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<br /> �-.. �,; 3.. s� � TOGEfHER WITH all th�improeements no�+ar hereaftec e�on the property,and all easemenis:uPPnrtenances.and � v_�
<br /> :•�`-- .': ��t: : fi;inies now os herea�ter a part of ttie PmPertY. A!1 teplacemeats snd addidons shall also be oovered by �is Security — �
<br /> �� ' " tnstrument.Alt ofthe foregoina is referred to in this Seauiry Instniment as the"Praperty.' ' -� �' -
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<br /> � t ����:: . BORROWE�COYENAN'1'S that Borrower is Iawfully seised of the estate herehy conve3red aud has the right to grant aad . � -
<br /> and that thc Propei4Y is unencumbered. except far encamibrances af c�ord. Botrower warrants and will '` ��,�-:
<br /> . } convey che Pm�ertY � r -=
<br /> defend$enetally the tide to the PmpertY against aIi ctaims and demands.sabjed to any c�uvmbraaces of re�rd. �i-�„ —
<br /> ��` . TEII3 SECITRITY INS'fRUMENT�ombu�es uaifarm oovenants for natiam�l use and non-uuiform cavenan�s with I�ited �� _
<br /> Y I covering real property,; �= -
<br />- ;�,::-_." . variatioas b arisdiction to constitute a uniform securit5+in�uumem ` , � - _-
<br /> * "-�.::r�..-- ': ` UNffORM COVENANTS.Borrower and Lender wvenant and ugcee as follows: —_---.
<br /> �'`� , �..�." : �. ��.` 1. Payment of P�iacipal and Interest; Pr�paYms�t and Late C6a�es. Borrotiver shall prompilY PaY whea due the �
<br />',°;� �`.`: - �. prinripai of and interest on dze debt evidenced by the Note and an�+Prepayment and late charges due under the Note. �-
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<br />-��:�;,�= �...:�-;• ': 2.Funds fos Tt�ses aud incnranee. Snbject to a�plicable!aw or to a writtea waiver Iryr Lender.Bormwer shall pay to
<br /> °���. -: -. . . Lender on the day momhlY PaY�nts are due onder tl�ee Nate.until the Note is ppid in fnll.a sum(°Fimds"?for.(a)Y�Y�� _
<br /> �r . � and asse.ssments which may attasn priority over this 5eWrity Insuument as a lien on she Property;(6)Yea�'ly leasehoId paymema
<br /> -, . '��°` .. `,•.� �� or ground rents na the Property,if any;(c)YeartY hazard or pmperty insutance premiums:(�Year1Y flood insr•a,�premiams, .
<br /> :f�1-,�'� , � if any;(e)Y�Y��SaSe insurance premiums.if any:and (�a�►Y sams PaYable by Bono�ver to Leuder.in aoobrdance andi
<br /> ,�. } ' the provisions of paiagraph 8, in lieu of t�e payment of mortgage insurance premiums.'t'hese it�ns are called"Escmw Items." .
<br /> � �. � � , ,'�. Lender may.at any time, coltect and hotd Funds in an amount not to exceed tiie maRimnm amouat a tender for a f�erally
<br /> '�2:• , . .
<br /> �y , . � relared mortgage loan may requit�e for Borrower's esecow accaant nnder the federal Real Estate Settlement Proc�fiues Act o
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<br /> �l-�--`=—=- _i974�ameaded from 6me to time, 12 U.S.C.Section 2601 et�q.("RESPA");unless anotber laru that lies to'ti�e Ftmds
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<br /> �, ,., ° • �•, . seis a lesser amowrt.�If su.Lender may. at any ume, collec�and�holtl-Funds in-an-amount not w exceed e esser aznouni.. ..
<br /> . , I.eader may estimate the a�ount of Fonds due an the basis of current data and reasonabte estimates of expendit�ues of funue
<br /> . �scrow Items or othenvise in ascordance with�pplicabte law. .
<br /> Tite Funds shall be held in an institution whose deposiu are insured by a federal agency, instc�mentalitY• or entity
<br /> �w � � � • (including L�nder;if Lender is sucb a�institation)or.in any Federal Home Loan Bank.�I.e�der shall apply the Funds tapay th�
<br /> � ' � Escrow Items.'Lender may.not charge Borrower far holding and applying the Funds,ann�aUy analyzing the escrow accaunt,or
<br /> , , , � � verifying the Escmw Items.untess I.�nder pays Borrower intcrest on the Fands aud applicable law gennits Leader to malce such
<br /> � � a charge.However,Lender may require Borrower to pay a on�time charge for an independent r�al estate tax reporting service
<br /> •'c � used by Lender in cont�ction with this loan. unless applicable law provides otherwise. UaIess an agrcement is msde or ,
<br /> , � applicab�Eaw requires interest to be Qaid,Lender shall aot be requ*red to pay Borrower any interest or eamiugs ap t�e.I=ttrds.
<br /> � • Borsower and l.ender may agree in wriang,however.that intec�:s;hall be paid on the Funds.•I.ender shall give to&a�m�:gr,
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<br /> �.;;,:;. .� . ;. withaut ct�arge.an anr.n:l accannrin�of the Funds. ��owing credits and deki�s to the Funds and the purpose,for wb*'��ath
<br /> - . � � � debit to the Funds was made.The Funds are pledged as additional secvrity for ai1 sums secured by this Secarity I*+M**,^'=rr.
<br /> � � � � If the Funds held by I.ender exceed the amounts permitte8 to be hetd by applicable law,Lender shall accousu to Hcstower
<br /> . for the eacess Funds in acconfance with the requiremenu of appiicable law. If the amount af the Funds hefd by Lende3 st any _
<br /> __..;�,.�: ... �• time is not sufficient to pay the Fscrow Items when due.Lender may so notify Borrower in writing,and,in sach case Borrower =
<br /> . • . shall pay to L'ender the amount necessary co make up the deficiertcy. Barrower shall make up the deficiency in na more than
<br /> - � . twelve monthty paymenu.at l.endei s sole discretIon.
<br /> . ',r'� '� � Upon payment in fuU of 2l1 sums secured by this Security Instrument, I,ender sf�al! promptly refund w Boaower any _
<br /> :?�-e�r ' %'--.�",<" Funds held by Lendet.If,under para�aph 21.Lender shall acquire or sell the i'roperty.Lender,prior to the ucquisirion or sale
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<br /> - ~ �f�•k���•� ., '" of tF�e Property.sliall appiy any Fucufsheid by Len der at t he time o f acquisi t ion or s a l e a s a c r e�i i t a g a i n s t t h e s u m s s e c u r e d b y �`-
<br />.� ,�,�t� • - . this Seeurity InstrurRent. . '
<br /> �-�..-. . • 3.A��lacation af�yments.Unless applica�►.e 4aw pravide.c otherwise.�payment�received by Lender under parag�aphs
<br />;,:�.� ''� . :; 1 and 2 s[�II be appfied: first,to any Qrepayment cF.arges due�der the Nlote:second.to amounts payable under paragiaph 2; _
<br /> _.� �'"'�. third,to irterest due;faurth.to principal due:and tast,to any 1�uharges due under the Note. -�—
<br /> � 4.Char�es;Ltens.Borrower shall pay a11 ta�ces.assessmen`��,g,charges. fines and impus:tions anributabte to the Praperty �____-_
<br /> �-•--
<br /> ;� . ••' :� , ,. � which may attain priority over this Security Instrument, and leasehald payments or ground rents, if any. Barrower shall pay �:;��
<br /> �.�.-
<br /> - , these obligations in the manner provided in paragraph Z,or if not paid in that manner.Sortower shall pay tit�on time ditectly �:,_•�e
<br /> � � '� to the person owed payment.Borrower shall promptiy fumish to Lender all notices of amounts to be paid under this paragraph. _ _=-
<br /> �• Ii Borro:ver makes these payments directly.Borrower shall prom�tly fumish to Lender receipts evidencing tlie paymenu. �; � r,�'T,
<br /> ��: •-�.� � , .. .. Borrower shall promptly discharge any lien which has priority over this Security Tnstrument anless Borrower.(a)agrees in '''
<br /> .�+ � . writing to the payment of the obligation secured by the lien in a manner acceptable to Lender.(b)contesu in good faith the lien - .�, �'•��
<br /> '`.�.; �. • by. or defends againsc enforccment of the lien in, legal proceedings �vhich in the l:ender's opinion opetate to prevent the •
<br /> l%�'��;' :�. �<-,;,� enforcement of the lien:or(c)secures from the holder of the tien an agreement satisfactory to Lender subordinating the lien to
<br /> °g` -�' � � this Security Instrument. lf I.ender determines that any part of the Property is subject to a licn which may aetain priosity over � �,... �
<br /> �"� Y this Security Instrument, Lender may give Borrower a notice identifying the liea.Borrower shall satisfy the lien or take one or •
<br /> ..��. � '::� .� . more uf the actions set forth above within 10 days of the giving of notice. "
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