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200412481 <br />BY(SIGNING BELOW, BORROWER accepts and agrees to the terms and covenants <br />contain d i this Ball on Rider. <br />(Seal) eal) <br />GAR A NER - Borrower LI K WEGNE - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Sign Original Only] <br />-877R (0402) Page 3 of 3 Form 3190 1/01 <br />