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<br /> � '�'��'�?'�e��`i�ngso��.*a�t�r.hw�c�G��errcrea cs�ct��zopett�.aua aIf eas�-..���,ap�nu��s» ,: .,
<br /> � �zci�'i�t�u�r�s n�ar or h�tal`�i�guf af th��m�pcsxy. All xcplates�au xacl�ons�!3 alse t�e ccYtsid�►y��is Sccus�t� � .
<br /> ' . , in�tn�m�r� AlI uf the fate$�i11g is Cefe�T�e[a to t's1 tl�1s StCUttty Ius(�rteni as the"Pr�pe�"�, ' . ,
<br /> '�OIiROW�i,�VErFANTS t�r►at Bam�wer ts la�avfliliy sr�sed of�he essat�tseretr}.wmrcy�and hais thc rtght us grant .
<br /> ., . •,`a�d coavey t1� top aad�t�at tit�ptopert7►is aae,nwmber�d.racePt forencvmbiaaces af r�ccrQ: Bo�wer wauanta�i .
<br /> � wilYc3�fend gc�xralIy th tistc to tlte PRnperty against alt clninss�demends.�bjxt ta a�y encam�raaCes of reean�. .
<br /> THIS 5HCURII�'Y INSTFtIJ&�Mi' cambines unifa�m covenan.ts foa untio�al�se a�d nnn•uniform cove�ant�wi¢h
<br /> . IImite6 waiza�ons bysur6sdictfon io cmnstitute a im'sform secuzity insrrnafeni covertag r�ll pmpeity: . � � , .
<br /> -- _ _ � 19�l�R�CaVEI3AA�'T5.�8aimw�remdl�ade.rmvenaatauclagc�asfotl�awst ` - ,
<br /> . i. ��iymEnt uLPt3n4�p�ant�IattrPS�Prepsymtnt�nd L�e��ges. �mawer shaU gramgitp PaY wbeu d�ie tfis � .
<br /> �sanricip3t of�d'en!ere.K on t�de6s�videacd T�y the Note s�nd anY D�P�Y�t aad Iaoe charges due u�deithe Note.
<br /> . " Z Flmds for'�srs�nd Inenra� Subject to uppiicam2e t�w oFto a wriueia aaivesisy L�enc�r.B�rowex sF�all pay to . .
<br /> I.endet on th�day monthly p�yments aze due ux�Qer the Nata..�the 1Vccu is g�id iII full.a smm(°kimds°)f�:(a}yearlq
<br /> • . tax�s s�assessments which may�taiagriorit.y oti�r tlris Security ia�m�n�as�s�lic�ori che Property;(b)YeariY teasel�d •
<br /> - payments or.gtotm�teats mn the Ptngeriy.if aayt(c)3t�Y haraN or Propetey insuraIIt�e pt�miams;(dl Y�Y ��
<br /> _ insurause�"�u'+��;if any;(e)Y�riY mortgage iasuraace Premiums.if any:azid(t}asY smns payable.by$oaawer to, .
<br /> � Lende�in accordaace adth the pmvisions of paragragI�8.in�ieu af Ehs payment of martg�ge insivaace premiums. These
<br /> • it�s a►'�c�lIed"Fscrow ItEms." Lender may.at any t�me,col2ect aad hoid Fuads in an amonnt nci ta exceed the masi�u� � � -
<br /> ama�i s jend�er far a federalIy�Iated m9ttgage laau may reqnire for Borrawer's escmw account ats�the t��a2 Rd;... � .. _ ,.`
<br /> Esiais Setttemeni Pmced�m�Ast of I9T4 as ameaBed fram tims W ame,12 U S.C:§2b(?I et seq.("�tFSPA�°}.ttaf�s as�n� . : .
<br />` lsw s�at apglies to the Fimds sefs a tesser�n�t If so.Lender may.at any time;ooltect and.6old F�ds in ais aut�Unt-aot,Ua.�...;,,.•.,_;;
<br /> . �xc�d the lesser ammmt. Leuder may estimate the ataount of Funds dus oa die basis of cuc�nE data aatE reasionab3� ..:>�:':��.s;:.
<br /> nstir�+�af eapeaditel�s of future Escso�e+Ite.�ts or otherwise ia accardaac�e wi�applicab�law. � . . :' :,<"• ��, t, -
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<br /> ' 1he I�nds shuli be�ia r1�iu.�tion a+hose deposICS ar�ins�ed bq a federal agen.cy.�st�umeataiiry.or eu¢ig• •:;:•r . ,�.r,;
<br />� (inctuding I.e�der.if I.endeFi;sush an i�'att�on)or in any Federal Kttme Laan Sank. I�nder sf�all appIy the Punds.w pay . :
<br /> • ' .the EsEaaw Ipems. Leadec say aoi ctr.ta�e Sormwe�fat 1�n28mg an�appJying tlt�Fl�ads,annLalIy�g the e$craw '
<br /> accow�t,ar verifying tise�Sxme�Itr�,.untess I end�c pays Boaower inter�st am tha F�uds a�d agplicxifrLe law permits _
<br /> . Lender to maYe sush a charge. Howe�e�,Lender may requi�Boaawer to pay a on�tiome chatg�far an indepeadeut teal -
<br /> , �te tax regartiag sen�io�er�d by I.euder in c�ansc�on witf�tbis Ioan.anless agplicable law pmvides otheca+rise. Untess ari '
<br /> agrEement is made os applicabte law requiras inzeresc to 6e pazd,L,endea shall not 6��equired t4 gay Roanwer any inte�est os -
<br /> � . eamiags on the Phnds. Baamwer and Leuder�ay agex m writing,hawever.tGatiz�est shaD?5e�rald an tht F�mds. Lender _
<br /> . • •shatl give w Borrowe�without charge,an anaual arca�ting of the Funds,shovri�g cc�its c:ad d�its co the�Pfmds aad the
<br /> .' : pu4pose far wluch each dehit to the Funds was made. 'Itce Fumds are ptedged ag adtitiona!secw;ity for al!swms secared by . -
<br /> � this Sect�ity Lastrame�. � '� ' ' • - _
<br /> � . ; If tiis Fimds heid by Lcader e�the amoants peimiued.tr.s,T�e held by ap�ii�ab2�lawr.L�r shall:icrnant:ta.:'` �
<br /> - . �amower Coz.tbe eacess Funds in ac.aaui'�ace witb the requiremeatg.ci€appticab2e Iaw. If tt��a��t of the Funds I�Idb� =
<br /> �'� ;' .".'.;�;eader at any t�e is aat safftient w pay the Esccow Items wti¢n iFue,Leader may so aobfy HasmNer in cvrif3ri�a�td.ib�.� _
<br /> . ' �`.::•such case Bomawer shall pay to Lender the amaimt necessary to make up the deficieacy. Barrocver shaII'm�ap tl� °
<br /> . d�fcciency in no more than turelve mont�l�►PaYments•at Lender's sole dis�aeflon . , �
<br /> Upan Paymeat in fal!of all sums c•'�r�ued by this Seauity Ias�nnent,Lender sha11 pramprly ref�d to Somawer aay =.
<br /> ' I�ands held by,Lender. If,under Qara�a 21,I.ender sha]!accNue or seII the Ptapaty,Lea�Pnor tn the acq�an ai _
<br /> sale of the Ptopeaty.shaU apply any Fands 6eld b}�Lender at the time of acqnisiuon ar sals as a credit a�ainst the sums -
<br /> secured by this Securiry Inswmen� _-
<br /> , ' 3. Applkstian of Pay�ments. Utiless applicab.e 1aw ptovid�s otherwise. ail paymr°nts tereived by Lender under -
<br /> Famg�aphs 1 and 2 sl�all be applied:firs�to anY piePayinent charges due under th�Note;secaa�,to amaunts paya6le�mder =-
<br /> p�agaPh 2;thad.to interest due;fourtli:t�ptincipal due:and tast,to any tate charges d¢e�er tG:Note. �
<br /> 4. C6R�ges:Uen4. Borrower isi�nJl pay a11 taxes.assessmenls,ciiarges, fines and i�rtiNnns aitrihu�thle ta the =
<br /> Ftopetry whicb may att�n priority over�t�sis Secarity Insurumenb a�:ci:Ipseha2d payments or gm�d�renis.if any: Bomnver =
<br /> . �;`�:.�halt.PaY these obli�ariana in ths ma�er pmvided in pa�ag�apL 2,ar if not paid in that mancer,Bmrowet sl�ail.P�sy'them on -.
<br /> � :;='•�sme dinctiy w the peetuwa�c��d payment. Borcower st�aU prompdy fiunish w I.cnd�r.all notises af amo�ts ta°Ircpaid under -
<br />- • ' .��•l6is pat�rapb. If Sorm�.vr�t�akes ttt�gay�nents dimctty.Borrower shall prpm�Ny famish to Lender receigts evideaciag -
<br /> the p�yms:ul�. � . . . .
<br /> � �amt�W�r shaU piau�ttly disthstig��tsY lien w6ich has priorety aver this Sedcrity Iasnv�tt cm2ess Bmruwer.(a)agees. -
<br /> in wiidn�`fi�We Fay�n.�tt:u�che obligadoa sei.vmd by the tiea in a manner Ecceptabtc to Lesder.(b)contests ia gaod faith the -
<br /> lien by,os defeuds a�i�t cazfoncement of the lien in,tcgat pmceedings wtuch in the LenCer's apinion opetat�•ta�, vens the -
<br /> � e�orcement of the lieEs;os'�c)secures from the hoIder of the lien an agreement satisfactory to Lender subordinnt"f�ig the liea =
<br /> : W W�iss Seeuri�InstrumcnL If I.ender derem,Tn�that any part of the YrnFerty is sabject to a liem�vluch may^..:iam priority _
<br /> over this S�itity iastrument,Lendes may g'�ve Borrower a aotice idendfymg the lien. Bormcrcr s6a11 satisfy the lien or tal�e
<br /> on�:or mor�bC the aar�as set faith ubo+:e�within 10 days of the givi�g of natice.� �'
<br /> • 5. Ha7ard or P't�]i�ty Iasas�ce. Haaower•shall kee�p the impravemcnts now custing or dereaRer erected on tP�e �
<br /> , .. , Ptoperty iasumA againatla.�.;�by fue.ha7ards iacIudecl.cvi�in the�tam"extendQd co�era�e"aa8 any other bnrards.inclnding =
<br /> • � �loads ot floading.for tvltj�l.eude�tequltes insur..u��1Uis ina��ce sh�l!be m��n�ir. �±iti the amoanLS aaal for the �
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