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<br /> � - � , payments may na longer be requir�.at the option of Leqder.if mortgage insurance covetage(ia the amotmt and for th;°peciad :_ _ ------
<br /> '. ` th�i Lender raquires)Provided hy an iasu:ec approved by Ixader again bea�mes available and is�6ta�ed.Borra�veT shalf pay ��� -
<br /> ' ' - � th��FPCIIIjUiIIS tf�jpjx2�tp maintain IIIpltgag8lnSlli3tiCC 1T1 effEd.or to pmvide a loss reserv�.until the regnir�meat for mortgaga . �,..--° -_:_: -
<br /> . ' '.�� insurance euds in axardance with any airitten agreeau:nt betwe�a Borrower and Lender or agplicat�le taw. - ._ --- -
<br /> �_-
<br /> . g.Iasp�ctton I.ender or iu a;eat may make reasonable ennies upon and insgections of the Pruperty.I.ender shall give� _ _
<br /> - . �; , � Sosower norice at the time of�r prior to an inspc�ion sp�ifying reasonabte cause for the inspecrion =--
<br /> .- � ' 10.Cond�ation.The pr�os� of any award or ciaim for darnages,dire�t or conseq�eutial,itr co�earan witb anY _�
<br /> , � ` . , condemt�ation or other taking a�f a�►y part af the Praperty, or for conveyance in lieu of condemnation,are hereby assigned and =__
<br /> � . , shaU be paid to I.ender. --
<br /> ' � . In the event of a total taking of the Property.the proceed.s shall be applied to the sums secured by t6is Security lnsuument, -
<br /> � - • whether or not then due,with any exc�s paid to Borrower.In the evem of a partial taking of the Property in which the fair =___._
<br /> �� . . � market vatue of the Pmperty immediately before the taldng is equal to or gteater than the amnunt of the sums secured by this ----
<br /> ' � Secarity Isutrument immed'}ately before the tal�ng;uniess Horrower and Lender othernise agree in writing,the sums secured by. . ' ---
<br /> this Security Instrument shall be reduced 6y tke antount of the proceeds mulaplied by the foltowing frsction: (a)the total
<br /> . ,`� ;.�; amount of the sums secured immediately before the taking,divided by(b) the fair market value of the Property immedi�tely ___
<br /> � ' before the.taldag. Any balance shall be paid ta Borrower.In the event of a partiaf taking of the Ptoperty in whic8 the fait �
<br /> ' � ma�lcet value of the Progerty immediatety hefore the taldng is less than the amount of the sums secnred immediateiy pefore the _._-
<br /> � .. . ....
<br /> �:�_..._• � ..,.. . .
<br /> _
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<br /> --.--_.__.:.__._` .._...- �- takirtg�s�anless Bonower-and Lender�thersviseagre�in.wrTitiAb o•unless.aPplicabte law othetwise provi es. -- pra - --- -- . ._
<br /> �..� . , � be applied to ths sums secured by this Security Insuument ahether or not the sams are thea due -' �; ____.
<br />: � � , . If the Property is abandoned by Boaower, or if,after notice 6y I.ender to Borrower that tha condemnor offsrs to make an _
<br /> award or setde a claim far damages.Borrower fails to respond to Lender within 30 days after the date the notice is given, __
<br /> - �-� . . � � Lender is authorized to colled and apply the praceeds.at iu optian,either to restoration or repair of the Property or w the sums _i_
<br /> . seic�ued by this�ecurity InstNmeni,w�ai or not then due. ` ` - - - - - - • —_ -- _
<br /> e
<br /> �`: � • ' Untess Lender and Borrower otherwise agree in wri6ng. auy applicatio*�of praceeds to principal s�l1 noi extend or - - _
<br /> � • ° �. postpane the dae date of the monthly paymenu referr�L m in paragtaphs 1 and 2 c:change the�tnount of su�i,�ayments. • ,�.
<br /> 11.Borrower Not Released;Farbearuace By t'i.�cader Not a Naivee.E�.A.sion of the dme for pay�n::.t or tnodifcatian �
<br /> � . . cf arnorti7ation of the sums secured by ttns Security Insuument gnmed by Lender to any successor in interest of Borrower shall ' '
<br /> .�� :
<br /> �' ' . �: not operate to release the Iiability of the original Borrower or Borrower s successors in interest.Leader shafl not 6e requ9rcd to .
<br />_ •- , , commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortizauon : •�
<br /> of the sums sacured by ti�s Secvrity Instrument by reason of any demand mzde by the original Borruu-er or Borrower's �
<br />- .' " . succ�essors in interest. Any forbearance by Lender in exercising any right or remedy shal{ no[be a waiver of or preclude the "�r: .
<br /> � exercise of any right or remedy. -� .
<br /> � • ' � 12. Successors and Assigns Bo�d;Joint amd Several Liability; Co-sigriers. The covenanu and agreements of this ' ��
<br /> A_ .�.
<br /> . , Sesurity Instrument shall bind and ber_L�t the successors and assigns of L.ender and Borrower, subject to the provisions of � •T ,
<br />- � � paragraph 17. Borrower's covenanu and ageements shall be joint and several. Any Borrower who co-signs this Security .
<br /> � ' instrument but does not execute the Note•(a) is ca-signing this Security instrument only to mortgage, gra*�t and convey that __ _4:__
<br /> � Bomnwer's interest in the Properry under the terms of this Security Instrument: (bj is not personally obligated to pay the sumg . � +.�,a�
<br /> � � ' • secured b this Securi Instrument;and(c)agrees that Lender and any other Borruwer may agree to extend,modifp.forbear or . ��`,"�
<br /> , �r . Y �Y
<br /> withaat that Borrnwer's conseru. -t.��'@-,`"�-�-�"--``_`
<br /> � . � make any accommodations with regard to the terms of this Security Instmment or the Note .,,�. .;�,
<br /> � ` 13.Loan Charg�.If the loan secure.d by this Security Instrument is subject to a law which sets maximum loan charges. � i�-�-� �l_
<br /> ' . and that law is finally interpreted so that the interest or ather loan charges collectal or to be wltected in co:�_etion with the � , . .••,r--
<br /> '� toan exceed the permitted limi[s,then:(a)any sach loen charge shall be reduced by the amount necessary to reduce the charge � ' �=
<br /> j�. ; � to the permitted limit:and N)any sums already collected from Borrower which exceeded permitted limits wil!be refunded to � }��'' "
<br /> = . � Borrower. Lender may choose to make this refund by reducins the principal oweci under the Note or by making a direct ��,_ �`�`
<br /> =:�� �. � ' ' � payment'to Borrower. lf a refund reduces principal, the reduction will be treated as a partial prepayment without any . �`` • `a,':��
<br /> �' prepayment charge under the Note. , � .. ��
<br /> � ' • `�+ 14.Natices.Any nouce to Borrower provided for in this Securiry Instrun;�,.=nt shall be given by deliven::�it or by mailing _ .
<br /> ' ��� •.� � � it by first class mail untess applicable law requires use of another�*•�hod. 1�T,�notice shall be directed to the Property kddress �� '• '''
<br /> ;�' .' � , or any other address Borrower designates by natice to Lertder. Any notice to Lender shall be given by first class mail to >
<br /> : •k•� ' � Lendcr's address stater!herein or any other address l.ender designates by noti�:,_to Bonower. Any notice provided for in this
<br /> � Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. � . , . � �
<br /> � �:.. •' .
<br /> � • f 15,Goveming La�v; Severability. This Sccuriry Instrumerzt shall be govemed by fcdcrnl law and the law af the � �
<br /> : ;.'� " • , ' jurisdiction in which the Pruperty is teu.:ted.In the event that any provision or clause of this Securiry lnstrument or the Note
<br /> ••';� � ' , conflicts with applicable law,such conflict shall not affect other provisions of this Securiry instrument or the Note which can be
<br /> �� �� given effect without the annflicting provision.To this end the provisivns of this 5ecurity Instniment and the Note are declared � .
<br /> �. <. . to 6e severable. ,�' ' '
<br /> '� � , � 16.Borrower's Copy.Borrower shall be given one conformed copy nf the Note and of this Security Instrument. _ ' `';
<br /> ,.: . . ..
<br /> � Form 3028 9/9R ,' ,
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