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95101136
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Last modified
3/10/2012 5:32:36 AM
Creation date
10/21/2005 7:22:17 AM
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DEEDS
Inst Number
95101136
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'-e+el��wwReeu.r.w •. ....,.1,..,..�,....�,..i��V;>.r . . . . • 1 <br /> '�l . � .. �1'.�. � n-a w��MYMfsI� (�'�i,a'rY'4. . .. ' . <br /> lYl . `��•� ^,• .,-�' �I�`�,.���r,}i.. ,- . <br /> .�or:.ewu�M nc W jluQ�.Ntto-►'�:.�r�: <br /> i ' , . <br /> . aw•w�w� . _. ....-�ufa'y't'�,,�yU, . . .i r,�,y ._.._.�..... �_• <br /> yFhe:� .. . • "� ^1 . �r'p f.• .. .y ., ?�Y'�Plt'!�"!�y7Wj'r <br /> ^�� �����°'S�a...�. � . .. .. . .. -qve. ,.F1H1Yfii�lt4tinwi.{K�[va�'....y�,.: .. ,. .�- ..,. ..ruht..,i,N.s�?'n -- - -- <br /> ._.. �..±!.►uw.elyr.aMrM.yrr �..�a.a�-�r+� .,.�,...�- ..._...__....._-- - --_ .. <br /> `r- <br /> .n__ . . . .:,. � <br /> .�...._ <br />--��/�6'1' '__s.:' . . . •�.��; ....�.,��_.�. — <br /> ._ ___'__._._.__._'___'._. _ .�__��. - - _'___��_____ __ _�lr.l7NeV4V*' <br /> —.i�- <br /> =�;.-. <br /> , �'��-��t➢1�36 -.:.. <br /> A�JUS�AIiL� �tATE RID�R _ ----� <br /> ^ (1 Ycar TreASUry Indcx—itate Caps—Mixcd RAte IConverston Option) � <br /> ���� <br /> ,---- <br /> THIS ADJUSTABI.E RATE RIDEEt is madc this 2ath day of Fc�b1^u81^y � 1995 � <br /> and is (ncarparatcd into and shall bc dcemcd to umcnd and supplcmcnt thc Mortgage, Dced of Trust <br /> or Security Decd(ti�c "Sccurity Instrument")of the same date given by [he undersigned(tlie "Borro�vcr") _ <br /> to secure Borru�ver's Adjustable Rate Note(the "Note" to — <br /> OOLIA°BUS FEL7LRAL SAV I NC�S DAN� <br /> (th: "l.ender")of'the _— - <br /> same date and covering the praperty described in tt�e Security Instrument and locaced at: <br /> 41a3 ARI7.ONA AVEhMJE C�tAND ISLMID, NE 6�803 �='=`� <br /> �...:...: <br /> (Property AddressJ I�4':;« <br /> TIiE NOTE CONTAIN�3 PflQVi�1iDN5 ALLOVIOIPJG FOR CHANQES IN THE�INTE,REST <br /> RATE AND YHE MONTI�iLY PAYMENT. THE NOTE LIMITS THE AMOUNT TFIE <br /> BORRAWER'S ApJUSTABLE IN7El���'�'RA?�CAfY GHAN��14�AfifY OH1�SiiiflE AfU� <br /> THE MAXIMUM RATE THE BORROWER MUST PAY. THE Nl1TE ALSO CONTAINS <br /> THE OPTiON TO CONVER7 THE ADJUSTABLE RATE TO A FIx�D RATE. �`s <br /> ADDI'PIONAL COVG(VANTS. In addition to the covenAnts and agreements mude in the Security <br /> [nstrument, Borrower and Lender further covenant and ugree as follo�vs: �_ <br /> A. ADJIISTABI.R RATT AND MON7'Hi,Y �'AYMF.NT CHANGFS --_ <br /> The Note provides for an inicia]interest rate of 7•75�Q�1o.The Note provides for changes �" <br /> in the adjustable interest rate ancl the monthly payments, as follows: <br /> d, AILI�ICTARf C ilyTF.RFCT RATF ANI1 M(1NTHi.Y PAYMF.IV7'CHANGTS <br /> (A) ChAnge Uatcs <br /> The adjustable interest rate[will pay may change on the first day of �7�►"Gh , 1996 � <br /> and on that day cvcry l2th month thereafter. Each date on which my adjustable interest ratc coi►Id chan�c <br /> is called a"Change Date." <br /> (B) The Index <br /> Bc�inning witli the first Change Date,my adjustuble interest ratc will be based on an Index.The"Index" _ <br />' is thc weckly avcrage yield on Unitcd States Treasury securitics adjusted to a constant maturity of 1 year. <br /> as made availuble by the Fcderal Reserve Board.The most recent Index figure uvailnblc as of the datc 45 days <br /> ��=-- <br /> before each Change Date is called the "Current Index." <br /> If the Index is no longer avuilable.the Note Holdcr�vil!choose a new index that is based upon comparable <br /> information. Thc Noee Holder wiU givc me notice of this choice. <br /> (C) Calculsttton of Chonges �- <br />' Before each Change Date, the Note Holder will calculate my new interest ra�e by uddinb � - <br /> Two arid Seven-Eighths percentagc point(s)( 2.8750 Qlo)to ,;� <br /> thc Current Indcx. The Notc Holde�wiU then round thc result of�his Addition to�hc ncarest onc-eighth of �';;;�:�: <br /> one percentnge point(O.125%).Subjcct to the limits stated in Section 4(D)below,this rounded amount will ;;i.�� <br /> be my ne�v interest rate until the ncxt Change Date. <br /> Thc Note Holder�viU then determine the amount of thc monthly payment that would be sufficient to <br /> repay the unpaid principal that 1 am expectcd to owc at thc Ctiangc Date in full on thc Maturity Date a[my ''� <br /> ne�v interest rate in substantially equal payments. The result of this calculation �vill bc thc ne�v amount of <br /> my monthly payment. <br /> (ll) Limits on Intcrest Rate Chnn�cs <br /> Thc interest rate I am requircd to pny at thc first Change Dnte will not be �reater <br /> than �J.7S00 °/o or Icss than 5.7500°10.Thereaftcr,my adjustable intcrest rate • <br /> will nevcr Nc increased or decrcased on a�y singic Change Date by more than <br /> Or�e percenta�c point(s) ( 1.0000%) • <br /> from thc rate of interest I have been puying for thc preceding 12 months.My intcrest ratc will never bc greater �'' <br /> than 10.T500 �'o, which is called the "Maximum Rutc." <br /> (G1 LPfectivc Date of Cl�un�es <br /> My new interest rate will become effective on cach Chan�c Date.I wiU pay the amount of my netiv monthly i � • <br /> payment beginnin�on the first monthly payment date�fter thc Change Date until the amount of my monthly <br /> paymcnt chanqes agnin. �, <br /> lr�i nouce or i;nangcs <br /> Thc Notc Holdcr will dclivcr or mail to mc a noticc of any chanscs in my adjustablc intcrest ratc and � <br /> thc amount of my monthly paymcnt bcforc thc cf'fcctivc datc of any changc.Thc noticc�vill includc information � <br /> requircd by la�v to bc 6iven me and also thc title and tcicphonc number of a persan who�vill answer any question � <br /> I may have rcIIarding tlic noticc. <br /> MULTISTATE CONVERT18lE ADJU9TABLE HATE RIDER-Smpia fem�r-1 Voar Troeeury Inde�-FUnnla Moe Unllorm inetrument � <br /> �-845A�u�ou roQo t oi 3 Form 3118 1189 ! <br /> VMP MORTQAI:C FONh7S • iJ001611 7701 � <br /> ��Drinl�d on H�c�N�d Vepu I I�III�I`Ilil)III��I�II��II I�II I��I ! <br /> 1 <br />
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