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<br /> ,. not tv"ez�ad�trte'm�Qmum emcunt a t�+d�tor a tade�nIlf►wia�'maRgase ioan rt�y �+tre tar srs 1 urtder the , .�•�
<br /> • . . taQ�rflt Ree!�8eti�neet Pra�adsires Aot et tffl4 as arr�ndad from lirt�to t�a. 17 U.S.C.�81 62 s8q I`�`�A9.untess enoth8r faw ` . ,
<br /> —'.'"� `�. � �' that eap6es to tha�unds s�ta a tesser araow�L tf so.Lend�m3y.at enl►tlmti.eoifect and Rekl Fimds In en amount not to exceEd the . � . : .
<br /> - '°` , fassor�unL taa�r may esttmats tho a�auni a!ticnds @ue an tha basts o!cuRent dafa end�easona0�i estYnates at e�endFanea ot � ; . `` �
<br /> - `.,: ;�` .:�� - . fimue E�roW ti�tts ct ott►orwis�kf stxcsdlttC�w$1f epD4Ce0ts law. • . ,
<br /> •� '`,• :�• , � • Th��Funds shn8 ba haT�h an Y�on whose depns8s ats hsucea bY s teQmral a8en-ef►. hsbvmeaita@y.ar enl8y(hcAtdinO lender.U . , _
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<br /> L�dar is sitc�F-istSsB�n)ar h atry FaQe�s1 Hame Loan Bank t:onder Shell epDiy the Funds to Day tho Eaccow Items. lenQsr�►�ay not _
<br /> -'�'�,F°` �� ' eharps Bartower 4ar.nolQinp an0 eDA��ths Funds�ennua¢�l enayzhy tha,eserow aeeounL or v�ytnp the Escraw items. unisss lender -,;,�; '.: ,. "` °
<br /> -- �•..,,. . • pays�orrawer hierest on th9 Funds and appacabi��w peemRs Lart�to make suet�e cherQs. Howev�.Lender may raQuUa Bortawer to , .
<br /> .-'� °. � , ` pay a ona4hr�e chargq tot en hdep�dent�aai estate tax roOorNnp se�vtce used by Lend9r t�carm�tton�Bh th�toen.unJess appGcebte taw . , , . . . . �
<br /> - �'`�,. ``,� ` Y � . proytdes otha�wFSe. Untess an apreenent is made ar epp�6i� iaw PequYes hterest to 0a patd. Lender shafl not be rsqu�a0 to OgY , ,-. .
<br /> .:t .�r Bortotivet CnY tntet65t ot e2rtttngs On ths Ftn�.BOtrower end L8nQ9f may&gree h vmZlnp.hawever.that tnterest shaQ tie Pald on the Fur.ds. ` .
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<br />_._'�,.__--_._._ :�__. '�. . Lender shaD Qt+re to Bomower.wShout char�a.en eruival accaunt�9 ot the FunOs.shauutnp cred3s and Q¢b�s to trta Ctimds and t�e purpose ..;. -_._...- --
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<br /><� ',_; , . for which ea�de�II to the Funds was maQ� Tha FunBs era P�ed es Rdd�onal seair3y for aD sums secur8d by this SscurBY tnsuumant. - �-- - ,
<br /> ,;. �� . N tR9 funds held bll L�etldBt�d the amC�mts R�R►8�6d t0 ha h8f0 bY ePDQCBb�B taw. �der snan eccaurtt to eormwar tor the . � .
<br /> `.-��. . v. . e�cess Funds�accardant�w@h the requi�arrients ot appGcabi�(aw tf t�s emoucit ol,the Funds he�by Lertder at eny ttme is no!sufficimit . ". , ..
<br /> _ --�.�'��Y;f `,:�' �� to yay tAs Esesow iterns when da�lo�e�r may so not$y Barroweo tn w�HYi�.anQ in sucA cas�Bartawsr sha0 pay to Lender the amaunt • .. _ . '';� .
<br /> - ' ����.�•.. . •°. ` ' neces5ery to rt�atce W Rtte deficien�Y. Bartower ShaU matce up ttis deficien�7► h no more fhari twebre month,y paY�1s.8t Lenders Sot� . � .
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<br /> ^�'';� .,,` .�",<�."-, �)pon payrt�er►t in(uD af a0 sums secured by thts 3ecurdy fnstrurr�ent.tender shasi prcmptiyr �efurid to 8orrower enY Funds hetd by . . ' ;a
<br /> ` •+ �r ,• -, Lender. t�under DareprsPh 21,Lender shau acquire os seJ the Property.Laader.PRor to ths ecquission cr seja ot the Property.shatl apDy . '
<br /> :�.J�.••.. � enY Eimds heb by L�der at the th�ot ac�Ls@ton or sat0 es a creda a9�the sums secured by this 3ecur�Y trtstrumenL � .
<br /> 3.Applt�;atlon oi Payme�ta� Untess appGca6fe faw provtdes othervrLse.a0 payments received by Lertder under para9raDt►s 1 and � _
<br /> `. 2 sAaO be appliefi fUst, to arry prepaymcmt charges due under the Not�secand,to emounts payabte under parapraph�thW to(nterest � .
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<br /> ; .'.; : ;: ' .," : du6:fauAb,to prtnctpal dua;and tast,to any tste cherges due under the Note. `' ; �
<br /> :c:�" �.� �r��:�h . • 4.Charges;L[ana. Botrower shaD paY aA ffixes.esssssm�ts.ah�Bes.fines and fmposft(ans.atfibutabla to ttie PropeRy whbb , . ,
<br /> .., ."r. . �� . maY&�1 D�Y over thls 3ecu�ty Insbtune�end Ieaseho�paYmac►ts or qround rents,B arty. Bacrower SheS pay these obQgBUons tn the . .
<br /> � w. .._;.__�- e �e shst� 8ano�shas th�n on 8nra dtc�sqy to tha p�son arrad �.�ner►i � -
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<br /> , Bortow� shaD prompty fUmish to L6nQ�eD notices of emaunta to 6e petd under tbTS peragr�aDh. B Barfower makes tAese Faj:nents� . � ,t �t ��
<br /> ' . ' . d�6Cull.Boaawer Sfia�prampityr f�ttnish ta Lender taceipts eufdenCinp th0 PeY�� t / -
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<br /> ' . �. " � Boaower shatl Dro+�yBY'dischatge enY tien whkh has prtorRy over this Secur3y Mstrumant untess Borrower.�(a3 e8cess fn wr�ing to the _:,-,��`�
<br /> _ .,.. :,� .�_~ payment Of the obti�atton seeured by tt:�C�n tn a mann�ecceptebte to Lender;(t►)contests in good faithh the Qen by.or defends agatnst ,•. .. : :
<br /> - . �i" �... . `. �. - eeto�t at tfie tt�-fn.le�af�proceedings whlch-fn thetonders opinton operefe to prevent the enfor�ement ot the Uen:or(e)-secures.irom -. : ..:'_i ,
<br /> ' the hol4�of tha Qen en a�eeRnent satt5fa�ry to L�der subordhatTnp the Qert to thts Secu�y InsYrumen� R Lender Qetenninas that er►y .
<br />' . . - paA ot the Property►is subjec?4,e� whicA may attain pdor�y over this S�urtty►tnstrumen�Lender may gTve Boaower 8 noWs fQ�Ofying , • • .
<br /> � ' fhe lten. Bcmqwe�r shall satiSS`y the Rsn ar take one ar mare ot tAe acttons set torth abovB wMh 10 Eays of the gtvtng ot notice. . , � i
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<br /> � ' S. Hazard or Proper[y Insuran�e. Borrower shaD keep the imDrav�ne►►ffi now existtng or hereafter erected oA th3 PrapeRy •,,.,7,,:
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<br /> � � insured st toss by fre. hazerQs hc�0ed wfthKthe teim'eod�tQed coveiape'end any other hazsrds. Ncleding ftoods or flood'mg,for � . . .,,_���
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<br /> • ,. whlch Lendar�lres Inswance. Th1s hsurance sheA be mehtahed in the amounffi and for tAe pedoQs that l.ender�equf�is. The a�suianCe 1/' .(
<br /> . � � cartiar pcovidtnD•the Inswariee ahaD be cRosen by Borrower subiect tv Lend�s eyyro+ral whiab shaB rtot ba unreasanably wRhhetd. H �,, � =, � • �'
<br /> .:' • , - Boaower faQs to matntetn caveray� Qescrbed abo��Lender may.at Lendets optton.abffi6f•covera9e to Protect LenQers dghts fn the -.-- • - -
<br /> �� � . . PtoAerty�aocor�dance wIlfi paragre�h� . . . `�
<br /> • AO Insutanee poQctgs end cenewa(s sh�D 6e accepffibte to Lender end shaD Inctude e startdard moRgege clsuse. lender shall heve the `�''
<br />' . " �_. � � � riyht w hob the po6ofas end renewaL9. If Lender requirres.8orrower sha0 prompty ghre to LenQer all recet�ts of patd premtums and renexral ���
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<br /> � ` � ` • notice9. tn th0 evant of bss.8orrower shap gAre prompt notice to the fnsurance carrier and Lender. Lsnder mag make proo}of toss H not , . �
<br /> " . . made promptty by eorrower. ..
<br /> ' ' ' u��ess�ens�er ana eonower o�nenN�e a�ree � wr�e. tnsurance proceeds shaU be applted to restoratlon or repaV o!the Property ' • �
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<br /> `�f. �,�� . damaped, � the �esto�ation ar repaY t� econamieayl feasbt� an0 Lendera secufdY ts not fessaned. It the rsstoratton or �patr is not �._
<br /> ' ;�� economicaVy feas�le or Lenders securPty wout0 bo tessened.the Insurance p�oceeQs shaU be appUeO to the sums secured by this�ecurfly �. " ,
<br /> � � 4 tnsbumen�whether or not then due,wRh srry e�xess Detd to 8orrower. It Borrower abanQons the Property. or doas not enswer wBtfin 30 �• � ' - �
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<br />- . � '�`�� �ays a notice(rom Lsndgr tAat tAe hsurance carrier has oHered to settt�a ctaim,then Lmnder may co0eot the bsurance proceeds. I.ender ' •
<br />_ ' 'y f• � . � mny uae the proceeds to repafr ar r�estore the Proyerty or to pay sums secured by this Secur3y Instrumont,whether ar no!then dus. The �� ' • •
<br />- � . • � 36deY Perbd w�bepb when the nottrs�pfven. �• • : ..
<br /> � _ . . Un(ess L�Qer an0 Borror+rer othetw(se a�ee In wfahp.any app6catton ot proceeds to pdnctpal shall not e�Rend or postpone the due E ' � � �
<br /> {;. : • . � Qste o!ttre monthy peyments reterted to b paragraphs 1 en0 2 or change the emaunt of the payments. It under paragraph 21 lhe Property i ,
<br /> . . � � ' . � is aoqutred by Lender.Barrowers�tgt►i to any bsurance poQCtas and proceeds resuWng trom dsunage to Ne Property pdor to the acqutsKlon '
<br /> '• . • • • , sha�0����►to tho wdent of tha suras secured by th�SecurRy tnsWment inmediatey prior to the acquts�ton. � � � •
<br /> -� � � �� �'�• � _ 8.Oecupancy, Preservatton, MeTntenartce and ProtectJon of tt�e Property; Borrower's ��an '.
<br />�` ' . AppllCatlOO;LQaECh01d�Borrowe►aha0 oeeupy, estabUsh.end use the PropeRy as Borrowels prheipal�estQenee wRhin s�y days � •
<br />�_�� .`�. �,. � � • atter tha execution ot this SecurRy tnsbwnent end aha9 conthue to accupy the PropeRy as 8onowera pdno�at rosldence tor at iaast one { . •
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<br /> - ' � • yeu aRer tha date o}accupancy,unlass lender othe�wka asrees In wr�1n0.whicb cansent sha0 no!be unraasoneby wRhheid. or untess � _
<br /> ��;.� .�-�' �� e�¢enuatin�circumstances�cist whtcb an beyond Borrowefs controL Bcrrcw�sha8 not desuoy.dama98 or h�paY the Property,eltow the � �
<br /> .: . . • Proporty to delerQonte�or cammk wast�cn th�Property. Borrower shaY be h dafauR U any tortetnuo acttan or proceedhg,wheth�clvU or � .
<br /> -''�.nr��, � cri�nfia�is Ee�n tAet b l,ertQera Qood faHh jud�ment eoutd resuB b foRefture ot the Property or otheswlse materiaRy ImpaY tha Uen created ; . .
<br />����� � :� �.�: by thFS Secafdy MsUUrr�en!or I.end�fa sacuYdy tnierest Borrower may eur0 such e detauR and retnstate,es provtded In paragraph 18.by ► • .
<br /> -�= �� �••F�^ • caus(np the actton ar praceeQtng to be Qismissed wittf a �uTnp tha� In LenQeP9 good faah Qeterminadon. prec(udas toKe'dure o1 the ! .
<br />_�`?'�Y:• Bortawe/e Interest(n the Praptxty or oth� matertal tmpalmen!of the Qen created by this Secufdy tnsbument or Lendefa seCUfiry Interes� .
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<br /> �'�_��.: =�':. Barrower shaA atso ba tn d�fau�H Borrawar. durhp the loan appGcBtlan process,gava materia¢y tatse or tnsccurate hformaUon or stataments 1 ,
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<br />_�*,—" � . to L�ndQr(or faQed to proviQa Lender wdp any mateRal tntormation) b cannectton w91�the(oan avtdenced by tha Note,fictudfng, but no!
<br />= Qm�eO to.represenffi8oas eoncem(Ag �ottowefs occupancy o1 ttie Property as a pfincipat rosiCence. If thta�Sectt�ty InsWment ts on a • •
<br /> �� , �asehotd.Bortower sAaU compiy wfth all tfig provts(ons of the fease. f! Borrower acqulres tee titte to thg Property.the leasehotd end the
<br /> ti_ _ � , ' . tes t319 sfls0 not mer�pa untess tho Wnder agr�ss to the merger tn writ6ig. �
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