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<br /> � periods that Lender rcquii�es. 'I'he in5umnce cnrricr providing thc insurnncc shall be clioscn by Fi�rrowce subject to Lender's .� r�K��, r
<br /> ? �� ' approval v�hlch shall not br unreasrntnbly�vithheld. If Borrower Pnils to muintiiin covera��described;dMVC. Lender may,ut :. . �''-
<br /> �� � Lender�optlai,obtnin coveri�ge ta pratect Lender's��eghts in the Property in accordnnce with paragmph 7. �j ' ''' " ���'="`;�
<br /> �N'.�yi�,Y;,�:'L9�:�'.,,�.a
<br /> _�,,,--���.;;� All insurancc poticies:uid renewnls shall be ucceptable to Lender imd shall include a stundurd mort�nge ctause. l..ender _°�„i�;;��._,�_�-
<br /> --�---��a shnll hnve the riBht to I�old thc policies and renew;ils. lf Lendcr requires,Borrowcr shall promptly�ivc to Lender all rcceipts '.•� F „ '�•'� '�';
<br /> � ' • ': : ;,,„ .�.';;,-
<br /> of paid premiums and renewal notices, In the event of loss,Borrower shull give prompt notice to the insurance carrier und ,�•; ��i� .._
<br /> ...�� Le.ndar. Lcndcr may mukc proof of loss if not made promptly by 8orrawcr. �,��,°.;;+•�.
<br /> ����, Unlcss Lender and Borrower othenvise agree in writing, insu�ancc procccds shall be npplied to restorAtion or repair of _.' : � •�-
<br /> thc I'roperty damagcd, if the restoration or repair is econamically feasible and Lender'.s sccurity is not lesscned. [f the
<br /> '� restoration or repair is not economicaUy feasible or i.ender's security would be lessened, [he inauranee proceeds shall be �� ,,2;���;�,�_.,•� ,;
<br /> T` � applied to the sums secured by this Security Instrurnent. whether or not then due,with uny excess paid ro Barrower. If � .::t�,,: :
<br /> _�+��� Borrower abandons the Property,or does not answer within 30 days a notice from Lender that the insurance carrier has ���,+�,,,,ti�� . -
<br /> �°�' o ff e r e d t o s e t N e a c l a i m,t hen Lender mu collect the insurance roceeds. Lender ma use the roceeds to re 1ir or restore
<br />_'���'� Y P Y P P� .._�.la,�,F..� ..-
<br /> _ , �._:�.,r.: ;
<br />- -�a�� the Pro rt or to a sums secured b this Securit Instrument,whether or not then due. The 30-du riod�vill 6e in when �''•'�'-�'"�"-
<br />--- Pe Y P Y� Y Y Y P� � '�-.i�:.�t?�,�=���.=
<br /> _°=_ the noUCe is given.
<br /> ---- _- Unless Lender and Borrawer othenvise agree in writing, any a�plicntian of proceeds to principnl shall not extend or ��_���'`�°'
<br />:�;;�� postpone the due date of the monthly payments referred to in pttragraphs 1 and _or changc ihc atnount of the puyo�ents. ff ;.���'-'�-��
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<br /> under paragr�ph 21 the Praperty is acquired by Lender, Sorrower; right tu au�y insurance policies und proceeds resultine '�;;;�.;;;_____
<br />•�,�, � from damage to the Proper�y prior to the acquisition shnil pass to Lendcr ro the extent of the sums secured�y this Security •� "•�;--�
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<br />-.��`•�!�•., Instrument immediately prior to the acqoisitian. �;•';?- '` j��<<y�'
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<br />�:�:,;.�..;;,,; 6. Occapa�tcy, Preservation, M��nienance and Protection of' the Property; Borrower s Loa� Applicatton; ------:_�_�
<br /> ..:.•�..::1..� I.essehafds. Borrowe�•shall o�cupy,establish,and use tlie Propeny as Borrower's principal residence within sixty days after ���;,��;�_---�°-„
<br /> .';- °-"r;-!r ��,x..-�_---
<br /> --���= the execution of this Securiry Instrument nnd shall continue to occupy the Propeny as tsorrower's principai residence ror at
<br />_?�'�� least one year ufter the date of occupancy, unless Lender othenvise agrees in writing, which consent shnll not be �-�
<br /> ''�� unrcasonably withhcld,or unless extenuating circumstances exist�vhich are beyond Horrower's control. Borrower shull not
<br /> : � destroy,damuge ur impuir thc 1'roperty,allc*w thr Property to dctcrior.itc.or commit wustc on thc I'roperty. Borrowcr shall ��=-
<br />- '�� � be in default if any forfciture uctian or procccding,whethcr�:ivil or criminu l,is b cgun t hat in Lcn dcr+ goo d fai t h ju dgmen t —
<br /> �'� ' could result in forfciturc of thc Propcny or othcrwisc matcri;dly impnir thc licn rrcutcJ by thiti Securily Instrumcnt or `�'''
<br /> �,�=��' Lender's�curitv interest. Borrowes mav c�re such u def.wlt und rcinstaile,us urovided in pura�nph Ie,By causing the ncliun
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<br /> - or proccedin�;to bc Jismiszcd with a ruling that, in L.cnder'+go�cl Puith dcteniiination,prccludcs furfciture of thc Borcowcr. a�
<br /> �.''�.? interest in thc Propcny or uthcr mutcrial impairmen�of �hc licn crcnted hy this Sccurity Inxtrumcnt ur Lcnder's xccurity �'
<br /> ` 'i ' interest. Borrowcr shull also t�c in dcfault if fiorrowcr, durinb thc loan applircuiim pr�x:ess, guvc muteriully falsc c�r
<br /> '�"'�� ' innccuratc infarmution or stntement,tu Lender(or fi�ilcd to provide LcnJer wi�h any m.uerial information)in connection with
<br /> ,� r'.,,�:.
<br />'�s, the luan evidenceJ by the Note, including, but not limitcd to, represrnt;uions cuncerning Iiorrower's orcupancy of the
<br />:1:�•. Property as u principal residcncc. If this Sccuriry Instrument is on a Icaschold,8orrowcr tihall comply�vith aU thc provisions
<br />��,�� of thc Icase. If Borrowcr acyuires fcc tiNc to thc Propeny,thc leuschold and thc fec titic shull not mergc unless Lender ngrces
<br /> �„���--�,� to thc mergcr in writin�. -
<br /> :�.:.�5:��:?f•. 7. Protection of I.ender'g Ri�hts in the Propeny. If Borrowcr fails to perFortn the covenants and agrccments �
<br /> -_,_��`- contained in this Securiry Instrument, or there i� a Iegal proceeding thut may significantly affect Lender's rights in the " '
<br /> ''''"'' ��" Property(such as a prvcccding in bankniptcy,probate,for condemnation or forfeiture or to enforce laws or regulations),then =��
<br /> " �,� L.cndcr may do and pay for whatever is necessary to protect thc value of thc Property und Lendcr's rights in thc Property. •,���;'��;���_�
<br /> ".-_�"��.•, Lender's actions may inclttde paying any sums secured by u lien which hus priority over this Seeurity Instrument,appearing � . �: ,
<br /> _� in court, paying reasonable nttorneys'fees and entering on the Propeny to make repairs. Aldiough Lender may take action d "�l:-�;.
<br /> _�•.�"'�:'}' under this paragraph 7,Lender dces not have to do so. '°'•' f-�'�;:,;�-.
<br /> y=��ff�. Any a�nuuuts disbursed by Lender under this paragraph 7 shall becomc additional debt of Borrowcr �e�und by this `= : r �5 ""c! �
<br /> �fi., ,� Security Instrnment. Unless Borrower and Lcndcr arree to other tcrms of paymenc,thete amounts shall bcar intcrest from the ,• ' Z� �• •�
<br /> `,_ ; dntc of disbuncment at the Note ratc nnd shall bc pnyablc,with interest,upon notic� from Lcnder to Borrowcr rcyuesting r�,~ �,�'c_.• • •^���,
<br /> .' payment. ' ,k . F�i.:-,.
<br /> "�" 8. �a►rtgs�ge Insarance. If Lender reyuircd mortgage insurance as a condition of making the loan secured by this ,� •�-'�'.�'y..
<br /> .'��..,r; Security Instrument, Borrower shall pay the premiums rcyuired to maintain the mongage insurance in effect. If, for any q�
<br /> :-�:•. �� reason, the mortgagc imurance roverage reyuired by Lender lapses or reases to bc in effect. Borrower shall pay the .: ;...�,'�:" .
<br /> :i mmiums re uired to obtam covera � +ubstantiall e uivalent to the mort�a � insurance reviousl in effcct, at a cost ° �`'r '� ; � .
<br /> > �. P 9 6' � Y 4 b'fi' p Y �f•..• -
<br />_-�•"..�' substantially cyuivalent to the cost to Borrower of thc mortgagc insurancc previou5ly in e(fect, from un altemate martgage ;
<br /> ':•; pP Y Y 9 S'b € P"Y
<br /> -°f:�,:;;;;;:; ; insttrer a roved b Lender, If substantiall e urvalent mort a�e insurancc covcr.� c is nut available.E3orrower shnll .� to �
<br /> ••���'x 4� � Lender euch month u sum cyual to one-twclfth of thc ycarly mortgage insurance premium being paid by Borrower whcn the "
<br /> : .cr;�'.�.;:� ...
<br /> - insurunce cover.�ge lapsed or ccused to be in effect. Lender�viU acce�t,use and retsin these payments as a loss reserve in lieu
<br /> ^'��`'`�" of mort a c insu�ancc. Loss rescrvc t mcnts ma no lon er bc re uircd.�it thc o tion of Lendcr, if mort�a�c insuruncc
<br /> _- :;..� � E S P�Y Y 6 9 P 6 b
<br /> ��-- coverage (in the amount and for the period that Lender rcyuires)proviJed by an insurer approved by Lender aguin becc�me�
<br /> .::a�"!.�':"� ' availablc and is obtaincd.Borrower shall pay the premiums rcquired to m�intain mortgage insurunce in effcct,or to provide a
<br /> =.�-tflj^��:���,'.� loss rcserve,until the r�eyuircment for mortgage in�uranre ends in accorciuncc with uny written agrecment betwecn Borrower
<br /> �r:�..-
<br />,�:�"w_..,
<br />_,,,_,_.,�.tr,,� R and Lendcr or applicablc law.
<br /> 9. Inspect[un. Lcndcr or its agcnt may makc rcusonablc cntrieti upon and inspectiom of thc Property. Lcndcr shall
<br /> �r�`�,�� give Borrower notice at the timc of or prior to un inspection specifying reasonable cause for the intipection.
<br />`-'�`�'�'�•° 10. Cundemnation. The procee�is of any .nvard or clxim For dmnages,dircct or conseyuential,in cunnection with uny
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<br /> � To Urtltt I:t�ll:I-0W.'149:fD3 U NAS 61G•T01•I1�I
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