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rt'ir;.?( yr . . ..r,yi.�.rr�•°j[... •;•`�: . ,. � , 'ti.i.- .�:�.,,t;, . .',+.':'.....:-- -' ' - a� �'�,V��/� + � . _ ►i.. I�ltil�tl�iN9 t�'(:bl!1YkV rlVti!N�fTfk.Nll';F;Eb1�I'1�fyII�'��w)l•A'b'V�hlr.Yk 1eA�ili 1�5f Llniform CatiYnant l3 s f tha Secud�y►nctrument ix�mtn�ied co r��d�a fullow�: ls. Uwblm�ndq M�eir�ewl;Gorer�t.�w;li�erK�Mlrq.Thla forr�e flf Sacuricr Irutrwnc�t yxabiva unifnrm onven�nu fur aaHoMl u�e wncl Aon•uniCorm covenu►u with limited wnationa by Judsdittica�to cautttute N unifo�m sccurlry inst.�unx�nt ccrverin�ral popKCy.71i� Soc�uity laswma�t►h�U be�ovaned by Faferd 4w�nd the law ot Sh�juriMlction tn whlch Ihe Fropaty la locatad.Iu zbe ewst th�t�ny pravleion mr clause ot 46t�Security Injtrument��r the Note cenflicta w(th rpplice►ble law,such conflict ahali nat rffpct ather providou�M tbb Sea�rity instrurttent or tiw Plta4t wi�ici��:tu14JC givE�i[ii�h:i wlill(�iii tiit+Co�iiii�iii�ji.d�iiln�l. i�w1°.A Al+�,:,�.t� Gc.y.ur�i.li..«�(::ii:: :�:.:i::::y 1►yslrurr�ait and the Note ure dtclued tn bc eeverabic. B. T�Al�IBFFit OF T!#F r��'.#T�f M.A II4IVFFC�IA�,INTF.RII�1T EN AORltOWER Un[foem Covenud l7 aYthe Sacudt.y inrtrumrnt i��urxndnl to r�nd n�folln+vs: 17.1Ysirter ot Il�e ha}e�ry or�IIa�elfdsl iwerat!�So�r�wex.If elk�ai Kny pnrt of the Ptopetiy or�inttrat thereln 1��old a t��ew+hn'ad (or It a benefici�l interat in Borrowa ls wid or tr�uuferred�nd ilorrower i�nut�n�turd penon)wlthout L.end�r'r prlot wri►ua oaoeKN, I,iender m�p��t Lenckr'e nption,d�xiva�II Ihe�um�Rocurod t�y thi�Sacurity Irutrument to be Imn�lf�tsly d��u�d p�Yabit. Nowe�w�tld� � option sfull ew�be exercised by Le�xlcr iPcxacfsa b not�uthoricccl by Federal law.I.ender niuiy w�iva Ihe exerciw af thl��ptian If:(�)ian� �� cwur�n tn be�ubmftted ta ILender Intam�tlon requirod by 1.endtr t�ri�luato the intended trrndatve iu IC R new k�a wKe MI�w�d�tn th� trwufe+ree;and(b}I,tndeir reiuron�bly determina t1u�t l.onder's ne.urity wlll nut be imq►irtd by Ihm Iwn�uuumpcia��tlNt tM r1�k nf tlw brach ef�ny covcnant or nlreemme In thit Secudty In�trument ly aceept�ble to 4ender. � To th��trnt�r.-mltied bp ep�l!M..b!s R!w,Lr.^.dM may cha.r:e e rr_son�bM fec r.•,�.,��i Inn�o!fndE*'e�►n.'n��o ihe lo.n yrumecba. LenCmr nuy�lw renutra�he trw�utn•a ro ksep all the promiscs and�jreementa m�cia ln the NotC md in thia Securlty I�utromeat. "It Lender exaciees such opti�n tc►neceler�te,Lender Rh�ll mafl liorrower nQtice of acreltr�idon in aocordance wlth par�r�p9r l4 Mnof. 5uch noticC shall provide a perial of not less than 30 dayc frmn r.fie date et�e nntice le mtlted within whl�Borrowa m�y pay the�weu dalnred dve.If�orrower fdls r.o p�y such sum�prior to rhe eapi�xttv�►uf such pedai,l.endar may,wlthaut funher nollce or dernand oa Barower. Invoke�ny remedlGt permitted bythis Securtry lnstrumcnt." "Notwithstanclin�a sale or transfer.Rorrower will continve to be oblig�ted under the Note wnd tht�Secudr.y I�strument unku[.a�da fw roleasod Borrower in w�idn�'• F'. LOA1V CFIANGE9 If the lan securr:d by the Saurity Instrument is subJes:t to a law which sets maximum loan chargea,and th�t l�w is finally interprctal w �I�.:e�h.lne�..rr�st nr�eht,.Inan�hnrao�n rnllrrtMl nr tn hr�nll�t�rtl{n gonntetion tvith the Itun cxceeYl oernfitttd Wffjta.t6ttt:(11 Ytri StlCh IOSR chu�e shnl!be reduad by the amount necessnry to reduco thc r.hax�e to ihe permitted limit;and(2)eny�ums already coUected trom twrcower which eaoec.�ded permittetl Nmits wIU be refundr.d to Horrower.[,ender mn;l choose to make this refund by ralucin�the pdncip�l owed under the Note or by m�king a dirtat payment to Rorrower.lf a refund.redueey principnl,the rednctlon wlll be tceated as a partinl pre�s�ymtnt undec the Note. , " IN W1TNF.S9 WNERFAF,Borrotirer h�u executal t6k�Ad�jttst�bk R�te Etlder. �� _.-�` (5tal) micHa � so eR '� ��'� � csr�q TONYA D WN �AYL RRO R ,� _ (Seal) HQRRnW6R - (SIdN QRIalNAL ONLY) — f I i L i _. � � i �� . � � .. . , , . � . .., , .. .. . , . , I . . . . , . . . • � � , , , , � � , • i �