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200412386 <br />which Borrower must pay all sums secured by this Security Instrument. If Borrower <br />fails to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br />- 1 <br />(Seal) <br />STEVEN E. KOSINSKI - Borrower <br />C <br />�- <br />/' (-- <br />(Seal) <br />TI A M' <br />INSKI <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />CONV <br />• BC -ARM Rider <br />FE -4279 (0410) Page 4 of 4 <br />