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y.. __ ` +..wv . _ ,G • - . . (.'. �C " C _ - • .. . • '.[ ' _ <br /> '1 �} <br /> �.- — - ` , i �- . . - �. ��.�• � - ( [i". . 'C 1 � — <br /> -- ..�.-:\ta ' . . aJ `, 4 ._� :. '. - <c� :' � �- � ' _ " .t:. y;frTyy�r <br /> ``.i� (�.� ..� c . ._ e:R �'i` � . �_ - •��.` . ` .Sc'<•.`Y.`,e-_:�� .y..��_..�' �i. �-�*.. �.it:`.sa. ;`l �yro4R` _ <br /> Y "�,.�c= ¢� F' , ,� i'.�-�``��' <br /> \ c "c. . , - , . _ � , ' z� e?-�� t s+.- <br /> _ . t - � . ' • , ' ' . � ' � ; - -� _�.. <br /> -- ,' t�ende�may-, at any�x.��end hald F�mQs in+an emow[t nat to�axed the m9xTm�un amourt a tcndar ior m fedeaUy cei�ted m�ge �- � _ . -- <br /> , . laan rt�y ce�cFne�far Bor[owers esaow acr.ount und�th�tedaal Resi IEsffie 3ati�ernertt Fhace�res Aet of t874 as amendfld&a�n tPne to` ` , ' ��'. rs = --- <br /> ' fime�12 U.�.C.2601 et s�.l'RB4PA�.�uifess euto�her to�nr tl�at ap�,s tc the F�mds s�ia a t�ssm a�r,ciurt tf so.Lender reay.at erry t6n� -• ;'� - _ <br /> , . . �.` - coHacR ant� hcld Fimds tn an emcimt nat to�ccee�!ffie tesser emcu�. Lertder rtay estUnate the amQUrft of itmds due an the 6uts af :.�`,.:�Y_ _v� <br /> �;.� �� '�qrent dam and c�asona0te eslImate.s af a�ai�of tut�ne Es�aaw ltem ar othgwiae t�aecosdmce w8A sppYm6ta t�v. . �-_-- <br /> ,< < , aaN► , ` �'�� <br /> ` ' °' . ,�'.. iQ►e Fim6s shal he he16 tn an tnslt�8an whose dePos�s ete(nsured bY a tede�al ap�ty.tnsbumert�tY.ar�t3yr(fnd�tt�9 LsnQix B ��'��3 —.�,y <br /> • '}� . .Lender te¢uafi an in�' n)ar tn any Fedeal Home I.ou�Bank lend�s'AaB eppty the F�tv DaY the Esaaw ltants. l�e:dar rtnyr not v--__._- <br /> � � °� eha��e$arrcwer tor hof�g and e�yytn9 the F�mds.ar�uaYY a�►atytBn9 the esaew aceeurd.ar vei�h9 tha Esrlow ft�ne.untess Lender ����`�""`.- <br /> .,,F�,r_�_� <br /> . ' FaYa�onower 1n4�est on ihe Fartds and app�aL:e taw pem�fts Letdei►to maTie stscll a t�targe. However.Lertdc� �nay requke Bamw�to. ��°:`'�_.=-=_-=_ <br /> t�.: -- Y'i�wr.�w^i <br /> . � pay a Anstima eharQe far an 6tdepatd�t oeal�tax r�ottt�ng sdvice used by L�d�tn eonneett�n�MBh Ws{oan.ur.tess appflcel�te ftw ��;:';'-`—_ ' <br /> � `' �?.��.r-_..�-- <br /> , �. �•-_ ,. prroNdes o2heHrt� ltnles� an agreement ta mada ar apy4ca�te �r+v requfrna Intere.st to be Raid, L�des shaD nat be requlred to PaY ;�._ � <br /> •, �.�-----�;_� _ �-�a�....= = <br /> :t ��--'�" .• � Hartower arry 6�tt ar-esemings on tae Funds.Bcrtawe and te,i�a��ay e�ea bs wr�s9.ha:rcta�tt�!�sl��9 6e�si�en the Funda. �� - <br /> . : ` " Lend�sheS ghra to Bosrower,wRhout charga an ann�!asco[mttng ot the F�mds.ahcw�g�W end dsb�s to tho Funds and Ue�urpose � .' �„ - _- <br /> ' far which�ch dd�Et to thA Funds was made. The Funds ete ptedged es add�tonat sesutHyy for atl s�tss seraued Ey U�SecxuHy Ir�stru�nt -���><_.�_�"°�_--_=:.. <br />, .� .r. . . ���+.. �..n-�" - <br /> lf fhe Funds �4dd by leisda�tfle amourita Dem�fed to 6e h�d EY ePPa�aEte�w L�der ahaH ace�mt ts� BormHr�fot tRe • �'•--v. --- <br /> �...+s� -- <br /> � F ���� �• �,- excess Funds Yn ae�r�ca wfth the requtranerta ot appQa6ta Iru. ff the amount o!the Funds h�id by l.eida�amy tHr�e ts nat sut�nt r� F,- - <br /> .� tm pay the E�r1ow Rans when dUa I.etder may so rtot�y Borrowgt fn wrRB�g.ertd. tn such eaae Bolmwer shs9 pay to Lendet the amaurt .� ���r�.���; — <br /> ; ;; : '. � ` ���,{{{��� neeesasry to tnakc up the de9+�etty. Bortower sha�make up the deflei��y tr►nn trmre than tweke ma�rthiyf payme�.at I.mder's sote a�x��'__-=�:.- <br /> F .-� <br /> � � � �� �." � 'A �n. � . . . . � ��`-� t_'_—.:._--_. <br /> . . .. aO Upan eR fn t� of e9 swns secarred b tfiis Searfty(natrum�A. Lrnder shaY prart�tty rehmd to Bortowe�r attyt Funds h�d by , •.�.. _'_k=� --- <br /> :�a:, . P� � Y 2a�'' �...�_ <br /> � • . - O Lend� .I�under para�aph 21.Leader shnD eequYe�or s�!the Rmpety.Lend�,Prior to ftte acquts�tan m saie of the Propaty.st�e�ty ;'� .,y'` --�_�= <br /> . -.� , ., .a-.==--- <br /> �. < � areY Fimds hdd by Lmd�at the fime af ac�dsfHon ar eaIe as a ae�a�inst the sums sewced by tP�ta 3eauEt�lnstrument. �,"-�_"-- <br /> � .�., .. ,. . •, 1 3.Apptfc�4on crt P�yments. untess appscatite taw vrovtdes athawtse.au paymens�alved oy ts�dg una�para�aphs t end �',.�'''__---- <br /> � � � . , � 2 sha9 6a spp�6tsL to enll D�D���aBes�e und�the Nota secortd.to 8motnRs payabfe�md�P�3�Ph�th�+d to fnter+est • . .=�:— <br /> .• , ', � du�taurth,to prfndpat due:and tast.to any Iate eharges dua under tha Note. ' -- <br />