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<br /> �`:G� � 10t3H'1'�R SVITfd at!the improvem�ats aovr or�e�after ere�eil an the pmprrry.an�all easements,a�P�d�s�aad .. �� ` -
<br /> ;��� ;` futtmes aotit+ or h;reaftEr.a pa�'t o€the prapeqty. AI1 neplaoemeats aad�astditfons st�all aisa he.covered 6y tbis SecurItY ' ' �'' `-�:',r`:
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<br /> --"-=}R�� InsnRmt�.?tll of the faxeooia;is refcrred to in this Suurify Insuument as the'Frogcrty.' � � ���� -
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<br /> '��I' BORRQ��IER�CdVE1VAN°fS that Boitnw�er is la�liy seised of the estate hereby conveyed aud bas the righi ro�tant an� __r_ ' _--
<br /> _ Y4�-�N - aonvey ihe Prage�}►�aad t5at ths Proy�ezty is unea�beced,eacepi.forencicmbranses ot retard_ 8orrower wnrrants and wiil . • .�L `.-
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<br /> - E defen�'generslty Ne titIe to the Property agaiast alt claims and demands.subject to arry ensw�6rances oYleaord. :' � '�` _
<br /> � ��� , � . =
<br /> - '� � iHIS SEZURPT�t iA�STRLJ1�lENT camhines uniform`covenants for national use and aohunifaan covenants with 1'imited
<br /> �yk�`�'�.^ t� . wwirriations try jwisdiaran to constitute a uniform security insin�ment covering ceal pn�p�tty. � . . � "'
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<br /> .�,f�,. ; UMFOttM�V�NANTS: Borrower and L.ender covemnt and a�ree as�follows: ' �
<br /> ``^^`'�'�`�' ' i.�Pay�tent aY Pt�acfpa4�d InBemst; P P Y PaY .
<br /> ,�_�,� � Pre�aymertt ead I.ate �es. Borro�ver shall rom ti whe� d�tI2e =
<br /> � . prinrip�a�of aud irxerest�n tfae d�it evidenoeti by the Nctte and snY i►rzpaq�ne�t r�d,tate c6arges due vndcr the I�atc_ . . € , _ � , -`�
<br /> -'��°. '` 2.1Fands for T�und I�ttte.Subjea w applica6le law or to a written+�vaivec by L.ta{ler. Barrower shall pay en
<br /> ;-�'° , Leatter on th�da manth{g p�Yments are due�er thz Plote.unti!the Note is aid in fu�l.a sum("Fnnds°}for. a)Yearl tases � �� i �`�
<br />=�:?�;:;_,. Y P � y . 4 ,' .
<br />__�,=��, � and-�..�cscssments wbfohlmup�AUain pdority over ttus,5ecnrity Iasuument as a lien on the Pc►�perty: (h)veariy leasehoId�raaymeats . •. . � _
<br /> '� �� ; or.gc+cund�tsiata on the Frope�y.if any:(e)Yearly hazar�d or property insurance preminms:(d?Yearly doad insuranre�rremi�, ' :. �, • . ` .-'
<br />_flw��=' •' ��4e�Y�Y mortgage in..�uraace prem'iums.if any;aad(f�any sums payable by Sarrower to Lender,in accocd3nca niih � �. ;. s
<br /> = _"�`� � the provisioas of pzzagraph 8.ia ti�of the pa���af mortgage insuraace pnmiums.These items ara calIed"Esc�aw Items." - -- -
<br /> � � � =; Leader may. at amF time.co!lecE aud hotd Frw�s et ss�amount uoi to exceed the maAi �„+uaawzt a Feuder far a iederally -, ,.� :'
<br /> �-'�. i , retated cnortgage ioan may eequi�fa�r Borro��s�cscsw�oaut under the federal Reat Fstate Seitlezae�Procedures Aa of , �_�:
<br /> �-�'�:�. 1974 as amettded frnm time to U.m� 12 U:S.C,Se��a Z�Gli�B ed Se9-(°RFSPA°),anless a�nther taw that applies to tl��uuds � °'`' --
<br /> -_�:-"`°"`t, set�a tesser amauai. If so, Le�c�ay.ai�:.�,.w!:�ci�•hold Funds in an a�t not to exceed the les�.2mount. • � - -'.'.s�_.'
<br /> ��� Lenda may estimate th�az¢omrt oF Fnads�:A.u,�'�e��.s c�"current d2t�and reasoa�b!�estimates of�cpeaditnres of f�ture '
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<br /> "`s `�:� Essrow Itetns or othernise in acc.fsrdancs uptix s�pi.;�le la;c •��- � . � : . . , �:.. ; � �., , s .
<br /> �`=, T4e Fands sha11 be held in an institui^C whose�n.�s are ins�n-�f by a�fe��:ageacy, instiumeittaliry. or eaaty
<br /> '� �` (inchidiug Iender.if Leuder is s¢ch an institution)Qr ia any L�iera!Home i.oaa$au�..C�4er shal!apply the Funds r�sr pay the .��� �. � �
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<br /> ��.= .- . Fscraw.ltems.Lender may not charge Borm�ver for holding and applying th�Funds.a,�rac�lly anaJyziag the escrow a�ount,or . �`'•''�;�`�� _
<br /> �., verifying the Escrpw Items.anless I.ender pays Sorrower ir3terest on the Fnnds and applical�le law permits Lender to mak�e such ,' �
<br /> �',�,',�, a c6atge.Hocirever,i.ende�may reqtiire Horrower to pay a one-time ci�rge for an independent real esrate tax reporting service ' • .•��,��
<br /> :f: .,:�.{s �;ti��-
<br /> used by Lender in connection with this loan, untess applicable law prov�des otherarise. Unless an agreement is made or �•• ,:..�,s'�:• .,��f —
<br /> .�.� .. �L:••..::.:.y.
<br /> .__;:�:.� � app:'r,�ble law requires interest to be paid,Lender sI�all aot 6e required to pay Borrower any interest or eamings on the Funds. '"::_:'.` "' ��q• :
<br />' _ ... ._. �
<br /> Borroaer and Lender may agree in cvritIng, however,tbat�tenest shall be paid on tfle Fands.Lender shall give to Borrower, ,, ---�-
<br /> �'�N arithout e,an annual acsonntin of the Funds, showin credits asld debits to the Funds ar�d the se for which each.` ' ::' .-: ,,�,,. � �`;
<br /> �'g b' F PvrP° r �,:;
<br /> `.:.�a�'.'`�. !" de6it w the Funds was made.'I7ie Fands are ptedged as additional security fni�all swns secvred by this Security Insm►ment_ • �r=
<br /> ;. ': .�'wa:` .�';'_ If tfie F�nds hetd by Lender exceed the amoants permfitted to be held�tiv�";�Plicable law.l.ender shall account t�Borrower ; :�. . �.'":"��
<br /> � . �.. . . •
<br /> -•� � for the.excess Funds in accordance�+ith'the requirements of applirabls law. ;Y the amount of the Fands held by l.end�r at any �•.+� q
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<br /> tim�is not sa�icient ta pay�the EKcroiv Items when due,Lender may so notify Sorrower in writing,and,in such case Bomower
<br />--�_�'��'-' shall ay to Lender the amaunt a ta make u the defici Borrower shall make u the def cten �n no more than � `��°_¢.
<br /> �:��..?� p ece�sarY P �i+� P C5+ � . � `:�;... ..
<br /> :* v 4;:• twelve rnonttily payments.at Lender's sale discretion. ' `' � �:
<br /> ,_�h�. �{. .�.'. /�`'',�; �:;
<br /> ,� Upo»payment in full at'all st�ms secured by this Secucity Iastrument. Leader shaYl promptly refund to Eorrower any �"-•
<br /> �-:,,.,.� , � . ,^..� .�. ,..
<br /> :;�' Funds hetd by l.ender.tf.under paragraph 21.1..ender shall acquire or sell the Property.Lender,pribr ta the acquisitian or sale _ 'C
<br />�::��:-:���- r:
<br /> :��r� of the Property.shall apply any Fuads held by Lender at the time of acquisition or sale as a cred'nt against the sums secured by . ;� :1'�„
<br />.:`�'S":-;.:� tl�iis Security lnstrument. � ' . � ���
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<br /> .,� � 3.Appllcatton o4 P�yments.llnless applicable law provides othernise,aIt payments received by Lender under paiagraphs �-,� �i . .,
<br /> ���� �'• 1'attd 2 shafi 6e a�ii¢d:first.to any plepayment charges due ander the Note;seaond.to amounts payable under para�haph 2; � � ����`
<br />_-����,��� . . . .
<br />' �'��' third.to interest due;:DUitt�,to��.RCipal due:and last.to any tate charges due under[he Note. • .. , •
<br />- 4.Charges;lateas.Borrint�'c�:shall pay al! taxes, assessmenu. charges, fines.and impasitions attributable to tAe Property � . ,� . , � �
<br /> -- — which may attain priority oves-�iii�Security I�strument.and leasehuld payments or ground rents, if aay. Borrower shall pay . . � , '
<br /> =`•��j these obligattons in the manner provided in paragraph 2.or if not paid in that manner.Bamnwer shall pay them on time directly " ��• '
<br /> �n,�"?4 to the person owed payment.Borrower shall�romptiy fumish to I.ender all notices of amonnts to be Qaid ueder this paragraph. � • -� ���
<br /> _ If Borrower makes these a ments dir�etl .Borrower sha11 ro tl furnish to Lender recei u evidencin the a ments. ' . . �, ���'�'�'�
<br /> - PY . Y P mPY P � PY
<br /> ;��+�,:�--, Borrower shall pmmptiy di°±cltarge any lien which has priority over this Security Instrument unless Borro�ver.(a)agrees in . . '
<br /> _-m�`��.`' writing to the payment of the a1�1!}��ueon secured by the liea�ia a manner acceptabic to Lender:(b)rnntesu in gaod faith the lien �
<br />',+C.ti l.t �.
<br /> r ' �� by, or defends ag.N3nst enforcei�'i�i4 of the tien in, legal proceedings v�hich in the l.ender's opinion operate to prevent the ''' .
<br /> ��„ x ` enforcement of the li1�i�or(c)s„cures fram dtc�older of the lien an agcanent satisfactory to Lender suhordinating the tien to �
<br /> , `���, • .
<br /> _ _ = this�eturity Instn�nt. !f Leilit�x detemtines that any part of the Proge�ty is suDject to a IIen which may attain ptiority over
<br />==~s��� this Security Instruraeat,Lend�i'c:�ay give Borcower a notice identif}ring the lien.Borrower shall satisfy the lien or ta"ce one or .
<br /> -_�'.�t;� more of the astions set fortb above within 10 days of the giving of notice. .. �
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