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200412438 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />ill_x�_ I (Seal) <br />BONNIE J Bl&N - Borrower <br />D (Seal) <br />BARRY D AROWN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />-6(NE) (000501 Page 14 of 15 Form 3028 1/01 <br />