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THIS HALI.00N Et�DBR't� °a�thls 7� ' c�.�p a4 AI�PlYL ' f� .1�` ��`� .�; . . <br /> �'�"`"�'�'�:,1 �'�� � ', n�is i�ro�oratcd ttua n�.��9!bc d�mcd t0 emcad.��au�p3��t tftn M€rttg�� dk�4i a8 Tin.u�t t�r�11�Q t;�&cvt� . '�� <br /> � "_�;_, � :•� Befit(c�e 'Sec�rity[as�nz')of tho ca�c Q�ta gi��n pY�und�reig�t�tt�o ° sc�-���°�r�Ee�.;��u ar'�ii�st�'a <br /> s ,�'��'�r��,` ` DYtStC W If�AltE�X' 1�A't'�1ttls. ll+t(C. ' . ' . <br /> �v-t��z�'�,:� , -- <br /> - - ' (t$C°�ES�.'t`�O�i��fi3tTis�.��CG'1�Y�L�Q,1�1:5�� �` ��S11�L�s�'i'���}���[iEiF�illGfits�[li�t�f!!: <br /> ��. .- <br />=�_�. .����}�. ' _ <br /> ,_ � � �zai x��gc �o� . � g�r�sm , t�s se�aa . . . <br /> _ � f �- _ - _. - <br /> ��e tL.,,.__y,,:a�.n.� _• . - . , . <br /> .�v�,F � :75�, °r, , ' . . <br /> ,�'�'� l r y. .� :.k... - . . - � . ' _ <br /> ��,tt F�'' .• . . [��Y Ad,.r:ss} ,:__ � - - -- <br /> ��-� — - 'i�s�atere.4t re�e 6iet�oa-��ivota is saicru fi�-Edocc-i�aia.' s�eiic vi-mm��,�v���:.`�_'•'�t�-°-i <br /> x �. <br /> � ��"`��� „n�erata��he t�endea ma3►naas4'er the l�t�ntc�Securiry in�tiva�eat nuud�hie[tEdcr. 'i�fe Ltt�t or�fycm�wfi�Ir,�M ti� �: <br /> � �n � <br />=.�,�,��;.E_}� � �;. � � ��ty�����S(�d�r hy traasfcr mwl v�a i��atitt�m rcc�icro p�y�r�ent�ur�et!f�Kt��Eg c�!!6d <br /> _ �_�.�,>�:.�r�:v�: Nou.. . <br />-; - .-�� �:.: : the �Iou Huider: � <br /> - 1�< ` ° � ADDTiT(�NAI,eOYENANTB.In eddittaa tm tIle wven�ts s�d ogre��rnt�in Il�t Security Onsta�;mt2it.B�rm��tE � <br /> � ,`"� .� �and Leuder Nrther covenant aad agcra as follawe(des8ite anyQ►tng[o thc s�teajy t�mt�atc�ttl in tbe�ccu�i�y Q�ufroi�eM tis - <br /> � �, <br /> `.�� ,'• the Note�: � - <br /> : .°`.•" �:.-� .',.: i.CO1�iDTIqONALItiG�TOIt��IN7NAN�E <br /> �.-�f==� '----w���;� �tc ti:e MatyrIty Dat�QY the Nate and Sccurity Instnaat�t(thc •MaturEry Uato•?.I witi be r.�fE to a�talu A�e�t�� _=— - <br /> ; ..'�"`'"��`.�-"�" ' (•New Loan')wttb a ttew Mafuitty Datt of 1 .28 5g �id wiil�i-�+i�:t� ' . �--- -- <br /> , -�. . � ,.'� to tiie•New Nbts Rate•determiaed ia eccor�w�t Sectfan 3 betow[f at9�f�c c�ndittansproviQed IQ Scttisau�5 <br /> `'� belaw are met ft1�'Condittonat Refmanctng iton'?.�F�958 OIIIIdItI0ri4 IIfQ QO11ACtr I underat�nA tAes ttt�i�aro[tolder --- <br /> .. . !� <br /> '.:ti�. � 0p <br /> j`,�r`'.,�� �,``?`��'�' lVote fror mq ow�a�outcc$or tLW�n Ic�a4ei cviitt�to l�d me the maaey to cWrQ�thc No�d that 1 w111[wvo ta rtpay If[� --� <br /> _ ' �,: .•�_:'.��.+.:. � <br /> c- •`� 2.CdPIDYTION�'t'pO�TION - <br /> + '��� � �"� �� • If I waat to exe�[se 1Ae Condittonal Retinaactng Option at muurfry. Certntn condUlon� nitsst bo�net u�af Ihe <br /> ,f����=�:`� r Mart�rity Dare.Th�ce madieions nre:{1)!must sstj111 be tho owrter en�d oocupant oi tLe pmperty eu6)t�t w tho�curUy —�� <br /> .. ......._-. <br /> �,�f''"'� , ;�,,�' - faspument(�e°proDeriY"):(Z)t must be cuirent in ary nnon�tty�}iincn�aaei cannoi imve i�Q��urracruays�---------�-- <br /> �,;.�� �f7;�,�f.� , on auy of the i2 schcduled moAthty payments i�medi�teiy p�g thz Manutty Qato;(3)no licn eg�lnst tAo I�eny _ <br /> ,°' u��s,;���•� i , .. .:.. . <br /> , ,���, i".?;:1.,�. . .� . (except for tax�and ap�[at asseasmenta aot yet due aaA�ayable?other than that of�hs So�uiciry Irotr�irfcnt ma}l sAlst;(4) <br /> �'��t' • � the New Note Rate canaot be mor��an S petreatage po1ctts above the�ote Rn3e;nnd(5?i muat mafccc a wrlltcn nqueat tn . <br />-r. , !���� <br /> y<<t�..,•• ,, . the Note Holder�provided ia Sr�cttoa S betow. , e . <br /> .�,. "������ '�;. � 3.CA�.ClJLATING T�NE�V Nd'rE RA� � <br /> '�'� s���-• •• :`�x;Y�' � - The New Noie Rate atll be a fixed mte of intesest equal to the Federal National Mongage Aasoclallo:�'e cequited net �_-- <br /> ;'` y� � `�;,�';;,`'' • yteid for 30-year fiaed rate moragages subjec¢to 0 6�day manclatary delivery commttmeat.p!w ane�t�alt oiono pcsc�tpg,s+. . =�,,� - <br /> �:•'.�r��•�,:� : . <br /> =7�;,- , .�h�:a; . ��<.. . . � , point(0.5%) rounded to t�e nearest one�eigAW of ane perrcnmge patt►t(0.125�)(the"N�w Note Rata'). 7Tto rcguitM --- <br /> :�,; �)�r,,,;, .. ' •'� net yteld&6a11 be tho applic,abte net yiclA in effect on the date and time oi day that tne Note Holder trccivc�nottce nf my "5_m� <br /> ,.�!����,:',,:�r�r;��:��� . � ' eleaion to exercise the Condlclo�ai Refiaaaciag Option. IB Wia required nct g+ield is nat nvalluDla, thc Note Holdcr will <br /> � ��; '.�,���'�}�,;�,�:�' determine the New Note Rate by using compattible informatiun. <br /> 1,iy ,R , ��`'�?���,,y�;�: ` -- ._ <br /> �, � n,...:, . �,,.,,.`5;: 4.CAI.CULATIN(i T�NLH►PAVlVIENT Al4tOUNT =--- <br /> ,� ,�uJ�y�,,. ,: , :.�_, Frovided the New Note Rate as calculated in Section 3�bove[s not gmater tban S percentago pointa abnva the Nose �_--- <br /> s,ti +-t•;�•��l�f�,.. �' ��:�. --- <br /> �-� Rate and a11 oth�r canditians require�in Sectfon Z above ate eatiafi�.th�Nou Noldtr wlll detertnia�t1�o a�niouut of tho <br /> y��)i��t` ,�� .� =, a . <br /> ��{, a►nkf ,,�,;�.•1 manthlY Daymeat that aritl be sufticitnt to repay ia full(a)tha unpatd ptluclpsl.P1us N)no�n�ed but unp�ld fate�at�Dtur � .;- _ <br /> '��f� •- �r.• (c) all other snms I will owe under�he Noie an� Secudry Instniment on �he Maturity Date(assumfng my manlbty - <br /> �� ��;��'�t�h�,�t�` �" payments then s�re cuaeat.a4 re�qnized under Scctlon 2 above)�over the term oi c�e New Note at tDa Acw Nato R4to In .�`�3'��y�-_ <br /> ..)4�sz��t��y i+�: equal manthly pay�euts.7he resule ot tlila catca�lation will be tho emount of my rtew prlucipal tuid(ntareat payment evary ���' <br /> :<<�'`�`�.,�s��;j���``'<',:'��'s " �nth until the New Note Is fully paid. '�-, .: ,.•. <br /> �:�;A, °::�,;;',,31,�����e�t�4���: :,: . ; -�:,�„_ <br /> „`3�' �����'�c � 5.EJI�RRCLSING T�CONDIT[ONAL EtEFINANCII�TG OPTION • <br /> . � �',tiif�'��'����- The Note Hotder will auiifj+me nt Ieust 60 caleMnt Qays in advnttce of�he Muturity Date nnd nAuisc n�o of ttur . „ „'��± <br /> �{U.�t r•�� ��3a�S'�.,���:•.' • . . <br /> . ,.�, „ft�:k.�� principal,acc�ue4 but�p aid interest,and�f1 a�her aums I�ur►eapeeted to anre on tho N9nmitry Dato.Tho Noto Ho1Qer <br /> � �';'�'�}���g�;���'��;�'�� also wiU advtse me that I may exerc�se the Condidonal Reflnancing Optton if tho randitlons in Ssstlon 2 nbovo ero mct. � . . <br /> t,,r�'�lE„>5 r��.: <br /> <�;� 'W��;',:+;`�#��t;�`7;��,.�: The Note Holder wiA provlde my payment record information�toget�er wit�the name�titto aad nddre�s of ehe peraan - . . <br /> �.:. �C;�,� '1�.'� • <br /> « �• represrnting the Note Ho.lder tt�ut i must notify in order to eaercfse the Condittannl ReRnazuing tton. tY I m�t tRo <br /> ,,,.<:;.,�. �l,.•;�:� �. � ,. <br /> :.?it:,s_,. r..,:. `� � . <br /> t j������.ti��,�;f�� . ;. candidons of Sectton 2 above.i m�y eaercise ti�e Condidional Refinancing Option by notitying tho ote Iloldtr no latet . . <br /> j�j:J,;�i,,;(Yk.�;_,�,�. , thaa 45 calendar dnys pdor to the Maturity Date.Tt1e 1Vote Holder wiil calculate the fixed Ncw Not�Itate htise0 upon tho <br /> � ';�:"E���r;�f';`,s�;,�i;;' ' Federal Nadonal Mortgage Assaciation s applicablo puDlishcd�cquircd aet yteld in effect on the d�to and simo of day . � <br /> _ , : '�.,.,Y,;, �t,�,�,,. notifccat�on is receivcd.by the Note Holder azW as calculated tn 5ection 3 nbove. 1 wlll then have 30 calcnQat�aye to <br /> "�?�p�,K R i�: ;4,�st;��k:� � provide�he Note Hotder aith acceptabte prooY of my requlre8 ownetehip.accupancy aad properry Iten steius. [iefom tho � <br /> •.��� �;,,,<< �{, . � Maturlry Date the 1Vote Holder wiU sdvise me of the new iaterest reto (thc Ncw Note Rate).n��v monthty paymcttt , _ <br /> ����� �•? t � amounc and a date. time and�lace et whfch 1 must e�►Fcaa ro stgn any documenta required to c�mqlete�hc rc uirr4 � <br /> h q <br /> ` ` '{j�f��`r`ry!<<'`��;- � refinaacing.I uade�stand the Note Holder wlll charge me o SZS0.0(1 pmcessing fce and the casts ms�ttated with upd�tfng , <br /> ���.��;:.�,�., t,�,.E,;�_ . . . . '. <br /> ; ..,�,a,;:,sat�„�:,i�; . the titte p oll c y, iP aa y. suW an y reasonable third•p a rt y costs. anch as documentnry stam�s. intanglblo �an. eutvcy� i <br /> _�: : ;� •'���,,'�'••.jt resordin fees.etc. , , <br /> ;y a����,j;j,,.a;.; `. . <br /> ';�G;c.��r;�`� � ` . <br /> --�,-��-�:�'�'�ts':,'�,f;�•; . ,`:•.'�.: ; � ciNlNd BEWW 8orrower ziccepta and ng�ees co che tera�an0 cavenants contnlned!n this Qaltana Rtder. �� . � <br /> �t,� � ' � � . <br /> �+ ,y t� ;_ ,��t. t � � ) • <br /> +�. �' .� �ae i ' • ($C7�� . . .. L!i� .-- _ - ._... _ (SC.1S� �^� . <br /> i p5�r'�cr.. _ . . . -_.. •�--�— <br />_ '�� . �12;iC::�.j';,'�'� ' LtiCH11I2D D 2CISR -8ortower � L 1CIBR •linrtuwvr �� • � . <br /> = - . �t.{c�..,�;i;� . ' t� <br /> » e"`: �,•r'.�', . ($L'�1� ��_ —�-___.__--- - -- (SC7�) � ' . <br /> . ; .. ''i`i,.j�"�•< � . . <br /> .. �,t�_���.�1�•ti � . •BOfR1{1YCt •ItOt�nMC( . , <br /> , �. , - .,y.S.+?�'+ ' �� . ` <br /> " ..�,'-;�.;,�J::. . . /Sl�n(I�iglrrat�niv/ . <br /> �.,.' � `.4.;.•;:�r;!t':;,:. , � . . <br /> • �.,,,,.,?.:� ,. GLl11TtSTQT�dAL1.00N iilOER•Sinflto Famfty-ie.ntds Mea Ur�itorm�n�UUircmnt �arm 9180((iQ/BD Artsmdrd 9197 . <br /> � t � ".d]�:;f �.�@TS{,4!�2i v.l..°!!.�fslC'C.fQ4.."3 409Q:Sls TE4! � ��11lU ��lifq� � ---- . <br /> . y•�i v � �1lWf � yH1 <br /> . �. fzi�it.. , i . - <br /> S;i.�i iA� • <br /> "�'�� . <br /> . . ,!`4 _ . . _ <br /> . .'�i•�'�,:I • l� . ' . . ' . <br /> � � ;;'�fa : �td _ ••�r� . <br /> .. � <br />- ` ' . . .:: .,.- � , ' —- - - - -- _... __ =-- _. _, _ __ <br />