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200412493 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />,�� <br />L (Seal) <br />CHRISTOPHER G.G. COX - Borrower <br />(Seal) <br />KRISTY D COX � - Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower <br />- Borrower <br />0069692036 <br />dM�57R (0008) Page 4 of 4 <br />Form 3170 1/01 <br />12/28/2004 12:51:10 <br />