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200412359 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained <br />in this 1 -4 Family Rider. <br />� }p <br />(Seal) 1� "�1" (Seal) <br />HN W HAUSER - BOrrOWer ELIE ETH A HAUSER - Borrower <br />— (Seal) <br />- Borrower <br />— ( Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />-- (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />db -57R (0401).01 Page 3 of 3 Form 3170 1/01 <br />