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<br />- : � : • TOGE17iER�irITH a11 the improrcments now os hete�sRer erected�nn thc property.and�11 easeMV�a�p r'i!��Tid ;:'.• �. . -_
<br /> �; . • .. . - 6xtures now or hemaf'ter a part of the praperty. AIl repiacements and additions shall also be coveted by this Security � ; �- -
<br />-� Instrument. Al!of the fotegoiag is referred to in this Security[nsWment�s the"Property " , _ .�' �'"`_
<br />-_�-� . • ---
<br /> :.:Y � . -:__,-.-- -:-- _ BORROWER COVENf+NTS that Sorrower is lawfully seised of the estate herehy conveyed and has the right to grant and "` . • •'��:;�
<br /> �,`� - camey the Property and tEz�tt�,c Pm�rty is unenraimbrred.exsept for ertcambra�es of rewrd. Borrower�varrants and wiil =- - - -_
<br /> �_.
<br /> y a �'. �• , ' defertd generalty the tide to the Progerty against alt elaims and demands.su6ject to any eucumbrances of record. �., ' �`��:
<br /> -4- � THIS SECURITY INSTRUMEMC combanes uniform c»venants for natioml rue and ufln-uniform covenants�vith limited _ ' �'
<br />_� � � �--�`�• � � variazinns b urisdiction ro constitut�a uniform securit instroment coverin rea! ro • �
<br /> � Y.l Y g P Fen3'• ;q_;-=� .
<br />�r. ��� ,; •� -•- UPIIFORNd COVENA1�iTS.Borrower and Lender covenant and agree as follows: t - ="=.`_
<br /> _,�_,�.�
<br /> '" � .� . � ' l. F�ymeai of Princi8sl aad Inierest;Prep,aymeut and Late Charges. Borrower shall promptty Qay when due the '���s�b.y.��
<br />��. . ,' • principal`of and interest an ttze debt evidenced by the Note and any prepayment and tate charges due under the Note. �•_'�.�--� —=
<br /> �� • � � � 2. Fuads far Taaces a�ad Ia�tnsace. Subject ta applicabte law or to a written waiver by Eender: Borrocver shall pay to `r �
<br />�,�� � Lender on the day montlily payments ar�due under the Note.until the Note is paid in full,a sum("Funds")for.(a)yeariy taaes lr���
<br /> -� �-• -� - : ' and assessmenu�vhic6 ma attain riori over this Securi Ins4tumenCas a lien on the Pro y p yme °�"""-�'�" �
<br /> _ - Y P tl+ tF PenY;(b?�yeart leasehold a nts �:.�---__----
<br /> �'�= ` - ',- .:. . or ground rents on the Property.if any: (c)yearly hazard or property insu:ance prezniums:(d)yearly 8oad insuraace pt�miums. �'�_��-"`�`-
<br />-:.,y . ' � if any: (e)yearly mortgage insurance premiums.if arry:and(�any sums payable by Botrower to Lender,in accordance with ���`-_
<br /> �-� � �. � • � the provisions of paragraph S,in lieu af[he payment of mortgage insurance premiums.'it�ese items are called"Escroer Items.' �`�_—�—�
<br /> .� '. . . �.�`_`:� Lender may,at any i�me, rnllect and hald Funds in an amo�nt noi to eac.eed the maaimum amount a lender far a federally �
<br /> t ' '� related[nortgage loan may requice for Borrower s escrow account under the fed�al Real Fstate Settlement Praceriw�s Ad of �x` `- �
<br /> � . -
<br /> -. --- ..- ; . ......- _ -1974-as-atnend fromtime�ta time;�13��i�:S.C.�Secrion-2691 et seq:f"R£SPA"f:unless suiothertaw that applies to-the Fuads--...-_.. !'�'
<br /> � �Y _ . sets a tesser amount. If so, Lender may:at any time, collect and hold Funds in an amaunt not to exceed the lesser amount. �-�'-"`
<br />` : ' . _ . , Lender may estimate the amount of Funds due.on the basis of cuaent data and reasonable estimates uf expenditures of future --
<br />=� . Esccow dtems or otitenvise io accatdance with appiicabie law. ' . — _
<br /> - __. . .__ ° : . '' _ The Funds shall be held in an instimtion w�ose deposits are insvred by a federal F►gency_, insUram�tality. or_enrity _ ��
<br />^; . . • (including[.eAder,if Lender is such an instituaon)or in any Federal Home Loan Bank.�Lender shalt apply the Funds to Qay the --
<br /> • • � Escrow Items.Lender may Rot charge Barrower far hotding aad app{ying the Funds,annualty analyzing the escrow account,or _ �'� .,:<:�
<br />_.`. � .: • •-f"r�`:•. , verifying the Fscrow Items.unless[.c-r�der pays Borrower interest on the 3Funds and applicable law permits Lender to�nake such ^�;;;,m�
<br /> � : ��
<br /> � _.•.��
<br />;::: _..; _..:. ,• '.. �. a charge. However, Lender may require Borrower to pay a one-time charge for an indepPndent real estate tax reporting service -..-. �=
<br />.�'T �_� ,, used by Lender in connection with this loan. untess applicable law provides otherwise. Unless an agreement is made or �� .�
<br />_"' � applicable law requires interest to be paid,l.ender shal!not be required to pay 8orrower any interest or earnings on the Funds. °
<br /> � �'f` `" � Borrower and Lender may agree in�tiriting,ho�vever, that interest shall be paid on the Funds.l.ender shall give to Borrower. � " "�'
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<br />_.,� �' - . :..,;}` � without charge, an annuai accountin;; of the FunJs,showing credits and debi�y to the Fun�s and the purpose for which each � �
<br />-�; •.;;�%� �'-- --.=•��-- �-�- debit tu the Funds was made.The Funds are pledged as additional security for ali sums secured by this Secarity Insuument. �-
<br /> " t�� � If the Funds held 6y txnder exceed[he amounts permitted to be held by applicable law.Lender shall account to Borrower � � �-
<br />_,��` ,`� • ' for the excess Funds in wcordance with the requirements of applicable law. If the amount of the Funds held by Lender at any � r ' '�``�-:-
<br />��,. , ' • _ time is not sufficient to pay the Escrow Items when due.I.ender may so notif}�Barrower in�vriting.and.in sach case Bocrower ''
<br /> '�' � �' � � � shall pay to I.ender the amount necessary to make up the defccier.cy. Borrower shall make up the deficiency in no more than �
<br /> =� � tweive monthly payments,at Lender's sale discretion. ���•� `-=-" -
<br />�s• � ' • Upon payment in full of all sums secured hy this Security Instrumeru. F�ender shall prompdy �fiznd to Borrower any �' °��
<br /> _�_ � . �jGv�
<br /> �_ . Funds held by Lender.ff.under paragraph 21.Lender sha11 acquu+e or seA the Property.Lender,prior to the acquisition or sate �%%��
<br /> i`r: " • ,• � of the Property. shall appty any Funds held by l.ender at the time of acquisition or sale as a credit against the sums secured by ' � .I�.,�;-�-
<br />�' ° ' � this Security Instrument. � � • � ��
<br />-� . .• � '�`��• 3.'AppfI�tion of PayQeents.[3nless applicable la�v provides otherwise.all payments receivcd by Lender under paragraphs • ••,' ���
<br /> -��• � � � ' • 1 and Z shall be applied:�first,to any prepayment charges due under tAe Note; second,to amounts payable under paragraph 2: si'; �,
<br />-�� . • third,to interest due;founh, to prineipai due:and last,to any late charges due under the Note. : � -' ?� ;
<br />� �' ` � 4.Charges;Ltens. Borrawer shall pay ail taxes. assessments,charges.Gnes and impositions attributabte to the Pro�erty `� '=.; ''�
<br />��. : � � which may attain priority over this Sccurity Instrument,and feasehold payments or ground rents, if any. Horrower shall pay °��.�f,
<br /> these obfigations in the manner provided in paragrsph 2.or 6f not paid in that manner.Borrower shall pay them on tirtte directly • �'
<br />-�p i. � to the person owed payment. Borrower shall prorts�tly fumish to Lender all notices of amounu ta be paid under this paragrapb. . • ���,�
<br /> ' ' : �., , if Borrower makes these paymenu directly.Borro•xer shall promptly furnish w l.ender reccipts evidencing the payments. -'^ !''�°
<br />_����:� " � �� � .
<br /> - Borrower shall promptly discharge any lien which has priority over this Security lnstrument unless Bonower:(a)agrees in .�= �'-`;�:, .
<br />_?.;� : � � writing to.the payment of the obligation secured by the lien in a manner acceptable to Lendec;(b)comests in gaod faith the lien •_ � '. L�.�;.
<br /> . by. ar defends against enforcement oF the lien in. Iegal proceedings which in the Lender's opinion operate to prevent the � . ' �`��
<br /> �� � � � � enforcement of the lien:or Ic>secures from the holder oP the lien an agreement satisfactory to Lertder subordinating the lien to •.�;
<br />��
<br />�� • • this Security Instrument. ii I.ertder determines that any part of the Property is subject to a lien�vhich m�y nttain priority over ''�;f
<br />=� ' `_ • . th�s Security Instrument.Lcnder may give Botrower a noticc identifying the licn. Bunower shall satisfy the licn nr take one or � , '' '
<br /> =� ; ; . : more of the actians set forth above within 10 days of the giving of notice. .. .s•.� -
<br /> � . �
<br />=� ' . Form 3028 s�so F � '•.+�,�
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