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<br />(Space Above This Line For Recording Datal
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) ''Security Instrument" means this document, which is dated ........................ R 18. 711114........... _........... .............. together
<br />with all Riders to this document.
<br />(B) "Borrower" is :!ON.N A ,SH.u!TZ.and.ingA!E.A...QNl0.Ti, HUS9. ANBANP. W.! Fh ....... ............................ ....................................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANK OF OgNIPHAN ........... ............................... .
<br />Lender is a .QPSeata6vo. _ ....... ............................... _............................ ...................... organized and existing under
<br />the laws of .I4010PAl Rabrrska ............ ........................ ........ . Lender's address is . PP.. OW274.114N.19110,.% ANA 0274......
<br />.......................................................................................................................... ............................... .
<br />Lender is the la s,ficiary under this Security Instrument.
<br />(D) "Trustee" is TierOne_Bank PO Box 83008,Linealnr NE. 68501,,,,,,,,,,,,,,,,,,,,,,,,__........................... ......._........ ...........
<br />....
<br />..............
<br />(E) "Note" means the promissory note signed by Borrower and dated )A I,Q ZQ04............ ....................... _... _.......... The
<br />Note states that Borrower owes Lender PnabunWedseveoieen thousAM Sie NUWred. aod. naLWl )........_ .................... ....................
<br />........... ...... _ .... ......._.................. Dollars (U.S. $ 1.17,Qpl.p0 ... ,,,,,........ .....) Plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and m pay the debt in full not later than ..................... 01,P84AQ6............_.......
<br />......................................................................................................................... ...............................
<br />(F) "Property" means die property that is described below under the heading "Transfer of Rights in the Properly.
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />U 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Eleclrade Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic ]ustrmnent, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limned to,
<br />poim.-obsale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Properly; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance to lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ¢2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or allccesstlr legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(0) "Succeaaor In Interest of Borrower" means my party that has taken title m the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument,
<br />Form 3028 1101
<br />NEBRASKA — Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT 1111911111111 it III
<br />In Sysmms. Ire.,a Cloutl,MN Po,mMa 1 Nr In 6000
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<br />(Space Above This Line For Recording Datal
<br />DEED OF TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) ''Security Instrument" means this document, which is dated ........................ R 18. 711114........... _........... .............. together
<br />with all Riders to this document.
<br />(B) "Borrower" is :!ON.N A ,SH.u!TZ.and.ingA!E.A...QNl0.Ti, HUS9. ANBANP. W.! Fh ....... ............................ ....................................
<br />.......................................................................................................................... ............................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANK OF OgNIPHAN ........... ............................... .
<br />Lender is a .QPSeata6vo. _ ....... ............................... _............................ ...................... organized and existing under
<br />the laws of .I4010PAl Rabrrska ............ ........................ ........ . Lender's address is . PP.. OW274.114N.19110,.% ANA 0274......
<br />.......................................................................................................................... ............................... .
<br />Lender is the la s,ficiary under this Security Instrument.
<br />(D) "Trustee" is TierOne_Bank PO Box 83008,Linealnr NE. 68501,,,,,,,,,,,,,,,,,,,,,,,,__........................... ......._........ ...........
<br />....
<br />..............
<br />(E) "Note" means the promissory note signed by Borrower and dated )A I,Q ZQ04............ ....................... _... _.......... The
<br />Note states that Borrower owes Lender PnabunWedseveoieen thousAM Sie NUWred. aod. naLWl )........_ .................... ....................
<br />........... ...... _ .... ......._.................. Dollars (U.S. $ 1.17,Qpl.p0 ... ,,,,,........ .....) Plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and m pay the debt in full not later than ..................... 01,P84AQ6............_.......
<br />......................................................................................................................... ...............................
<br />(F) "Property" means die property that is described below under the heading "Transfer of Rights in the Properly.
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />U 1 -4 Family Rider ❑ Biweekly Payment Rider
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Eleclrade Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic ]ustrmnent, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limned to,
<br />poim.-obsale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Properly; (it) condemnation or other taking of all or any part of the Property; (iii) conveyance to lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and /or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ¢2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.P.R. Part 3500), as they might be amended from time to time, or any additional or allccesstlr legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(0) "Succeaaor In Interest of Borrower" means my party that has taken title m the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument,
<br />Form 3028 1101
<br />NEBRASKA — Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT 1111911111111 it III
<br />In Sysmms. Ire.,a Cloutl,MN Po,mMa 1 Nr In 6000
<br />ref. 11401 "V I f71a'VI) __ J a 2 A n
<br />
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