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<br />=•��, ° .�`�' ' TQGETEtER�VITH all t�e impmvemenis now or her�after ereccc�rl on ttte properry.and sll easements,eppurtenances.aad -__--_-_
<br /> '� fixtures naw or hereafter a part of tfie property. All rcplacemeni�s and addit�ons sS�all alsa be coveted by this Seiasrity , _- --
<br /> '°9�� . � � ' instnunent.All of the fort�oing is referrrd to in this�ccurity i�stnimeat as the'P�°Qerty.° —_
<br /> " � � BORRUWER COVENAI�TS chat Horrower is ta�vfitlty seised of d�e estate hereby conveyed aad has the rigM to�nt and =__________-
<br /> ' , ' . convey the PropertY and that the Prope r t y is uneacumbcred.except for encumbr�tces of record. Horcuw'tr warrants and will -_vT.__- _
<br /> defend generatly the titte ta thr Property a�a�tnst all claims and demands.subject to any encambrances of record. -�_._______
<br /> , ;.r' THIS SECi}RYTY II3STftlJMEM�'Forn6in�uflEform covenants.far national use ancf non nniforrp oovenants witli timited __-- ---- ,
<br /> .. .�, . � variations 6y jurisdiction to constituie a uniform seauity iastrument oov�ring real PTOPe►tiY• . _-_ ---
<br /> ' . , ' UNiFORM COVE1VAlyTS.Bnr_awer and Lender co�v�e��i���pBorrower shall promptiy paY wiu°.n d�e the —.
<br /> 1. Faymeai of FrIndpal suid Interes� P�ePaF�.
<br /> , '� ` - ��� principai of and intecest on the de6t evidenced by the Note and siny ptepaYrtten�a����g�due under the Note.
<br /> ` ' ` � i Z. Fbads fos Taxes aad Insupance-Sublect�o a�Plicable taw or to a written waiver by Lender, Borrovrer sball pay to __
<br /> . � , i lender on the day mo�hiy paymenis.are due uader the Note,until the Note is paid in f�1t.a sum f"Funds")for.(a)yearly taxes
<br /> ' ' F � a�d ass�ssments which may attain priority over tlus Security instnunent as a tien on the Pmperty:fb)Y�ly leasehold payments
<br /> . or ground rents on the Pcoperry.if anY:(c)YeaTly ha7�rd or property insurance premiums:(d)Yearly flood insuiance premin�s, .
<br /> . , if any:(e)Year1Y mortgag�iasurance premiums.if a�r:and(fl any sums payable by Borrower to f.ender.ia accardance with
<br /> •, �` : I the provisions of para�raph 8.in lieu of the paymait of mortgage insurance premiums•These items are caqed"Fscrow Items:"
<br /> ' • . . � • Lender may, at any tims.collect and hold Funds in an amount�ot to exceed the maximum amount a leader for a federaUy
<br /> :� . V .. . re(ated mortgage loan may require for Borrower s escrow acenunt under.the,federal Real Fstate Settl,eemcnt Procedures Aci of
<br /> k ` ' 1974 as amended from time'co tiine.!2 U.S.C.Section 260I e�seq. (.°RF�PA").unless anoiher tav�that appties to the Funds
<br /> _. . . .�.� � �'; `
<br /> `• '� � seu a lesser amount.If so..I.ender may.at any time. collect and hold Fuads in an amouni not to exceed the less0r attcnant.
<br /> —,�-_.. .. ..___._.�.. . .
<br /> . . _ .-- : �-- '-� -L"e�nder�i�y�sdmate�the amounrof-Funds due�on-the basis-0f_current,data and xeasonable.estimates of expenditares af. ------. ---.
<br /> � � • �scrow Items or othernise in accordance with applicable law. c
<br /> ` • � : The Eunds shall be held in an institution whose deposits are insured by a federal�agency, instrumentaliry. or enriry
<br /> ' �� ' (including Lender,if Lender is such an institution)or in any Fe�eral Home Loan Bank.Lender shall apply the Fw�ds to pay the
<br /> " ' "` Escrow Items.Lender maY not charge Borrower for holding and apptying the Funds.annually analYzing the escr°w account,or
<br /> '�. � � verifying the Escrow Items,unless l.ender pays Borrower interest on We Funds�nd applicabie iaw permits Lender to make such .
<br /> , ` i a charge.However. Lender may reqaire Borrower ta pay a one-time charge for an independent real estate tau rePoThng service , � J
<br /> `. � � ' � used by Leader in wnnection with this toan, unless applicable law providrs otherwise. Unless an agreement is made or
<br /> . : • . . _, ap�licable t�c;requires interest to be paid.Lender shall noi 6e required to pay Borrower any intecest os eamings on tfte Fuads. _
<br /> . � � . .�`,'+ � • Boaower a�f I.ender may agree in writing.however, that interest�:.il be paid on the Funds. Ixnder shaU give to Borrvz�er,
<br /> ' ` � . without charge, an annual accounting of the Funds. ssowing credit� and debits to the Funds and the putpose for which each
<br /> � � debit to the�runds was made.The Funds are ptedged as additional security for all sums secured by this Security Insirument. ���`
<br /> ' � ��`:t'�':. • If the Funds hetd by Lender eaceed the amounts permitted to be held by applicable law.Lender shail accaunt to Horrower
<br />� � � for the excess Funds in accordance with the rer{uirements of applicabte law. If the amount of the Funds held by Lender at any �_��
<br /> ' • time is not su�cient to pay the Escrow Items when due.Lender may so notify Borrower in writing,and,in such case Borsower ';�.`:"
<br /> . � ' • shall pay to Lender the amount necessary to make up the deficiency. Borro�ver shali make up the deficiency in no more than - ,_� -
<br /> � twelve monthly paymenu,at Lender s sole discretion. � , _
<br /> .: Upon payment in full of all sums secured by this Security Instrument. I.ender shall pmmptly refund to Borrower any
<br /> - .` • Funds held by Lender.If,under paragraph 21.Lender shall acquice ar sell the Property.l.ender.prior to the acquisition or sale t{
<br /> ` . .•• � ' of the Property,shall app1Y anY Funds held by Lcncder at the time et aoquisition or sale as a credit against the sums secured by _ ..�—�
<br />_ • . • this Security Instrument. �-_�
<br /> � �• . � 3.A lication of F�g3nents.ilntess applicable!aw provides otherwise.all payments reccive�by Lender under para�hs �K�-,_____
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<br />_� � � ' � 1 and 2 shall be applied:first,fo anY Fiepayment charges due uader t6e Note: second, m amouats payabte a.nder paza$tapb 2: �:gLL�—,i
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<br />- � - �' ' . r third,to intcrest due:fourth.to princii*:�due:and last.to any lat�a'�.arges due under the Note. ' •���-
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<br />� � . � • � • � 4.Charges; Liens.Borrower sha11 pay ali taxes,assessmer.rs. �harges,fines and imposirions attributable to the Prc�erty � �-_____--_,_
<br /> . � . ' .. .'. :{� which may attain priority over this Security Iastrument. and lease5ald payments or ground rents.if any. 8orrower shail pay +��-
<br /> .� . , . . these obligations in the manner provided in paragraph 2.or if not paid in that manner.Borrowcr shall pay r-:�n on time direcdy � '`-��- --
<br /> , ..�,.
<br /> •� � . to the pe�son owed payment.Borrower sha11 prompdy fumish ro l.ender all notices of amounts to be paid�er this pazagraph. � ,•. =�,�
<br /> '`� �� � If BoaoR•er makes these payments direaly.Borrower shall prompdy fumish to Lender receipts evidencing the payments.
<br /> � • � Borrauer shaU promptly dischar�=e any lien which has priariry over this 5ecuriry Instrwr.er.t unless Borrowe�1•(a)ac'r�.,.�s in • :
<br /> = � . writing to the payment of the obligation secured by the licn in a manner acceptable to Lender:(b)contests in gaod faitb fr.e lien _
<br /> �. .. � by. or defends against enforcement of the lien in. legal proceedings which in the Lender's opinion oQerate to prevem the . . . _
<br /> � !' � � • • enforcement of the lien:or(c)secures from the hctder of ths lien an agreement satisfactory to l.ender subadinating the lien to
<br /> � , , • this Security Instrument. if Lender determines that any part of the Property is subject to a lien wnich may attain priority over � �
<br />� _�. �: , � , � this Security Tnstrument, Lender may give Borrower a notice idecafying the lien. Borcower shall satisfy the lien or take one or . . :
<br /> ' • � more of the actions set forth above within 10 days of the giving of natice. � .
<br /> - ' • . Farm 3028 9190 ' �
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