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� _ � _ __ _ ___ _ _ _ . ,. . ` � - _-- � �. � . .. , . ' ' , � ; � _ -- - ". . . ` ' � ' ' .< � ` •�d��'�.�� • , . , . -------- : ..T�3F°i`�i�P.t'li�i ali tI�,:�bngwY�cats'n�w or tt,reafter era�t�d��th,P�Fe�`p•�nd e�i eas:se�ats�-qEsP�-*tc��s, :: �-----=_ - --_ � uasd�ratt�s now or t�4der,s�pm oi i�Ps�g�siy±..All r�p2rscetn�ncs s�sd�tiorrs sh�a�sc►be avvr�Q Bp tti�is S�i�y , : . � Insmimer�t,.Ail of th:forc$oing is refehad to Its�taig 5ecurity Instr�ent as tAt°pr�petay." � - � . —_•_ -- � , ' BOR3t43WER COV�P7AN'iS t�iat Fdarrrttivet is Iawfulty seis�d of the esmte�by►C�nveyed su3 has tlse rs�t►t to grant � --- .� end ronvey t�e"Ptoper�y ar,d t3�at the Pra,peny is a�eacur►6er�A.�t fa;encu�brnn�es r�f cz�anl, Sarro:�w�ra�s 3nd _ -- wi1D defe�d gea�raily the 6tle tn the Fmpetty agains�ull cla�ms und demands,subjeft to sny eIICUmb�s a8 reron9, - - . Ti�S S�CURITY IN�`CRUNIENT cflmbines unifam� rnven�ts far aatim�l:�se �d aoa-uniform cxivrn�ass with. � , �[imited va¢iasin�s 6y jar�diction to constitute a unifrnm ss;curity iasuum�ns covering r�ai pro�erty. . � ` _---=--- . . iJPiEFORY�t COV�NANf�. Bona�ver andl.endsx cov�nant aad!a�ee as fflIlows:� ' - __ . 1. gay�ea3 af Prfucip�l end�Ler�i;�reg�ymeat a�+3 IaEe�6asges Borrmwer shall FmmPUY pay when dus th� ��„��__. �pr�ip�l of�c}iat�st ort the debt evIdeaced bg►the Plote s��ay prepaymeni a�Iate c�arge$due und:.��ie�io� a_:��_�_-._ �. �[ar Tl�es�� Sublect to�ppli,atble law or to a written waivEr by Le�der.Bosmiver sLalk F�.y to�. __--- .� Le�der oa ttt:Qay mnntblp pay�nents�r+e d�ie u�der the,3Yoi�e.uaW.the Nate is paid.in full�:a sum.("F�snds"}for.(aj Ye�rfil: - ---- _� ta�ses and a�c�repais xvhich may aVain pt�arity over thes Secmiry Instrawent as u dIe€�au th�Pmpetty:N)Yearly Iease�to!�,.� - paymenis or gcneutd reats a�t,�e Ptopeny. if aay;(c3 Yeof3Y�haaard or,proPe��.��:(a)Y..�3F•tIu�d. _-- - insur�a¢ce pcemi�s.if any;(e)Ye�rIY mortgage inswa�ce przxn:wns,if any:aaci[f�aay,s�s payable by Bat�awc�e.to. . o:-- -- I.�nd�r,in accordan+x witi�the gravisio�is of par��aph 8.ia Geu af tAe-DaYa;ent of mortg�ge ins�u�ce preudozus.� 'lYnese __-__--- items are caIted"�sc�vav U�us.° LeBder may.at any qua:..coliect and dold f3ucds in an ammmt not to exce�t�w�.��,. ._- amnunt a lender for a fedaaly ieL�rl mortga�e loat►:maY�rite far Boaower's escmw arcouni nadEr[hes f�Paai�al ---_- ��SeWemeut Pmc,��es Act of D97q as amended fmu�fi�to fime.t2 US.C.§2601 et se�,("RF.SPA'?,untess anuther "''=":`_- law Ihat agp�ies W the t�Lads sets a Iesser amount If so,i euder may.at any time.callest and QoId 1�ads in an zmaunt not tti =----- exceed the.teuer a�tormt Lender may estimate the amn4tsnt of Rindg due an the basis of c�t�nt data and�easanable �-�-= esoimates of expeadiuues of fuwie F�smw Items or otheivrise in accurdance with applicable law. . �--- 'Ihe fimds sLall 6e held ia an iastitution whose depasits ate insuzed by a federal agency.insUum:enrality,or eutity �;-- (incIcd'mg Lender.if LendPa is snch�msHtaaan)as m�y Fedeial Home Lazn Baak. Lender shaI!appfy the F�ds to pa3r __=-=- -_ - ths Escmw Items. l..eader may not chazge Borrower for hoIding zad appiying the Rtuds.ananally analyzing the escrow `'�- accamt,or verifying tile Fscmw Items. unless Lender pays Bormwer iuta�on tbe Fu�ds aad applicabie!aw pemmits ��°�` � Ix,nder ta make such a chatg� Howeves,I.ender may require Borrawer to pay a one-time cha�e for an indepeadent t�al �'�"