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<br /> TOqGTti4?R�'IITH n�� �hc impr��vcm�nts nu�v ur I�rcaftcr crccted on thc praperty, aud all cascmcros,a urtcnanccy,imd �,^;.,,_
<br /> �x�ures nt�w on c�rcaRcr u purt of �hc pmperty. All rcplaccnuntti and additinns tihall :d,u bc u�vcrcd by th�ti �ccurity �-
<br /> Instrument. AI! nf tlic foregoing is referred ta in this Security lnstrumcnt ns the"Properly." ,..�.
<br /> F3QRROWCR C:OVliNANTS tlu�t f3orro�vcr is I;►wf�lly tiCI4ClJ Of lI1C l'ti1111C I1CfCUy l'011VCYC(I and hns thc right to grant rmd
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<br /> conacy �hc Pro�xrty nnd thut thc Property is unGncumb�md, cxccpt f'or cncumbranccs of rccm'J. Borrower wiirr�Ms ;►nQ will �:�:�
<br /> defend gencmlly the tide to tlu�'m�xrty ngainse ull cluinas euld demands,�unject to nnY encumh�anres of record. �;q.:
<br /> THIS SGCUKITY !NS'1'RUMFNT ci�mhincs unifnrm covenunts ti�r national usc und non-un�form covenants witN limitcd � -,
<br /> varintions by jurisdicUon io rnn�titutc a mii(urm sccurity in,trument cavcring rcal property. ,.�,�_
<br /> UNIFOItM COVCNANTS. Borrciwcr and L.cndcr cuvcnant and ugrcc ati follo�vy: � wlicn due thc 1-°!'s"-
<br /> 1. ps�yn�cnt of Ph�lttcl�tal and Intcrest; Prepsiymcnt an�i l.nte Cl�ai�es. porrowcr �I�all pramptly p:y _=---
<br /> princiQal of an�l intcrest an thc dcbt cvidc�iccd by thc N�nc and nny prcp:iyment iuid lutc chargcs duc t►ndcr thc Notc. -__
<br /> 2. Funds tar Tuxes anct Insr�rance. Subjcct to applirablc la�v or u� a�vritten waiser by Lendcr, Borrawer.r•hull pay co
<br /> Lendcr on thc day manthly paym�nts are duc undcr thc Notc,until thc Notc is paid tn Pull,a sum("Fun�')i���chi►Ide�paymci ts
<br /> a��d as�cssrne��ts which muy uttnin priority ueer this Secu�ity instrum�nt as a licn on thc Pmpeny; (b)Y Y
<br /> or ground rents un the 1=ropeny, if any;(c)ycarly h:uard or praperty insurnnce premiums;(d1 ye'u��'l7�`�d iitsur:mce pr�iniums,
<br /> if�ny;(c) ycarly mongagc insurancc prcmiu►ns, if nny: and(� any sums paynb(c by f3orcower to l.enucr, in u.•orduna wi h
<br /> the provisions of paragrnph 8, in licu of thc paymcn[of mortgagc insurance prcmiuma. Thesc items urc ealled"GSCCAW IICI119." _ _
<br /> L.cndcr may, au nnY cime, collcct and h�ld Funds in xn amount not to cxcced the maxiruni :unount a Icnder fur u fcderally
<br /> rclated mort���e loan may re+�uire for enrrower's escrrnv aceount under tlie tederal Real Estate Setdement Proceduces Act of
<br /> 1974 as amc�tc'ed from timc ta timc. 12 U.S.C. Scction 2601 et ser�. ("RESPA"), unlcss unother!aw that applies to thc Funds
<br /> sets a lesser:lmount. lf su. L�ender nmy. ut any cime. coUect and hofd Funds in a� nmount not ro excetd tlie lesser amount.
<br /> Lendcr may estimatc the amount of Funds due on thc basis of current data and reasonable cstimates of expcnditures of fhtute
<br /> Escro�v Items or othenvise in accordance with applicable luw.
<br />- Ti�c Fu»ds sh�ll bc held in un institution whose deposits are insurcd by a fcdcr�l agency, instrumentality, or entiry
<br /> (inciuoing i.cuuci. ��U=r��;����%�!:=���t'•�'•'•'-'-'"^ni�v in miy FedeMl Honte Loan Bank. l.ender sii:�ll apply el��Funds ta pay the __
<br /> Esctow Items,i,ender may nut cliarge Borro�ver for hulding and apPfying the Funds, annually.inllyzmg the cscn,�v i�cc�s��:,�r
<br /> verifyii�g the Escro�v Items,unless C.ender pays Borrower interest on the Funds and applicablc luw perniits l.ender to make such �__
<br />- n chargc. Howcver,Lender may rcyuire �orrower to pay u onc-timc churgc for an indepcndent reul cstate tax rcporting scrvice =;,_,
<br />- usul by Lendcr in connection with this loan, unless applicable law provides othenvise. Unless an agrecment is mnde or
<br />- applecablc(nw rcquires interest tu be paid. Lcndcr shall not bc rcquircd to pay Bon•owcr any intcrest or carnings on the Funds.
<br />- Borrower und I.ender may agree in writing, ho�vever, thut interest shall be paid w�the t�uncts, I.ender shaU gc�``°wh ch ec�ch .—
<br /> wi►hout cliargc,an annual accuunting of thc Funds, showing crc;dits nnd debits ta thc Funds tmd tho purpo �
<br />- debit to tl�e Funds was madc.Thc Fwids ure plcclgcd as additional security for all sums securcd by this Sccuriry lnstrument.
<br /> If the Funda held by Lender excecxi the amounts permitted ro be held by applirable luw. Lender shall accuunt to Bunower
<br /> for thc cxcess FunsiS in acwrdancc aith thc rcquircmcnts of applicablc law. lf thc amount uf thc Funds licld by I.cndcr at.uiy
<br /> time is not sufficient to pay ihe Escruw Items when due.Lender may so notify Bon�ower in a riting,and,in such case Borrower
<br />- 5I11II �ay to Lend�.r the amount necessary to make up tl►e deficiency. Borrower shall make up the deficiency in no more than �
<br /> twclvc montiily payments, at Lcn dcr's so lc discre tio n. �_-
<br />= Upon payment in full of all sums secureJ by this Sccurity Instrument. Lender shall promptly refund to @orrower any r___
<br />- Funds hcld by Lendcr. If, undcr paragriiph 21. L.endcr shall ucr�uirc or scll thc Properiy.Lcuder,prior to thc ucyuisition or s.dc —
<br />-� of the Propen��,shull apply any f'w�ds�eld by l.ender at the time of acquisition or sale us a creclit against the sums secured by —
<br /> - this Sccuriry Instrumcnt. _
<br /> _ 3. Anpllentfon of P.��ments. Unless applicable�a�v provides otherwise, all payments received b�yy ndcr anJer paragraphs -�"=
<br /> ° l and 2 shall bc applied: fint, tu any prepaymcnt charges duc undcr the Nute;sccond,to amounts i �blc undcr paragr�Ph 2: u
<br /> - third,to intcrest duc; founh,to principal Juc;and last,to :iny latc charges duc undcr thc PJotc. Rf•,:
<br />- 4. Char�es; Liens. Borrowcr shall p:ry all tuxcs,asscssmcnts, chargcs, tines and imposicions attributablc w the Property
<br />- wltich ma,y attain priority over this Sewriry Instruancnt, and luisehald paymcnts or ground r;nts, if�n�. Borrowcr sh�;l »ay �
<br /> i thcsc obligntions in thE mt�nncr providcd in paragraph l,ur it not paid in that manner. Bonower shaU � thz�ii on time direc[ly ,.`
<br /> ; to thc person owed pay'meitt. Borrowcr shall prompYl}�furnish to l.ender all notires of amuunts to bc paid undcr diis par,�gr.ipli.
<br />`� If Borro�vcr makes thcsc payments dircctly.Borrowcr aliall prompdy furnish tt�I.endcr rcccipts evidencing thc paymcnts.
<br /> �; �nrro�wer shall prompUy disch:v�c uny licn whirh h.�s prioriry over tliis Sccurity Instrument unless Borrowcr: (a)agrccs in
<br />`'� writing to ihe payment of the obligution secured by the lien in a manner acceptable to Lender: ib)contests in guod f:iith t4�:lien
<br /> -- by, ur dcf4nds against cnforccmcnt ot' thc lien in. Icga! pr�ccalinbs whicl� in thc Lendcr'ti opinion oper:itc t�� pre��cnt the
<br /> cnfotcemcnt of the licn; or(c) sccures t'rom thc hulstcr of the licn au agrcement sati�!'nctory to l.endcr subordinating thc licn to
<br />� this SccuriQy fnstnimcnt. If I..cnder dctcrmincs that nnp part nl'ihe Pmpsny is�u�iect to u lien wNicli may auciin prior�ry o�cr
<br /> -= tl�is Sccurr�j�lnshumcnt. Lender may e;ive Borro�scr u noti�v identil'ying the licn. Borruwcr sh.i11::�tisf'y the licn ur tak�:��ne or
<br />� morc of Qie uctions sct forth abovc�vith.in 10 dayti of thc givin�of notia:.
<br /> J, Farm 3028 9l90 `
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