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After Recording Return To: STONECREEK FUNDING CORPORATION <br />1515 WAZEE STREET #300 <br />DENVER, COLORADO 80202 <br />Loan Number: 0411110005 <br />MIN: 1001732 - 0411110005 -0 <br />Prepared By: <br />[Space Above This Line For Recording Data] <br />DOC ID #: <br />20041238C <br />InterestOnly ADJUSTABLE RATE RIDER <br />(Six -Month LIBOR Index (As Published in The Wall Street Journal) - Rate Caps) <br />THIS InterestOnly ADJUSTABLE RATE RIDER is made this 23rd <br />day of NOVEMBER 2004 , and is incorporated into and shall be deemed to amend and <br />supplement the Mortgage, Deed of Trust, or Deed to Secure Debt (the "Security Instrument ") of <br />the same date given by the undersigned (the "Borrower ") to secure Borrower's Note to <br />STONECREEK FUNDING CORPORATION, A COLORADO CORPORATION <br />(the "Lender ") of the same date and covering the property described in the Security Instrument <br />and located at: <br />420 JOHNSON DRIVE, GRAND ISLAND, NEBRASKA 68803 <br />[Property Address] <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY <br />INTEREST RATE AND MY MONTHLY PAYMENT. THIS NOTE LIMITS THE <br />AMOUNT MY ADJUSTABLE INTEREST RATE CAN CHANGE AT ANY ONE TIME <br />AND THE MAXIMUM RATE I MUST PAY. <br />CONV <br />. BC -ARM Rider <br />FE -4279 (0410) <br />Page 1 of 4 <br />Initials: �5��I<l <br />� '�`1(t,__ <br />4 <br />If <br />