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<br /> = TO(��'�'HER WI?H nll the improvements now or hsmatter erected on ihe�roperty.nnd alI easeinenu.appurtenanoes•nnd ,�� , 5,:,..<,__-
<br /> - • - . �, fixturgs now ��r herpfter a part of the pnoperty. All replacemants and sufdidons shafl also�he coverrd by this Secuc�ty , �.' 4`� =
<br /> • � Instrument.All of the forevoing is refem;d to in this Securiry Instrumsnt as the"Property." ��`�-- --
<br /> ` � BORROWER COVENANTS that Borrower is lawfully seased of the esrate hereby rnnveyed and has the right to grant ead ,� � �
<br /> • '. � cnnvey the Property and tt�at the Property is urtencumbered;eacept for encumbrances of reaord. Bormwer warrants aa�will � __
<br /> � � __ 'defead generally the tide t+o the Property against a1l claims and demands.subject ta any encvmbrances of c�ecord. � —��_
<br /> � �.- . �.���_
<br /> �• ' TIiIS SECL/RI'Y'Y INSTRLJR�iENT combines uniform covenants for national use and noa-uniform covenants with 1'united . ���;_,�,. ._
<br /> � - � •---�� --
<br /> - �� variations by jusisdiction to canstitute a uniform s�urity insuument covering yr+eai pmperty ��--
<br /> � `,. . . � UN�ORM COVENANfS.Borrower and L.ender covenant and agrce as foltows: � ---_______
<br /> •� • � l. Payatent af Prindpal and Intex�est; PcelfaYment and Late C[�arge4, Borrower shall promptiy pay when due ttte. _--
<br /> :..o_
<br /> - . - principal of and interest on the debi evidenced hy._the Note and any prepaymeat and late charSes due under the Note. --
<br /> " 2.F�ds for Taaces and Insutance.Sabject to_applicable!aw or to a zvritten wah+er by Lender,Bm-rower shali pay to .-__
<br /> nsu a __
<br /> ,::��• • � Lender an the day-montIilY payments are due under the Nate,unril tite Note is paid in full.a sum(°Fands")for:(a}yearly pxes
<br /> ' � • • and assessmeuts w►rich may attain priority over this Secarity Insmiment as a lien on the Property;(b)yearlY leasedtold paymen�ts ,
<br />- . . or gmuad rents on the Pivperty,if aay;(c)Yearly hazard or property insurance premiuins;(d)YeulY flood incnran�pipqriums,
<br /> .,t ." ',�. :! .:'` • . _ if any;(e)Yearly mongage insuranoe premiums,if any;and(�anY Sums Papable by Borrower to Lender.in accordance with .
<br />- �• •^ the provisions of paragraph 8,in lieu of the payment of mortgage insurance premiums.These items are calied"Fscrow Items•°
<br /> : � ' Lender may. at any time,collect aud hold Funds in an amount not w exceed the maximum amount a lender for a fedeiat3y ,
<br /> _ . . , nelated mortgage loan may requi�e for Borrower's escraw•account under the federal lteal Fstafe Seittement Procedu�es AcE Qf '
<br /> .��• 1974 as amended from time to time.�t2 U.S.G Section 2601 et seq. ("RESPA'),untess another law that applies to t6e Funds
<br /> ;s� t� '`.� �• , s�s a lesser amount. If so. I.ender may, at any time,coile�t and hold Fun�in an amount nnt to eacc�eed the lesser amoum.
<br /> ' .� ,, •. � - ,
<br /> •_; .. ..__ .: � ��-
<br />__ �;_ . . .._.._�, �_ _. .._-_.I.eader.t'lu�y._est��the amount of Funds due on the basis of current data and reasonabie estimates of exgeadima'�of future
<br /> ,: - - -- - ---. ....------ ---�----- .-._ _._.._.._..— ........_._._..------ -----�--.._.__..__...._._ ..... �-
<br /> - . ' ' Fscrow Items or otheiwise in accordance with applicable law. , --
<br /> � •�� ,. The Funds shall be held in an institution whose depasiu are insured by a federal agency, insttumentality, or entity
<br /> �:`��_' � ° � . (including L.ender,if L,euder is such an institution)or in any Federal Hame Loan 8ank.Lender si�all apply the Furids to pay the
<br /> . . . " _ Fscrow Items.Lender may not charge Borrower for holding and applying the Funds,annually analyzing the escmev aocomit,or
<br /> �� -� ,- verifyingche Escrow items:unless I:ender pays Borrower interest on the Funds and applicab'.e l:jw permits Lender to make auch � .
<br /> ,�� � � a charge. However.Lxnder may require Borrower to pay a one-time charge for an independent real estate ta�c reporting service _
<br /> ' � ' ��i ?•.� used by Leader in connection with this loan, unless applicabie law pmvides otherwise. Unless an agreemeaE is made or � _
<br /> ' � � � ' ., applicable law requires interest to be paid.Lender shall not be required to pay Borrower any interest or eamings on the Funds.• __
<br /> -�.� �, . � - Borrower and Lender may agree in w�iting,however,that interest shall be paid on the Funds. Lender shall give to Borrawer.
<br /> ' . .- � without charge, an annual accounting of the Funds, showing credits and debits to the Funds sind the purpose for whicH eacb
<br /> . debit to the Funds was made.The Funds are pledged as additional security for all sums secured by this Security insuument.
<br /> � � If the Funds heCd by L.ender exceed the amounts permitted to be held by applicable law.Lender shall account to Bortower �f
<br /> ' ' for 2he excess Funds in accordance with the requiremenu af applicable taw. If the amouAt of the Funds held by L�ender at any
<br /> - �.� • � .� time is nat sufticient to pay the Escro�v items�vhen due,Lender may so notify Borrower in writing,and,in sucfi case Bormwer :
<br /> � . shall pay ta l.ender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than ;- _,.�
<br /> - • � twclve monihly payments,at Lender's sole discretion.. • •:�'y��t' _
<br /> . . Upon payment in full of all �ums secured by this Security Instrument. Lender shall promptly refund ta Borsawer any ' `��"���`
<br /> ' � .,,.::_
<br /> ,R � ` . � , Fands held by Lender:If,under para�raph 21,Lender shall acquire or seU the Praperty.Lender,prior to the acquisition or sale _�•__;.;, J;`__
<br /> � ,� . , vf the Praperty, shall app:y any Funds lield by Lender at the time of acquisition or sale as a credit ugainst tlie sums secutal by • y==
<br /> �. •�.�.,�
<br />_ � this Security insuument. '•i��`��
<br /> �.�.
<br /> • y� � 3.Appftption oY Payments.Unless upplicable la�v provides othenvise.all payments received by t.endcr under paragsaphs :�s;A� -
<br /> - �� "' 1 and 2 shall be applied: firsi.to any prepayment charge.s due under the Note:sccond,to amounts payable under paragraph 2; � -�.
<br /> .� .
<br /> ' • third,to interest due:fourih,to principal due::uid 1�st,to any l:�e charges due undcr the Note. `"� � " � ''
<br /> ,�. .'�•..: v
<br /> - �� � . 4.Chargcs;Liens.Borrmve�shafl pay.ali taxes,assessments,charges, fines and impositions attributabte to the Property +�
<br />= if which may attain priority over this Security Instrument. and leasehold paymenu or gruund rents,if any. Borrower shall pay =�c.�'�
<br /> these obli ations in the manner rovided in ara ra h 2,or if not a�d in that manner.Borro�ver shal! a then�on time dire.cit `'�_
<br /> � P P S P P � P Y Y :,�s?r:
<br /> ," to the person owed payment.Borrower shall promptly fumish to Lender all notices af amounts to be paid unde�this paragraph. � . � .
<br /> � If Borrower makes these paymcnts directty.Borrower shali promptty fumish ta Lender receipts evidencing the payments. . . . .
<br /> ' ' Borrower shall promptly discharge any lien which has prioriry over this Security Instrument unless Borrawer. (a)agrees in ' ,
<br /> � � � wd�ing ta the payment of the obligation secured by the lien in a manner acceQtable to Lender:{b)contests in good faith the lien � .
<br />- � . by. or_defends against cnforcement of the lien in, legal proceedings which in the Lcnder's opinion aperate to prevent the �
<br /> � � enfarcemem of the licn:or(c)secures froro the holder of the lien an agreement satisfactnry to Lender subordinating the lien to :� �- . �
<br /> •• this Security instrutnent. If Lender determines that any part of the Property is subject to a tien which may attain priority over - �
<br /> < , • "� : this Securiry lnatrument. Lender may give Borrower a natice identifying thc lien.Borrower shall satisfy the lien or take one or . �
<br /> • • more of the activns set forth above within 10 dayc of the giving of notice. .
<br /> � � � , . form 3028 9190 •
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