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200412265 <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 <br />days from the date the notice is given in accordance with Section 15 within which <br />Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay <br />these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. J <br />C ..... ...�.. ..... (Seal) <br />..... .... <br />COREY D. KE ER - Borrower <br />�l.V ......... . (Seal) <br />WENDY J. KEEZER - Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER —ARM 5.2 <br />Single Family— Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3111 1 /01 <br />Bankers Systems, Inc., St. Cloud, MN Form ARR -5 -2 6/1/2004 (page 3 of 3 pages) <br />