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<br /> 7 `��,•: �.� ' " '1'OGETHER Wi1'H all the tmprovements now or hemafter ere..-t�3 oa the property.and all easements,appurtenances,and � - �
<br /> . . , fixwres now ur herra�'er a part of the,property. AII replacements aad additions shall also 6e covered by this Security � • � . � '
<br /> --- " . . tnsuvrttent.AII of the foregoiag is referted to in this Security Instsvmem as the°Propett}r•" ' ' : '�,,� .`
<br /> ` `,�. .�� ��'� .' __ BORR�DWER COVENANTS that Borrower is lawfully seised of ihe estate 6ereby oonveyed und has the ri�ht to grant and • � �' �
<br /> _ _ •.��_•� Y.'. � o o n v ey the Property and that the Property is unencumber�.except for encumbranrxs of record. Borrower warrants and will -�- _: ._ '��Y-'
<br /> , . ,- - defead generalt �he dde ta the Pro � L- -° -
<br /> - ' . , Y P�Y BS��st aU cL3ims�and dea�ands.subje�to any encumbrances of reoord. ''�-�-`��-.-
<br /> ..."� • THIS SECURIT1t INS°I'l�IIMENT rnmbines uniform covenants for national nse and non-uniform covenants with Iimited
<br /> . y... .. , - .� y'��-.
<br /> ' ' ' variations by jurisdictio�ta consptute a uniform security insttnment covering real,ptoperty. : •;''�., .
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<br /> � - -- UNTIFORM COVENANTS.Bomower and I.ender caveraut and a�ree as fo(lows: -�- - ,-�� �,� ,.
<br /> - � ` l. Fayment a�Y Priadpgl and Interest;prepaymeM.and Late Cha�es. Borrower shali promptly pay when due the � . - -- . �*, ..
<br /> '. • � : ; prictcipttl of and interest on the debt evidenced by the Note and any pr�ayment and tate charges due undes the Note. ' � �` • . � �
<br /> . .� ,-_.; , , • 2. Fands for Taxes and Insvnaace.Subject to applicable law ar to a written waiver by I.ender. Bomower shall pay to • ;;�;' �..;�
<br /> ` , _ Lender on the day inonthly payments are due mder the IVote,until the Note is paid in full,a sum("Funds")for.(a)yeazly taxes • � �. �'•��
<br /> °' , . <'. and assessments wdich may attain prioriry over this Securiry Instrument as a lien an the Properry:(b)Yearly lc�sehold paymenu � • . . �,r,
<br /> .. . .. or ground renu on ttae Prapeiry.if '� � .. .
<br /> .` ;. . any:(�)Y�Y hazard or property insurance pre�iums;EA)Yearly flood insurance premiums. ,•. - .
<br /> ' : if auy:(e)Year1Y mortgagc 6nsurance premiums, if wy;and(�any sums payable by Borrower to Lender.in accordance with y ` . �� }9�'���
<br />; ; ' .. ' the pmvisions of paragraph 8,in lieu of the paymet�t of mortgage insurance premiums.7'hese items are ca(le�"Fscrow Items." �:` •. �.
<br /> . � � .. I.ender may, at any time,coUect and hold Funds in an amount not to eaceed the maximum amourrt a lender for rs fedeiaUy ` '�' " �
<br /> .. ti., .�. •� ���.
<br /> '' , related mortgage loan may require for Borrower's escrow accoum uader the federal Real Estate Settiement Procedures Act of
<br /> ._ . .
<br /> ' � ' ° 1974 as ameuded fram time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"),unless anothea-taw that lies to the Fuads
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<br /> ' -sets-a.lesser a�ant.--If-so.- L�ender�may:a�-arry time;-collectand-fiotd-Fnrrds Yrr�n arnounT nof�te exceed the�esseT�amount. -.__..._ _.
<br /> . . . �,:: �:;, .
<br /> � ; •�z-�:Y-:-.�= --- - t�cdermay estimate the amount of Funds dae on the basis of current data and reasona6le estitn3tes of expeaGitures of future �-:�_•x-,i,'`�__�--
<br /> ' Fsaz�w Items or otherwise ia accordance with licable law_ . r•°,r 3.=._
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<br /> , •� .�• . ..The Fus� shal!bc held in an iiutituti�m v�tiose deposits are �rs�ued by a federal ageacq. instrumeniafiry. or entity '<<--�,y-��.�--
<br /> . - - - • --- - (including I.ender,if Lender is such an instit�tion)or in any Federal Fbeme Loan BanR.I,erider s1alI aPP�Y-�e Funds to pay the �_�`�
<br /> �� Escrowltems_Lertder inay reot charge Borrower for holding and aPPlying the Funds,annually analyzinD the�crew account,or
<br /> ,'-:.•:. .' � �eiifying the Escrow Items.anless Lender pays Borrower interest on the Funds aR��tapble taw pemiits l�a-,�r�matce such y���
<br /> � .,. a charge. However,I.ender rnay require Borrower to pay a ane-time charge for an independent real estate tax reporting serviee -
<br /> a�sed by Lertder in connection with d�is loan, unless applipble law provides othetwise. Unless an agreement is made or _��-�:
<br /> . applicable law requires interest co be paid,Ixnder shall rtot be required to pay Borrower any interest ar.eamings on the Funds. ' Y=
<br /> • • . '. Eorrowet and Lender may agtee in writing,however,that interest shatl de paid an the Funds. Lender shall give to Borrower. � .��
<br /> without charge,an aruwal acoounting of the Funds, showin�credits�nd debits to the Funds and the purpose for which each ' � �
<br /> � • _ .. • debit.to the Funds�vas made. The Fuads are pted�ed as additional securi2y far a11 sums secured by this Securiry Instrument. �'
<br /> .,
<br /> If the Funds held by Lender eaceed the amaunrs permitYed to be hetd by applicable taw,I,ender shall accoant to Sorrower �`'--
<br /> for the excess Funds in accordanoe with the requircments of applicable law. [f the amoant of the Futtds held by I.eader at any �__'
<br /> • , time is nat sufficient to pay the Escrow Items�vhen due.Lertder may sQnotifj Bortower in writing,attd,in such c�se Bamuwer %�:��`
<br /> `� shall p�y to Lender the amoeint neces.sary to make up the deficiency. Borrower shall make up the deficiency in no more than ,t�
<br /> � . � t�vetve monthly payments.at Lendcr's sale discmtion.
<br /> , . , Upon paymeat in fisll of all sums sccuned 6y this Security Insmiment. L.ender shall prampdy refund to Borrower any `
<br /> "•' . , Famis heid 6y Lender.If,under parugraph 21, Lender shall acquire or sell the Praperty.L,ender.prior to the acqoisition oz sale �'-'r�
<br /> of the PrnpeRy,shaU apply any Funds he[d by Lendet ai the time of aoquisiteon ar sate as a credit agaiast the sums securEd by �-
<br /> ' � , this 5ecuricy Instrument.
<br /> ' .' 3.Appliqtton of Payntents,Unless appficablP IaN provides otherwisc.all payments receiyed by I.ender under p2tagrap}�s
<br /> • . :' „ 1 and 2 sha11 be a lied: first.to an —
<br /> p0 y prepayment charges dae under the Note:seoond,to amounu payable uader paragraph 2;
<br /> " . � .• tfaird,to interest due: founh.to principal dae:and last.ta any late charges due under the�Tote.
<br />_ �" 4•Ci�arg�: Liens. Borrower shall pay all taaes,assessments,charges, fines and impositions uuri6utable to the Propeety —
<br /> ' � �.� • which may attain prioriry over this Security Insuvmeat. and lcacehold paymenu or ground rents. if any: Bomawer shall pay �"�-
<br /> tkese obligations in the manner provided in paragrayb 2,or if not pald in that manner.Barmwer slial!pay them on tirc,e directly
<br />'€ , � • to the person ou•ed p�yment. Borrower shall promptty fumish to Lendet all notices of amounts to he paid under this Paragap6.
<br /> ;z�R If Oorrower makes these payments directly,Borroti�•er s1uall p r omptly fumish ta Lender r�oeipu evidencing the paymenm.
<br /> �' •• Bqrrower sh311 promptly distharge any lien wt�ich ha;priority over this Security Instrumeat us+less Borrower:(a)agrees in
<br />_ ?.�. � - - writin�to the payment of the obligation serured by the lien in a marmer aoceptaDle to Lender.(b)oont�ts in�ood f�ith the liea
<br /> by.or defertds a�ainst enforcement of the lien in, tegal proeeedings �vhich in the Lender's opinion operate to prevent the
<br /> := :� � �. , enforeement of the lie�:or(c)secures from Ne holder of the liea an agree►nent satisfactory w I.ender subordinacing the lien to -_ _
<br /> __ ` �h i s S e e u ri t y i n s t r u m e n t. I f L.e r.d e r d e t e m n i n e s t h a t a n y p a r t o f t he P r ope rt y is su bject to n lien�vhich truy attain prioriry over -
<br /> this Serurity Instrument,l.ender m�y gice Borro�cer a notice identifying the lien.Borrower shall satisfy the lie�or take oae ot
<br /> tnore of the uctions set forth abo��e within 10 clays of the giving of notice. �."'; `••
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