he.Matgs�$c.D�od af. ' � ` ,
<br /> - � '�cust ar Securs•ry iJud{chc"Secuii:y�Insttvm�ent°)o�t&e s�ine dato g�veil b��c ck+cl�rsigoc3.(the°�ira��xr*")to ,•
<br /> �- seatr�ilSe Bonvwes'.�Adjas�Te�te Nata 4�e'Natc��?t�. . . �� _ _ , _ _
<br /> • �`na��uite5la B�ii��azr,A�aQSiatia4 af Gr�n� tsi�eQ; �a6e�ski���fadeF�1,S3�inqs Bes3. . ,
<br /> ' . ' (e�e"I�+der"➢of tha same date a.nd s�averi�g t�e�proytray Q�enbed�t9a Seru�ity Ias�ur�e�st rind l�ad at. .�.
<br /> . �. ___.,_.....___,.�__._. �. ' �!-!�.� . �enwc�td _tQSt22.�. - - --- ---- --- -
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<br /> , � �,i�i�i�Q�iM'f,A�lNS PiiGYtStON&��4A{�'J�4�':�t� CEIA��t.�!!!� iN�S'�':�,:, :
<br /> �#'��t�1�'t�K� MQ3�fTHLY PAYI�!lEl����'i't�3���Nl�'� UiYtl'�5E'���'C��:J�1NtOURi7f 7HE .��.:,��::�;.. . �.7�
<br /> � � . � B�i��t'� -Ii�TEREST RATE CAH �C!t#lNGE AT /�At1f QHE .�11lE A!�.�€: ... ,... -
<br /> , MAXIMEJM R�►'iE'iFf�BOR�OW�33 MUST PAY. . , .- • � ' ' ' .
<br /> A!?D1TI(1NAL COVENANTS.Ia additian t�rve eaveaaat.s a�u!agr�,ements made iu fLe�ecuritY tast�+ , .
<br /> � Botmwet�d I.t�der fuctEer cav�tt aad agzee as folimvs: . � . .
<br /> �.. • • • ' . . _
<br /> ;• :
<br /> � _ A.INI�RES'4 KEl'i$AND MODF�iLF PAY11+�1�'r CRANCsES • , � � ' .
<br /> . T[te NBte gtovides fvr an iaitial latEZest iate of B.000 m.The Not�Frc�'iiies for efiisnges in �
<br /> t@e intetest rate and the moathly payffients,as folLows:
<br /> 4.II1TT�ST RA1Ts AND MO:�T�.Y PAYNiF1UT CHANG�S •
<br />- .._ ------_-- -- —:_-- —. _• .
<br /> ._._ -:_ —.._.- - ----- -- --
<br /> --- _ .—Z�Di�nSe�at�=—� .,�.
<br /> . � �.The inr�t tate I will pay may c5aage on the fust day af MAY' , 2000 ,r.cd•�d�az .
<br /> � day every lZth ma�dzeseaRer.F�ch date on w3�ic6 my intercrt e�e ooutd change is called�:"'�ange Date:"
<br /> .. t�l)Tt�Lndes �
<br /> .. Seginning aiih tl�ie fiist,CbaaSe Date.mJ►ict�st rdte m'll be based oa�tndex.72►e"Iadex°i�u the wee3dY
<br /> avezage yield on Uaited Sfates Treasmy securities�nstea ta u oonstant matr�:ly of 1 year.as made aia�able by
<br /> � . the Federal Reseive Boa�+d.'I7ie most receni Ind�x 6giue ava�Ie as of die date 45 days befaie eacb CSange Date
<br /> 1$Cd�2d�Ie.°CW'I2IIL�R.� .
<br /> If the IMex is ao tonger available.the Note Holder will choose a aew index which is based upon oomparable
<br /> informatioa.Tb�e Nate Hotder wiA give me notice of ti�is choice. � .
<br /> t�•?C.ztsufition of Ch�geg �
<br /> ' Befi;re each Cdange Date.the Note Holder arill caZwlate my aew interest rate by adding
<br /> ' 1pp' p�ntage paint(s)f 2.000 !)w the(7urreat
<br /> tadex.T4ie Note Hotder will then rouad the re�ate of thjs addiaoa to the r,�rest anceighth of ons percentage -
<br /> poiat(O.IZSlo).Subject w the l�imits stated in S�ction 4(D)heiow.this rcrr�i�d amaunt aill be my new inten5t
<br /> raie uariY ahe neat CLange Date.
<br /> Tite Note Holder will t6en detcrmine the amount of the�nmisSy,payiAent that would 6e sufficicnt to repay the -
<br /> uapaid priACipa!that I am expected to owe at the Change Date in full on the 1Naturity Date at mY nea'iaL.s�st�ate -
<br /> in substantiallY equal Payments.The result of this catculation will be the ne�v amount of my aiontlilY Pay��st•
<br />° N)Idmits on Intetest Rate C�anges � 4 0.000 -
<br />_ . The interest rate I ena required to a at the fi�st Cbange Date will not be eater than `� -
<br /> or less thaA 6•QQ� l.Thereafter.my interest cate cvill aever be iac�ased'or deereased on :
<br />= aay single Change D'ate Dy�nore thaa two pencer,tage points(2.0%)from t}rc 13o OOO�st I have been paying -
<br /> for the pmceding tcveive months.M tntereEt rzr�v,;l1 tt:ver 6e geater thaa %- "-
<br /> My �nte�est rate wi�l neve� t�e lawar than 8.0�0%. ' rt
<br /> �Etiective Date oi Changes � r
<br /> Mg uew inter�st raie wil}beeame effective cn each C1�ange Date.L wilI pay the am��af aay ncci zuonitily
<br /> uw
<br /> AaY�nt be�inning nn the fust mombJY PaY�date gfter the Change bate until t�e atnoan!of�g,.rqntblp,
<br />- PaYmeat chan8es again• C
<br /> � (4�Natke ot Cbaages �
<br />- � 'i�e Note Holder vvilt deliver or mail to me a aotice of any changes in my inte�st rate aad the IImnuai of my . �
<br />- mnnthIv aavment befote the effective date of azry change.'fhe not3ce will include infora�ation requir�Fsy taw to
<br />.= Ae given me and al� the tide aad telephflne number of u pelson who vriU ansnrer aa}r qaestion ! may dave �
<br />= regardin�the na8ce• . . „
<br />',� AAUL?ISTAtE AWUSTASIE RATE RIDER-ARAS S-2-Sinplo Fom�ty-FarmU 14�aelkeE�e Mao Unitarcn InsRument
<br /> � . Form 3711�I85 •
<br />�'� - �$�2'�1114305) VC1➢N.ORTQAGEF�xA9•f600182t•7291 �pHntedonRxyWdPa� -
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