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<br /> �,`� . �-: TOCiETHER WITH all_the improvements now or hereafter enected oa tite property.an�a4���enta���.s� ,—
<br />_-_ �` :� �• � fistures now or hereafter a part of tPie property. Ait replacements and �didons shall atso 6e mvere� by this Sechrity •
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<br />=�' ;;�,,�`"s' � `" . Instrument.All of die foregoinv�s referred to.in this Secprity Iestrum�nt as the'Property." '
<br /> , ;���t�� � .�'�, EOItROWER COYENAN'FS that`Borrower is lawfully seisPd of the estate hereby conveyed and has the right to grant susd �
<br />.._ .,�rT a{a � <�. convey the Propetry and d�at the Progerty is uneacum6ered,except for encumbranoes of record. BDrrower warrant��and cvill
<br /> =` � . . •defieati generalIp the title to the Ptaperry against at1 ctaims and demands,subject to any encumbraaces of recoFd: .
<br /> ' � ;.� THIS SECURITX IIJS°t'RUNiENT combines aniform covenaats for national use and non-uniform covenants vuith limated
<br /> ..`l " ' . . . ;—
<br /> . • variations by juPisdiction to canstitute a uniform security insuumeni co4erin�reaf praperry. , , ' :—
<br /> �; '_ = iJI3iFQRM CBVEPtANTS.Ba�awer and I.eader c�venasit and�as foltaws: � .` �
<br /> ' ' . � 1. Fayrmemi of FrfacEpaf aad Lntere�t; PrepaYmeui aad I.ate�ha��. Borrower s�aait P��Y Pay v�t�n due the ,
<br /> ���. " � • prihcipal bf and interest on the debt evideaced by t6e Note and azry prepayment aad late charges due under the Note. �
<br />��:"..�- _,-_ 2.Faads€or Taxes un�l Iasmance.Subject to agplicab2e law or to a written waiver by I.ender, Bonawer shall gay ta
<br />� '` � Lender on the day mont6ly paymsats are dae undet the I�Ioie,unti!the Note is paid in fall.a snm("Fnnds")for(a)yqrty taxes
<br /> ���...,, ,', aad assessmems whic6 aaay aisain�riarity over this Security InsUVment as a lien an ttte Pmperty;(b)Ye�ty Ie���Ci pag�'s
<br /> k %' ,,. or ground renu�a s�e Prc�gerty,if acry;fa)Year1Y ha2ard or property i�urance premiu�;(d?Sezr3�#lo��„�;*�gr�m.'r,.:�,
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<br /> r;,�.,.,`,' - ; r p. • arry; a�d(�aay sums yable b Borrow-er ea Ixncter,in aecardauce witb
<br /> , , ,.; if anY:(e)yearly as�rt�age ins¢ranre �..:�s.if Pa Y --
<br /> a :: , the provisions of paragrzpb 8,in Geu of the payment of ruortgage insarance premiums.These items are raited"Escrow Iiems,° --
<br /> ., .. :" � Ixnder may, ai any time,callect and hold Funds in an amowrt not to exceed the�num amonnt a lender for a federally
<br /> - , related imortgage loan may require for Borrower's escrow accouni under ttte�federal Real Fstate Setttement Procedures Act of
<br />- ,. " 1974 as amended from time to tims,-12 U.S.C. Section 260I et seq.("RESP4°),untess another iaw that applies to the Fands
<br /> _ - : ' • sets a lesser amwnt. If so. Lender may, at any time.collert and hold Funds in su�amount not to exceed the tesser�mwnt. � .
<br /> � ���,, "� Lertder may estirr�ate the amount of Funds dae on the basis of curcent data and reasonable cszimates of exFcnditnres af futur •
<br />_ . _ - _�-.• .. Fscrow Items or othe�wisa in accardance with uppficabte faw. .
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<br /> � `� �""- �------Tlie Fonds�"shall�lic fie]d��in an insiiiuf'rbn�w-hose dc�asits are insurcd tiy a�edcrai ngcncy, instntmentality, ar entity �
<br /> ` � ;. . (including Lendec.if I.cnder is such an institution)or in uny Federnl Hamc l.oan Bank. Lender shal!opply thc Funds to puy t1�e_
<br /> -. ' Escrow Iten�s.Lender may rto�chargc 6arrower fnr hniding ond applying�he Fmids,annually anafyzing tht esc:row uemnnt.ar
<br /> • ` verifying the Esc�ow Items,itnless Lender pays 6onotvcr inlemst on ttie I�unds nnd applicable law permits Lender to make such
<br /> • - � �' " � . _a charge. However, Lendei msiy reyuire Horrower to pay a onr-time charge for an indcpendem real estnte tax reporting serv[ce' _
<br />. ••` � . � used by Lender in connection with this taan. unless applicable I�w provides othenYise. Unless an �grecruent is made or• ��-:.�;
<br /> • �• ' applicable law requires interest to be paid.Lender shall not be rec�oirod to pay Borrower any interest or eamin�s on the Funds. — --
<br /> ' , . ' Sorrower and Lender nyay agree in writing.however.that interest shall be paid an the Funds. I.endcr shail give to Borrower.
<br /> , - . . withoat charge,an annual accounting of thc Funds, showidg ctedits and debits to the Funds and the purpose for which each (�3:
<br /> . .. .• ' dsbit to the Funds was made.The Funds are piedged as additional securlty for all sums aecured by this Security Instrument. _ -=
<br /> � , If the Funds held by I.ender exceed the amounts pemuued to be held by applicable law.I.ender shali account to Boreawer a�,
<br /> • , � for the excess Funds in accordance with the requirements of applicable law. 1f the amount of the Funds held by I.Qnder at any
<br /> ' dme is not sufficient to pay the Escrow Items when due,Lender may so no6fy Borrower in writing,and. in such case Borrower ,�,�n,_
<br /> � � shall pay ro Lender the amount necessary to make up the deficiency. Bo�wer shall make up the deficiency in no more than �:'�
<br /> , '. • . � • twelve monthly payments,at Lender's sole discretion. , '' `=
<br /> : : Upon payment in ful!of all sums secuted by this Securiry Instrument, l.ender shall promptly refund to Borrower any ,�;�r_
<br /> � • Funds held by Lender.If,under paragraph 21,Lender shall acquire or sell the Property,i.ender,prior to the acquisition or sate . •'•::?a��
<br /> , ; af the Property,shal!apply any Funds held by I.ender at the time of acquisition or sale as a credit against the sums secured by �.�
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<br /> � � �• �. this Security Instrument. �
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<br /> �r' '� 3.A ltqtion oY Pa �'
<br /> '��r�,;` , ' pp yments.Unless applicable!aw provides othenvise,all payments received by Lender under paragraphs � _�,�,---
<br />_ �.,,` . • � � 1 and 2 shail be applied: first,to any prepayment charges due under the Note: second.to sunounts payable under paragraph Z; %•�""�
<br />_ � third.to interest due:fowth,to principal due:and last.to any•late charges due under the Note. - --
<br /> .ti�:
<br />_' � 4.Charges; Uens. Borrower shall pay all taxes,assessments.charges, tines and impositions attributabie to the Praperty � .�'�=_�—=
<br /> - ' • . which may attain priority over this Security Instrument, and teasehold pay.mena or ground rents, if any. Borrower shall pay • :., �':�l�
<br /> 2 ,:'� •• � . these obligauons in the manneT provided in paragraph 2,or if not paid in that manner,Borrower shall pay them on time directly ,;g�+
<br />__`' to the person owed payment. Borrower shall promptty fumish to Lender all notices of amonnu to be paid undcr this paragraph. ��'''��.; _ .r���
<br />=�� .' , • If Borrotver makes these payments direc3ly.Borrower shall prompdy fuenish ta l.ender receipts evidencing the paymenu. . �
<br /> :;;.- . Borrower shall promptly discharge any lien which has priority over this Security instrument unless Borrower:(a)agrees in • " ' � �,
<br />_-- • writing ro the payment of the obligatton suured by the lien in a manner acceptable to Lender:(b)contesu in good faith the lien ' � �� ,.
<br /> �.� by, or dcfends against enforcement of the lien in, legal proccedings which in the Lendet's opinion operate to preveat the
<br /> � ' • '. enforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to - ,�d ��♦
<br /> -� �, .� � ' tS+ y part of the Property is subject to a lien which may attain prioriry over c"�' "
<br /> ,z_ this Securi Instrument. If Lender determines that an
<br />��'.°• � . this Secudty Instrument. Lender may give Borrawer a notice identifying the lien.Borrower shall satisfy the lien or take one or . . . '-�`
<br />�'� � more of the actions set forth above within 10 days of the giving of notice. � � '
<br />_ ��Y�' . Form 3028 9190 " '��
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