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. .. �. .�.:.. ��.�� � R . <br /> ' 1'' .�\Y� �NM1M��l'a'7 .� 1 . <br /> _ .,,i <br /> . .,..-.^; fi4 .'ci r. <br /> .oryNyr(:.MildJyw�o.uw/dp�MHMn.4��:� ` *� �r <br /> �_. <br /> . <br /> �,. . <br /> ._�. <br /> i• � <br /> ".�,'�.�...l, i.'��S�� '� . _ �� __.- _ .�___. <br /> ... ' . .. ���.�... ' � • -. .�..__.1.. .:�/�.-. i��l�dS{� ._=a..__- .--. <br /> _ � _ <br /> _ __ _ °� � l oa����.. <br /> : ,� " �, �_ <br /> !2. Nltt^�':RF'.+3'�ti[:l!p5�1lX LHS�lF?Uft�iF'IY�;�f➢wE'�Nlti�y N•A,bY�SIiV��+IA�HAD.fdt! � <br /> Un.zfrreinf:uvtl�antlSoftheSecur3tpinstrumenti��mrndrettoreaduef'oltows: • -- <br /> Lf, pY(orr��et+titr tr�trrnerl;GowrNlNp I��;l�ev�r�iHt,�.This form ot S�curity Cnitrument combina un4Porm covtn�nt�fn�n�Uonal uae �� <br /> en+�notc•+anif�xm covenanU wi�h IimitM v�ti�tfona by Jurisdiction tu conatitute q unitorm security Instrument coverfnp re�l prnperty.'i'�l� <br /> Secutity I�uttrunwnt�hall be Raverned by Fedet�l law�nd the taw of the jurisdlction in which the Nropetty it loc.�tetl.In tAa e��ent that�ny <br /> pr�wul.�n or ckuse o€thte Securiry instn�mertt or the Note rnnfticts vrith appllcebte Isw,�uch con0ist ahaU noS�ffn;t nther pr�vls[on�nP thf.S <br /> Secwicy trouume:►t or ti�e fVatt whici�exn Px rivxn eiirci wiiiiaui tl�e euiiiiiciir�g(iutililoii,aiul Yo il�ly a�:i thu�x:;:Glc;,+a u�t(�t.:;.:;r.ity -- <br /> In�truaKet�nd the Nute�re declared to 6e severabk. <br /> E, 'I'�ANSEP.R OF'tH8!'ROtEitTY OR A iEN�.FRCIAL I1V7'EREST IN 1�01t1tOWER <br /> Uniforrta Cnvenant 17 ot the Security Instrumemt is unended to ra�d as follows: <br /> 17, lY�ter�t H�elire�ena or��ne�ieW I�i�er!t��orrower.IP pli or arty{►ut of the Property or�n intercst thaein f�sold or traa�famd <br /> (nc it a benelicia!fntrrat in Horrower is sold or tnuuferred and Borrower is nnc a natur�l.pe�rson)withaut I.rnckr'a prfqr wrttten con�m�, <br /> [,er�dpr may.�t Lender's option,dtclue all the aums secumf by this Securtty insuumeni to be immediateiy due and pnyable.tlowever,thi:p <br /> epeion�11 not be exerc[sed by Lender iF exerci:�e is no[Quthorized by fedenl law.Lender may wah•e the cxcrcise of th(s option if:(a)florrawer <br /> cae�sa to 6e subntilted to Lender information requ[red by[.e.nder ro cvaluate thc intrnded transferee as iF a ne+v lwn wete beinj tn�de to Iht <br /> tr�mfeiet;and(ts)l.enda rtasaeably determinee that Lender's securtty wil!not bt imp�ired by thc loan essumption and that the ri�k ot Q►e <br /> dreech of any coveaant or�reement In thie Sccurity Instrumcnt is�cce�uble tu L.enda. <br /> T�:��.:.t,�:�rmltt�f ts�.gpfiG�:s I:�•�Ler.�:r msy chere a r�c�±�le fce�a rnn�it�Qn to Let!de['s con..4at to t�[e*_n esu�rr�ki!t, <br /> (.endec may atw rcquire the transfrra ta keep a11 thc promi:,cs and oyreements made in the Note nnd in this Secudty instnimcnt. <br /> "iP i�nder excrcIsa such opdor to aece:rnte.Lender shafl mai!Burcawcr n.oHee of peccleration in ticcocdanoe with p�rasrsph IA i'Kroof. <br /> Stich naica stWl provide a period of not tess t}►an 30 days Prom the da[e the nqttce is mailed within which Fiorrowrr roay p�y�he sums dtc3uM. <br /> due.If Barr�c�+*�fdls to pay such sums priar.r.�t6c eaPiratton of such period,L.endar may,wi�hauc funha�w„�o�.;a�w�xi��::rin:u�tx, <br /> iavoke ainy rc+r.+cYUa perenitted by dils Secutil.;�Instrument." <br /> "Notwithstwnclina a salr or transfer,&�nower will contlnue to be obligQted undcr the I�Iote and this Security Instnimrnt unlas Lmder fus <br /> sarC�cd Bottawes in wrItin$.`" . <br /> F. LtDAIV f�ANGFS <br /> � If the lcw�secural by the Security Instrument is subject to a law whicA sets maxim�un loan charga,and that luw is finally intsrpceted sa <br /> �r. w�• ... I�e ..i........v.11.n�..ri M�,�n,iv.nnl artwrl n rn euwis� unth t a In�n�rr�wtl rmitt�tl ftmitc thrn�(Il�nv surh 1nt.n� <br />- raa 2nv ii:t..��"vot L:...�.»"' A«.�.a.�.... ��.�.�__�S_ Ii----L� }l-'_^—' _�L —• - - <br /> chv�e sh�l!6e�educed by the amount t►eo�swy to reduce the chuge to the permittcd limir.und(2)uny sums�Yttdy collectal from bor�orres <br /> which aecee�iea h�e.rtn[tttd IimIts will be cetit��4 to Borrower.Lender may drraase to make this refund by ralueing the principd o�rod u�a the <br /> �• Note or by irlxtcn�a direct payment to Borro-sku.If a refund reduces princa��,the reduction will be treated as a partial prepayment►u+c�fi�r tFre• <br /> i' <br /> {�att. <br /> ' IN WITNFSS WHF.3tL,QEES�,doerowerlt�exr�wtedtMbAdJa+tabkRateRider. GALl.01t1AY BROTHERS PARTIIER�HIP <br /> 1 . <br /> I c�/ / <br /> . c�' c./ <br /> . TEflRY T. LLOWRY. � g ����� -- <br /> BY: TERR T. GALLO ���CRAL RTNER <br /> � _ <br />� VER A �1. GR�.L[IWRY � ��� . -_ <br /> BY: OSCAR £. GALLOI�Y�R [�EN�R PARTNER �-- <br /> ,--- <br /> f] E. GALLUWAY L=��- <br /> P:r�--. <br /> l . . . . ,_.._.._.._aseal) :...y <br /> BORROVYER <br /> �. Y . GALLOWAY 8Y: JERRY L. GALLOWA�G�G�NE�AL�F;RTNER -- <br /> � ':,•. <br /> � � <br /> s�.::: <br /> �`� <br /> f;�:�:_ <br /> � . <br /> I <br /> �_ <br /> �-_ <br /> � <br />� f .. <br /> I <br /> i �-- <br /> � <br /> ' . - . r 1 .R� . . . . �. • _• ._ <br /> � . ' .. � 't . � �tR�1,1 ' � . ' :1� ' � , <br /> �••i�. „ :•i ,� . , • ' �• <br /> n <br /> �� <br />